URS Holding, LLC Debt Collection Complaint

URS Holding, LLC Debt collection department,

Non-federal student loan Cont'd attempts collect debt not owed Debt is not mine South Carolina

Received communication from Enterprise Recovery System ( ERS ) stating I owed them for a defaulted private student loan through - for attendance at - -, -, SC. I requested debt validation because I never applied for a private student loan while attending -. ERS provided me with a copy of an application/loan agreement that was e signed on -/-/-. The enrollment period for the loan was -/-/- to -/-/- as listed on application. My last day at the school was -/-/2010. I provided an official letter from the school 's registrar that certified my dates of attendance from -/-/- to -/-/-. It is apparent that someone fraudulently applied for a loan for a periods of time when I was not enrolled at -. These negative actions have ruined my credit as they are reporting as a defaulted loan in collections that continues to update monthly. I had no knowledge of this loan or its collections status until contacted by ERS. I faxed information to ERS to investigate and am awaiting a response to what the corrective action will be based on documents they provided. - - - the original lender have no record of this loan and referred me to back to ERS.