PayPal Bank Account Or Service Complaint

PayPal Bank account or service department,

Other bank product/service Account opening, closing, or management California

Regarding PayPal account holders. If you see a " hard inquiry '' showing on your credit report score by -/PPC, it is PayPal. I was automatically applied for PayPal credit without consent.I never even considered applying nor did I see anything in writing warning me I was signing up. I have used PayPal ONLY to make purchases, when and ONLY when, I have the correct funds in my banking institution. Because of this " hard inquiry '' by PayPal, my credit score has dropped significantly which really makes me furious as I have worked very hard to be debt free and credit worthy. I will never use PayPal again and will use every opportunity to inform other people.