HSBC North America Holdings Inc. Credit card department,
I filed a dispute with -, -, and - about an unknown debt listed on my credit report as a collection item. completed the form dispute process and asked the collection agency, - - -, to provide me with documentation validating the debt belongs to me. On - -, 2016, I receive a letter from - - - - -, where they failed to provide validation of the alleged debt to - ( Merchant ) or the alleged original creditor, -. The collection agency, cited the " seller 's records '' but failed to provide me with documentation that this debt belongs to me. I am requesting that the invalidated debt be immediately removed from my credit report.
HSBC North America Holdings Inc. customer in New Jersey
Feb 05, 2016
* Source: CFPB Complaint Database
HSBC North America Holdings Inc. response to complaint:
Closed with explanation
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