GreenSky Trade Credit, LLC Debt Collection Complaint

GreenSky Trade Credit, LLC Debt collection department,

Other (phone, health club, etc.) Cont'd attempts collect debt not owed Debt is not mine Georgia

This is just a crazy series of events. I am a - and I feel I am a victim of a scam. A man, - -, of - - - - - stopped by my home stating he wanted to put vinyl siding on my house to make it look better. I told him I could not afford it. He said he might be able to get it financed. Without further communication from - -, a man named - - - -, a contractor, showed up and started putting vinyl siding on my home. No agreement of any kind had been discussed with - -. Note : My home did n't need vinyl siding to protect it as it was covered with slate shingles that will be here forever. Next thing I know I receive a loan statement from Green Sky ( - - - ) of - - -, -. - -, -, -. -. Green Sky 's


signed a contract of any kind, signed or agreed to anything with - -, Green Sky, or - Bank, so I do n't know if this is where this debt came from but assume it to be the case. Evidently - - was paid and is now out of the picture as calls to him resulting in him just stating that he dealt with a lot of - people '' and offered no help or explanation. My issue is I never receive any kind of statement from - - as to the cost of vinyl siding or did I agree for him to put on the vinyl siding on my home. Also, I have never filled out any type of application for financial assistance from - -, Green Sky, or - Bank. I would have never agreed to the amount or interest rate as shown from Green Sky or the amount showing as I am on a fixed income. As a - I had my brother, -, to call - advised send letters to Green Sky stating due to FDCPA I do not owe this debt. They also said that Green Sky had many complaints from the Better Business Bureau. I have enclosed copies of these letters I have sent to Green Sky and - Bank stating this debt is not mine and to show me where I applied or signed for this debt. They can not as I never agreed to any debt in this situation. Now - Bank is showing up on my credit report causing my credit score to go down. My brother contacted - Bank - and they stated they had no affiliation with Green Sky and refused to give me their ( - Bank - address. Note : - Bank is on Green Sky 's loan document and now - Bank is on my credit report. I found the home address for - Bank on line and sent them the letter enclosed as well. I would appreciate you looking into this matter and stopping this unfair practice I believe to be a scam and have Green Sky- Bank remove this debt from my name and remove it off my credit report. Thank you.