United Guaranty Debt Collection Complaint

Mortgage Taking/threatening an illegal action threatened to sue on too old debt

United Guaranty Debt collection department,

Mortgage Taking/threatening an illegal action Threatened to sue on too old debt Florida

On or about - -, - United Guaranty - - - of North Carolina paid the balance of a second mortgage on a property in which I dwelled with my former wife. On that date they sent me a letter indicating that they had accelerated the balance of the loan and that the " balance in full '' was due " no later than thirty days from -/-/- ''. On - -, - I received a letter from - ; a local law firm ; indicating that they were authorized to file suit against me. I requested verification of the debt by mail on - -, -. They responded by filing suit on - -, -. I have yet to be served a summons or receive verification. I believe that this is a violation of multiple parts of the Fair Debt Collection Practices Act, not the least of which is the fact that the attorney filed suit on a debt that is time-barred under Florida law.

United Guaranty customer in Florida
Dec 12, 2015

* Source: CFPB Complaint Database

United Guaranty response to complaint:
Closed with explanation

Consumer disputes how United Guaranty handled their complaint

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