ZENCO COLLECTION, LLC Debt Collection Complaint

ZENCO COLLECTION, LLC Debt collection department,

Credit card Taking/threatening an illegal action Threatened to sue on too old debt New Jersey

On -, I was contacted by phone by - - ( - ) from Zenco Collections regarding a debt from -/-/- with -. I explained that the debt was not valid as I had returned the merchandise in - and that the debt in question was from 19 years ago. I was informed that the debt was not closed out by - until -/-/- and Zenco had until -/-/- to collect on this debt. They informed me that if I did not pay a $250.00 settlement on a $480.00 debt that could sue me and I could end up paying up to $4000.00 instead. They were attempting to mislead me that the debt is newer than it is by stating that I 'm responsible for the time between when the lender closed the debt and the end of the statute of limitations, and that the statute of limitations was at least a year longer than it is in the state of NJ, and that I can be sued by them for this debt which dates back to -/-/- and no payments have been made since that time.