State Farm Bank Debt Collection Complaint

State Farm Bank Debt collection department,

Mortgage Cont'd attempts collect debt not owed Debt was discharged in bankruptcy Arizona

I became - with - in -. I received a notice of intent to foreclose from - in -, -. I vacated the house in -, -, after filing for Chapter - bankruptcy. The bankruptcy was discharged in -, -. In - - - - took over the mortgage, which still was not foreclosed. I continued to pay homeowner 's insurance through - - - until -, -, when - - - cancelled my insurance because the house was not occupied. My annual insurance premium was approximately $500.00. I had been a customer of - - - since -. - - - acquired homeowner 's insurance for the house from State Farm Bank, at an annual premium that was over $3200.00 annually. The insurance premium was applied to the escrow account on the house at $850.00 quarterly. The bank did not foreclose. I started the process for a short sale in -, -. Shortly after that, - - - sold the mortgage to -, serviced by - -. The short sale was still in process by the following -, -. The title company working with - - - -, - - in -, discovered that State Farm Bank had applied


items added to the bankruptcy record had n't been on the original paperwork. I was never notified about the lien. The only lien on the mortgage was for several years of utility bills for the house I had vacated, expecting foreclosure. There was a second item related to State Farm Bank on the altered bankruptcy record for - Attorneys at Law for State Farm Bank. There is only the firm name on the record, with a - amount owed. The same amount as the lien is entered on the line above as a State Farm Bank charge card. I do n't know whether the $11000.00 is for attorney fees or what, but I do know it was applied retroactively to a bankruptcy already discharged and also applied as a lien to the mortgage, which - - - has sold to -. The short sale failed, as a result of the buyer being unwilling to pay the lien amount and, also, because - - bank decided to offer the house on an - to see if they could get a better offer. I was never notified about the lien, which was applied in - to a bankruptcy discharged in -. I will be filing a complaint against - and -. These complaints joint the - already filed against - - and - - -. - other note is that, when I asked - - - to help me with this issue, I was told they are not a party to this transaction ; that I would need to file a complaint against State Farm Bank.