TCF National Bank Bank Account Or Service Complaint

Checking account Problems caused by my funds being low

TCF National Bank Bank account or service department,

Checking account Problems caused by my funds being low Illinois

I deposit a check into my account for $2800.00. I had an available balance of $4300.00. I spent $2500.00 out of the $2800.00 check. I spent it at -. Than I I had $1900.00 of my own money in my checking account still saved from my school that I had received. I looked at my available balance and it was -. I called my bank and I was told the check I had deposited was a fraudulent check and I should wait seven days for it to clear. Within the seven days the check still did n't clear and the negative balanced remained the same. I was told the check was returned and I had to pay a return fee plus the negative balance ; so I did. I want to know why did n't the bank teller at TCF let me deposit the check without telling me it was fake. She did tell me that she can not cash the check and give me money back but she can put it in my account for me. It never cleared or went through so I had to pay them back.

TCF National Bank customer in Illinois
Dec 31, 2015

* Source: CFPB Complaint Database

TCF National Bank response to complaint:
Closed with monetary relief

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