LexisNexis Credit Reporting Complaint

Incorrect information on credit report public record

LexisNexis Credit reporting department,

Incorrect information on credit report Public record West Virginia

Case number : -BackStatusCompany responded- -, - said : Explanation of closure- -, - ( - ) has reviewed the complaint filed by - - -. Please be informed that the lien information he is referring to is not information contained on - files, but rather public record data shared with - by Lexis-Nexis Risk Solutions Bureau, LLC during an inquiry transaction made on - -, 2015. - ' member financial institutions - subscribe to an inquiry service which includes a call out to Lexis-Nexis Risk Solutions Bureau, LLC. The information returned as a result of the call out is displayed on a - consumer disclosure report for a period of ninety days from the date of the inquiry unless a new inquiry is made before the ninety day period expires, at which time it would be replaced with the more recent data. - is not informed of the specific details of the data returned by Lexis-Nexis Risk Solutions Bureau, LLC, such as who placed the lien on - - 's file and when it was placed. As we have previously informed - -, Lexis-Nexis Risk Solutions Bureau, LLC has verified the information to be accurate, however, in order for


was, & for what? They ask me to file ANOTHER - request. Despite me ASKING them to give me FROM WHOM & WHAT WAS THIS ABOUT ... ( NOT ONCE BUT TWICE NOW ) ; - DID ''NOT '' TELL ME WHAT THIS IS ABOUT? I do n't know what this is. They gave me a score of - ... & I was DENIED to be added onto my wife 's Savings Account, for ''- '', last month. IF THIS WAS ABOUT .... ( THE PARKING FEE FROM : - -, ... .THAT WAS MOVED TO : SMALL CLAIMS COURT ... ( CASE # : - ), THAT WAS FILED BY : - -. - - ... ( - - POLICEMAN ) ... .CFPB ... Case number : - ... ... ( BELOW ), RESPONSE FROM : - - -. StatusCompany responded .... ( BLEOW ) : -, - .... ( -, -, - - - said : Explanation of closureThank you for submitting your complaint on - -, 2015, through the CFPB Complaint Portal. We appreciate consumers who take the time to let us know about their experiences with our company. We have reviewed and considered the information you have supplied through the CFPB portal and directly to -. In your complaint, you indicate you moved out of country and stayed there for almost 5 years and never used your credit during that time. You further indicate that when you arrived back to the states you tried to get bank loans and were surprised to find out you were being turned down for credit. You are disputing - collection account that is for a cell phone. You state that is inaccurate as you were out of the country at the time the cell phone was purchased. You further state you paid it off anyway because they told you the email address they had was for your daughter. You also indicate there is a judgment on your report for a car that your daughter was using. You state you instructed her to pick the car up and she told you she did. Then you received a call to find out the car was abandoned at the airport. You told them to auction the car and pay off the balance and parking fees. You are requesting that the - disputed items be removed from your report. You also state you have many addresses, names and SSN 's on your report but you did not specify which ones it is that you are disputing. The first collection item you mentioned did not appear on your current credit report. At your request to conduct an investigation, we contacted the public record vendor to verify.

LexisNexis customer in West Virginia
Sep 29, 2015

* Source: CFPB Complaint Database

LexisNexis response to complaint:
Closed with explanation

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