Navy FCU Credit Card Complaint

Navy FCU Credit card department,

Credit determination District of Columbia

My daughter is a - who decided to open a credit card although the discussion had already been made not to. To my surprise after her - - she came home and had received mail from Navy Federal Credit Union. I inquired as to what the mail was for and she indicated she had opened a credit card. The first thing that came to my mind is she did not have a job, had already maxed out her limit not of $500.00 but on $5000.00, and still was a dependent. The next day we went to an NFCU branch office as I was in disbelief that such a thing was still happening with the tightening of credit guidelines and all. The branch customer service representative indicated that there was nothing that could be done my daughter is - years of age. I get it, what I do n't get is how you can give an - year old or anyone for that matter a $5000.00 credit limit and not verify they have the wherewithal to pay it back via sources of income This was allowed and now my unemployed daughter has a maxed out account that she will be obligated to pay back while she works from time to time and while continuing to be a - until she lands a real job. I wonder if Navy Federal along with other financial institutions are part of the solution or are you truly a part of the problem. I do n't see anytime soon that the economy will rebound with policies and procedures such as this.