PayPal Money Transfers Complaint

Domestic (US) money transfer Other transaction issues

PayPal Money transfers department,

Domestic (US) money transfer Other transaction issues Virginia

Paypal used the a method for payment without my authorization, lack of satisfactory response and security concerns. I used paypal for a payment. Paypal at the time of sign up offers various payment options being bank account, credit card etc. This is based on the the understanding that the user like me can choose the desired one at the the time of making payment. However when I paid for the transaction ( Attachment - ) in question it did not give me the option and instead debited my bank account. When I took up the matter with them they responded giving reference to another case number and person. Further when I responded to them ( Attachment - ) highlighting the mistake and security concerns, they have not bothered to respond. Request to take it up with paypal. Below are the details of the communication with paypal for referenceello, I am shocked by your below response as it raises fundamental data security issues and does not even remotely address the concern raised by me in the below mail. Following are the basis :1. Incorrect Name/Case No : my name is - - as against - -, indicated in the below mail.


2. When I sign up to paypal, the basis of my sign up is the flexibility of payment sources. However for below payment it did not offer me the said flexibility and without checking debited my primary source of payment being my bank account. This is unacceptable and hence I had requested reversal and it being charged to my credit card. You can not deny me the choice of selecting a payment source when it is part of the service offerred. I also demand compensation, as I suspect due to lapse of control at your end you have shared my contact details with a third party ( below mail is an example ). Should you not be able to provide a satisfactory answer plan to take it up with the regulatory authority like Consumer Financial Protection Bueareu ( CSFB ) and press. We 're reviewing your case # -Hello - -, Recently, you told us that you did n't recognize a payment sent from your PayPal account, or there was an issue with your transaction. Here are the details : Transaction date : -/-/2015Transaction ID : -Transaction amount : $98.00 USDRecipient email : --We 've asked the seller to send us more information about this transaction within 7 days. While we 're investigating, the money wo n't be available in your PayPal account. If the case is decided in your favor, we 'll refund you for the amount of the transaction. To see more details, log in to your PayPal account and go to the Resolution Center. Thanks, PayPalHelp Center | Resolution Center | Security CenterOn Sun, - -, 2015 at -, & lt ; -- & gt ; wrote : Dear - -, While filing this unauthorized account use claim, you reported that you initiated the transaction, but selected the wrong payment source. Because your account security is our top priority, we fully investigated your Unauthorized Account Use Claim. We 've determined that this payment is not a case of unauthorized account activity, and as a result your claim has been denied. To request the documents that we relied on in making this decision, please email us at --. You can also mail your request to : PayPal, Inc. Attn : Unauthorized Account Access Appeal-. - -, - - your request, please include your name, the email address on your PayPal account, and the date you filed the unauthorized account use claim. Sincerely, -

PayPal customer in Virginia
Jul 23, 2015

* Source: CFPB Complaint Database

PayPal response to complaint:
Closed with explanation

Consumer disputes how PayPal handled their complaint

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(408) 967-1000
2211 N 1st St
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