Experian Credit Reporting Complaint

Credit monitoring or identity protection account terms and changes

Experian Credit reporting department,

Credit monitoring or identity protection Account terms and changes California

On -/-/2015, Experian sent me an email after I setup a credit monitoring service provided by the University of California, - - - - - - - because I was notified by - and - - that my private health information had been compromised. Experian 's email to me stated that my credit score had recently changed, and that I should visit their website to learn more about the problem When I clicked on the link in the email Experian sent to me, and using the reputation of the Experian brand name, Experian requested that I provide my credit card number for the purpose of checking my credit ''. Experian then apparently used this information to start a subscription service, beginning in -, 2015, for $21.00 per month. I neither approved, nor intentionally subscribed to Experian service. I contacted Experian on -/-/2015, and requested the service be cancelled and two months of subscription fees '' be refunded. The Experian tracking number for this case is Dispute and Cancel Membership - On -/-/2015, Experian responded to my request via email and declined to refund the previous subscription fees. I am therefore filing this complaint. Experian used their brand reputation to start a subscription service that I neither agreed to nor approved.

Experian customer in California
Nov 16, 2015

* Source: CFPB Complaint Database

Experian response to complaint:
Closed with explanation

Created with Highcharts 4.2.3ExperianComplaint HistoryComplaints10/201211/201212/20121/20132/20133/20134/20135/20136/20137/20138/20139/201310/201311/201312/20131/20142/20143/20144/20145/20146/20147/20148/20149/201410/201411/201412/20141/20152/20153/20154/20155/20156/20157/20158/20159/201510/201511/201512/20151/20162/20163/20164/20165/20166/20167/20168/20169/201610/201611/201612/20161/20172/20173/20174/2017020406080Source: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3ExperianCredit monitoring or identity protection49.1%28.0%21.0%1.9%Closed with explanationClosed with monetary reliefClosed with non-monetary reliefIn progressSource: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3National AverageCredit monitoring or identity protection0.0%18.4%0.1%14.6%65.5%1.2%Untimely responseClosed with non-monetary reliefClosedClosed with monetary reliefClosed with explanationIn progressSource: Consumer Financial Protection Bureau

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