TD Bank Bank Account Or Service Complaint

TD Bank Bank account or service department,

Checking account Deposits and withdrawals Pennsylvania

My bank, TD Bank, keeps holding my paychecks until the end of the next business day and charging me $35.00 for any debit to my account that is n't covered because they are holding my check. For example, this past week, I deposited my paycheck of $2300.00 on Saturday, and it cleared and was credited on Monday, making my balance $2700.00. My rent check for $1000.00 also hit the bank and cleared on Monday, as did a loan payment of $300.00 to my mother. However, the bank charged me $70.00 - - overdraft charges of $35.00 each - saying the rent and loan payments hit the bank before the paycheck was credited. I believe this is illegal, or at the very least, dishonest and predatory. I would like them to credit me with the $70.00 - and with the $35.00 they charged me last pay period for the same nonsense - and stop doing this.