ACE Cash Express Inc. Debt Collection Complaint

ACE Cash Express Inc. Debt collection department,

Payday loan Communication tactics Threatened to take legal action Missouri

i was contacted from - who left a message stating that they were a process server which would attempt - last time to serve me at my residence ( which I no longer live at ) and also at my place of employment and that if I was unable to be served would report to my county court. If I had any questions to call the debtor at - and give the ref #. I called and was transferred to several people before I got to - - whose direct phone number is - and offered me a settlement amount of $450.00 as a onetime payment by the end of the month on a balance of $610.00 or he could divide the payment into - equal payments for a total of $610.00. I asked - how did I know that once the money was paid they would not proceed since It was already supposed to be turned over to the county. He claimed that he checked a national database where there had been no filing to the county court to place a judgement and that as long as payment info ( debit, credi card or prepaid credit card ) was placed on file he could stop legal proceedings and the entire $450.00 had to be paid by -/-/15. I advised - I would not make any settlement without being provided with something in writing. so I was emailed a letter stating that the balance due was $1200.00 with a settlement offer of $450.00. Not the initial $610.00 that he stated multiple times over the phone.