P&L Acquisitions LLC Credit Card Complaint

Credit card protection / Debt protection

P&L Acquisitions LLC Credit card department,

Credit card protection / Debt protection North Carolina

There is a 6.5 year old debt that I have been fighting for a number of years. I have filed fraud documentation with the original creditor, -, and they are working on the process of clearing that now. The debt was taken out when I was under the age of - by whomever took the debt out. Also, the statute of limitations for an open account ( credit card ) is three years in the state of Louisiana. The account was taken out in -/-/-, we are currently in the last few months of -/-/-. Therefore, the statute of limitations has run on the debt. P & L Acquisitions sent me a litigation notice about the debt. The amount listed in the " Amount Owed '' section is $2600.00. The original debt was $1000.00. I spoke to - -, manager at P & L Acquisitions, and he was very evasive, refusing to send me a written validation notice of the debt. The account was written off and taken off of my credit report by the original creditor -. It appears the company is attempting to make a profit, illegally. I have contacted my attorney and she informed me of all of my rights under the Fair Debt Collection Practices Act, to which P & L Acquisitions is in violation of. The use of bullying tactics, evasiveness, and illegal practices by P & L Acquisitions is astonishing. I have recorded all conversations from P & L to demonstrate the things mentioned in this complaint. Thank you.

P&L Acquisitions LLC customer in North Carolina
Oct 19, 2015

* Source: CFPB Complaint Database

P&L Acquisitions LLC response to complaint:
Closed with non-monetary relief

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