Ditech Financial LLC Mortgage Complaint

Ditech Financial LLC Mortgage department,

Home equity loan or line of credit Loan modification,collection,foreclosure District of Columbia

I have been working with Greentree, now Ditech as the second lender on a short sale since - 2015. We received approval from the - lender in - 2015 and this was forwarded to Greentree along with a full short sale package, then resubmitted on - -, 2015. For the next 28 days I have submitted and resubmitted the same documents no less than 3 times with no comments or response to the documents until after my approval from the - lender expired. on -/-/15 we were advised by email that our file was closed because we did not submit the documents that had been requested within 30 days. I have all of my outgoing emails to the nongse email address verifying that all that was requested was submitted and that there were no requests for anything additional or any corrections until -/-/- and -/-/- at which time we were told that we had 24 hours to return the documents that were being requested. This is a violation of CFPB regulations for loss mitigation servicing and it is the same violations that lead to the national settlement. They have delayed reviewing my file for approximately 5 months and then claim


to show them that the RMA was correct. I do not understand why I was doing their job for them, but in the interest of getting this approved, I took additional time to tell them on what page of the pdf they could find the income statements that match up with the bank statements and also the RMA. The final straw came tonight when I received a counter offer for $580000.00 for a property that is worth $430000.00. the - loan is - so effectively what they have done is countered so that the - and - loans will be paid in full with no basis in actual market value of the property. The comps support an offer of $430000.00, we submitted a successful value dispute to - when they countered at $470000.00 and they agreed the property is worth $430000.00 and issued their approval. I need help escalating this issue as I believe that this current response is retaliatory for my threat to file a CFPB complaint and the fact that the manager could see that the assigned negotiator failed to do what she was supposed to do so they want the file closed.