LJ Ross Associates Debt Collection Complaint

Medical Cont'd attempts collect debt not owed debt is not mine

LJ Ross Associates Debt collection department,

Medical Cont'd attempts collect debt not owed Debt is not mine Michigan

I owed - medical bills in the amount of $94.00 each for my - sons in -/-/-. My sons had medicaid at the time of service. The hospital submitted the bills to medicaid for billing. The hospital claims there was a billing error and they were billed incorrectly. I NEVER received notification of this nor did I receive notice when it was taken over by a debt collector. When I pulled my credit -/-/- I saw they were now on my credit. I disputed them. They took it off of - of my credit reports but not - other. I called them directly, L.J. Ross and Associates, and they were absolutely rude. Told me too bad, if I had insurance that I would have to pay them myself now because I had over a year to take care of it. I contacted my caseworker at DHS and filed appeals to get it paid, I contacted Medicaid and filed a complaint to get it paid. Finally I called L.J. Ross personally and tried to pay it myself and they told me I could n't because I had disputed it. So now these bills are stuck on my credit and I can


follow up. The lady I talked to kept interrupting me and telling me she already knew what I wanted ...? Her name was - and she was very rude and agressive. She told me that until the hospital told them it was paid they do n't have to take it off my credit whether I 'm liable or not. I asked her how this was legal and she told me it was because I had plenty of time to dipute it ... which I did and it solved nothing. My point is how can something I am not liable for be reported to my credit? How is the hospital 's error now my fault? Why does the collection agency, L.J. Ross and Associates, not have a duty to remove items that are reported incorrectly?

LJ Ross Associates customer in Michigan
Jun 30, 2015

* Source: CFPB Complaint Database

LJ Ross Associates response to complaint:
Closed

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