Checking account Problems caused by my funds being low
TCF National Bank Bank account or service department,
Checking account Problems caused by my funds being low Colorado
On Monday ( - ) my opening balance with TCF was over $300.00 and - transactions from the weekend were already posted to my account. I had - transactions that day, totaling $390.00 and no other transactions. When I checked my account on -, TCF charged me $140.00 in overdraft fees for the - transactions that had already posted to my account. When I asked why I got charged overdraft fees for those instead of the pending transactions, the TCF rep said it took money from my account to cover the pending transactions. When I checked my account today ( - ), I found I now have been charged overdraft fees for those - pending transactions as well, bringing my total overdraft fees to $220.00. Since none of the - transactions were more than $200.00, I do not understand their logic.
TCF National Bank customer in Colorado
Jan 12, 2016
* Source: CFPB Complaint Database
TCF National Bank response to complaint:
Closed with monetary relief
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