Review and analysis of over 51 complaints against FAIR COLLECTIONS & OUTSOURCING, INC.
FAIR COLLECTIONS & OUTSOURCING, INC. consumers have reported over 51 official complaints related to Not given enough info to verify debt. Out of the 51 consumer complaints against FAIR COLLECTIONS & OUTSOURCING, INC., 27% were disputed by the consumer (i.e. the consumer was not happy with how FAIR COLLECTIONS & OUTSOURCING, INC. responded to their complaint) and 100% were processed in a timely manner. 0% of consumer complaints against FAIR COLLECTIONS & OUTSOURCING, INC. resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 0% resulted in non-monetary compensation.
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FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection disclosure verification of debt not given enough info to verify debt January 20, 2017 - In -/-/-, we ( my roomates and I ) were contacted about debt that we owed regarding move-out charges on our apartment that our security deposit did not cover. The total amount in dispute was $7500.00. We ask for verification of the debt and the credit collection agency provided details regarding the debt. All of the debt was related to replacing our - square foot hardwood floor. However, we did not have - square feet of hardwood floor. Within our 30 day response period, we sent the company our floor plan which shows - square feet of hardwood floor. The credit company ignored th... |
FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection disclosure verification of debt not given enough info to verify debt January 9, 2017 - Requested a verification of the debt and did not get one. Instead i get a negative remark placed on my credit report for late payment. I never owe this company and it is unfair to place a negative remark on my credit report without verifying the debt. My credit score was impacted by this.... |
FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection disclosure verification of debt not given enough info to verify debt December 13, 2016 - I - - file this complaint against a collection agency that acquired information on me from a situation I faced back in 2007. The original company called - - - has lost all legal ability to collect on a debt that was never owed in the first place. My information was acquired through a debt collection pool that has been scrutinized by the Federal Trade Commission and the Consumer Financial Protection Bureau. Under the Fair Debt Collection Practices Act a debt of this nature must be 100 % validated. Fair Collections and Outsourcing has shown no proof of ownership or the approval to... |
FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection disclosure verification of debt not given enough info to verify debt August 12, 2016 - In -/-/-, -/-/-, and through current date - -, 2016 in addition to past years, I have made numerous attempts to resolve this alleged debt with Fair Collections and Outsourcing, including but not limited to contacting - - the compliance representative by both email and mail. I am certain that letters requesting validation were received since I have all the receipts for the certified copies with signature confirmation pick up and signed by - -. As of today, - -, 2016, FCO has failed to forward validation documents of this alleged debt. to me. Since I am disputi... |
FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection disclosure verification of debt not given enough info to verify debt December 9, 2015 - I received a letter from FCO dated -/-/15. I called to find information about the debt which was stated as $400.00. I was given a statement of detail charging me $830.00 for carpet replacement when moving out of the apartment. The statement accounts for a $500.00 deposit and $81.00 in a final water bill to arrive at the amount they are trying to collect. I asked for an invoice for the carpet replacement and was given an invoice for $380.00, however was told that - 's client wanted payment based on $830.00 however they are unwilling or unable to provide a statement explaini... |
FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection disclosure verification of debt not given enough info to verify debt October 29, 2015 - I called FCO and spoke with a - - I asked for something so I can see if this is our debt or not the CSR kept trying to verify over the phone and make me state that it was my debt. I told him that I do not know what this I want something sent but he was n't trying to me anything until I verified if it was mine, hence me needing documents he said they have had it since -/-/2014 I have not received anything to verify or dispute this and we would like this removed from our credit if indeed this is not ours. ... |
FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection disclosure verification of debt not given enough info to verify debt October 12, 2015 - I received notice of an alleged debt owed to Fair Credit Outsourcing and sent a -/-/- Debt Verification Affidavit which was received -/-/- - ; - by representative ( - ) or agent ( - ) of Fair Credit Outsourcing. FCO has failed to Validate the alleged debt and has provided information to the Consumer Reporting Agencies that is inaccurate, invalidated, unverified and is in direct violation of the FCRA -/-/-s-2, 15 USC -/-/-e ( 8 ), 15 USC -/-/-e ( 10 ), Fair Credit Reporting Act ( FCRA ) 15 U.S.C. -/-/- ( Public Law 91-508 -, 15 U.S.C. -/-/- -... |
FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection disclosure verification of debt not given enough info to verify debt August 15, 2015 - Fair Collections and Outsourcing ( FCO ), a debt collector and assigned agent of the original creditor, - - -, has been attempting to collect a claimed debt of $3500.00 for various charges associated with my rental of an - apartment at the - - facility in - - California. FCO has provided as evidence of the debt, a '' resident Journal '' that depicts debit and credit transactions and ending balance. The problem with this - page report is that @ - % of the report is blurred beyond readability, and the ending perpetual balance does not follow from the transactions,... |
FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection disclosure verification of debt not given enough info to verify debt August 9, 2015 - The account was closed over 8 years ago. FAIR COLLECTIONS keeps changing the date that the account was closed. It now shows on my credit report as if the account was opened in -. It was opened in -. I moved and closed the account in -. ... |
FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection disclosure verification of debt not given enough info to verify debt July 15, 2015 - I requested for validation within - days or to cease communications and this was not honored. ( -/-/15 ) I received another letter from the collection agency ( -/-/15 ) which is a violation of the FDCPA as validation was not provided. I sent another letter on -/-/15 requesting for validation again and granted another - days. Validation was NOT provided to me and I am requesting that all communications be ceased, and that this account be removed from my trade line. Given the FDCPA violations described above, I am seeking damages for each offense up to $5000.00. Your re... |
FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection disclosure verification of debt not given enough info to verify debt June 26, 2015 - i was sent a letter from fair collecting outsorcing in an amount was outrageous I asked for an accounting of the amount owned to see how it could be that much. I was told to be patient to wait a few weeks that they would get it for me. I then contacted my lawyer who sent a letter to the credit reporting agancy to dispute the debt. The last inquire I sent to - was that they did not have the accounting history available it has been over - days since the inquiry with - and - by law - days it is to be taken off my credit report. ... |
FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection disclosure verification of debt not given enough info to verify debt June 19, 2015 - i co signed for a friend on a lease about 4 years ago she had to sign - leases since then that i did not co sign. all of a sudden i get a call that i owe money for what her judgement was because she broke the lease. they sent me a letter stating that i had 30 days to dispute and the would send supporting documents i sent them a letter and faxed them my dispute. they then began calling me - a day for a period of time. they said that if i did n't pay they would put it on my credit report i asked them a number of time if they were going to send me the documentation they told me they had not... |