GreenSky Trade Credit Complaint

GreenSky Trade Credit, LLC Debt collection department,

Other (phone, health club, etc.) Cont'd attempts collect debt not owed Debt is not mine Georgia

This is just a crazy series of events. I am a - and I feel I am a victim of a scam. A man, - -, of - - - - - stopped by my home stating he wanted to put vinyl siding on my house to make it look better. I told him I could not afford it. He said he might be able to get it financed. Without further communication from - -, a man named - - - -, a contractor, showed up and started putting vinyl siding on my home. No agreement of any kind had been discussed with - -. Note : My home did n't need vinyl siding to protect it as it was covered with slate shingles that will be here forever. Next thing I know I receive a loan statement from Green Sky ( - - - ) of - - -, -. - -, -, -. -. Green Sky 's

signed a contract of any kind, signed or agreed to anything with - -, Green Sky, or - Bank, so I do n't know if this is where this debt came from but assume it to be the case. Evidently - - was paid and is now out of the picture as calls to him resulting in him just stating that he dealt with a lot of - people '' and offered no help or explanation. My issue is I never receive any kind of statement from - - as to the cost of vinyl siding or did I agree for him to put on the vinyl siding on my home. Also, I have never filled out any type of application for financial assistance from - -, Green Sky, or - Bank. I would have never agreed to the amount or interest rate as shown from Green Sky or the amount showing as I am on a fixed income. As a - I had my brother, -, to call - advised send letters to Green Sky stating due to FDCPA I do not owe this debt. They also said that Green Sky had many complaints from the Better Business Bureau. I have enclosed copies of these letters I have sent to Green Sky and - Bank stating this debt is not mine and to show me where I applied or signed for this debt. They can not as I never agreed to any debt in this situation. Now - Bank is showing up on my credit report causing my credit score to go down. My brother contacted - Bank - and they stated they had no affiliation with Green Sky and refused to give me their ( - Bank - address. Note : - Bank is on Green Sky 's loan document and now - Bank is on my credit report. I found the home address for - Bank on line and sent them the letter enclosed as well. I would appreciate you looking into this matter and stopping this unfair practice I believe to be a scam and have Green Sky- Bank remove this debt from my name and remove it off my credit report. Thank you.