TD Bank Bank Account Or Service Complaint

TD Bank Bank account or service department,

Checking account Problems caused by my funds being low New Jersey

TD Bank stacks transactions to their own advantage. Especially when an ACH withdrawal comes in the same day as a direct deposit - they will always charge a $35.00 fee to pay whatever came in to be paid - even though the funds were available the same day the bill came in to be paid. When - used my acct as a backup source for funding - it overdrew my account - a $7.00 - charge incurred a $35.00 fee. Then the $140.00 in fees from TD Bank cause my acct to be overdrawn which overdrew ANOTHER couple of small transactions ( like $5.00 and $16.00 all under $20.00 transactions which incur a $35.00 fee each ) - I literally paid more in bank fees in - already than for any of my own purchases. There should be some kind of regulation that an NSF fee can not exceed the amount of the transaction.