TransUnion Credit Reporting Complaint

Credit monitoring or identity protection problem cancelling or closing account

TransUnion Credit reporting department,

Credit monitoring or identity protection Problem cancelling or closing account Georgia

On - - 2015, I received a letter from the - - - - stating that my personal information had been compromised in a cyberattack. As a preventative measure, I placed security freezes on my credit reports at all - agencies around the date of - - 2015. I checked my credit score at TransUnion online, the last credit reporting agency on my list. In a hurry to complete my list, I accidentally signed up for a " credit lock product '' on the TransUnion website. It was unclear until a month later as I was reviewing my credit card statement that this monitoring service cost $ -/mo. Attempting to turn off the service via the their phone help line and online terminals was unnecessarily complicated, taking no less than an hour and a half of my time on the phone after several failed attempts to cancel the service online. After that, I was instructed to call the automated security freeze phone line to place a security freeze on my credit report. Again, I tried via their online terminal and automated security freeze line to place a security freeze on my credit report, I was unsuccessful after repeated attempts. Shortly


and returning today. In comparison to my experience with the other credit reporting agencies, the process I endured attempting to place a security freeze on my credit report with TransUnion was downright onerous. Their customer service was n't helpful. Their description of their " credit lock product '' was unclear and misleading. The monitoring service was very difficult to cancel. Their website and automated help line failed with every attempt I made to place a freeze on my report. It was nothing short of a great, big hassle and six weeks later, I still have not achieved my relatively simple goal.

TransUnion customer in Georgia
Jan 29, 2016

* Source: CFPB Complaint Database

TransUnion response to complaint:
Closed with monetary relief

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