Resources for resolving common issues with LJ Ross Associates products and services
You can reduce the number of unwanted calls from LJ Ross Associates you get by signing up for the National Do Not Call Registry. It's free. Visit http://donotcall.gov to register your number.
How do I register?
Add your phone number for free by visiting http://donotcall.gov, or calling 1-888-382-1222 from the phone you want to register (TTY: 1-866-290-4236)
If you register online, you will receive a confirmation email from http://donotcall.gov. You must click on the link in the email within 72 hours to complete your registration.
How long does it take?
Your phone number should show up on the Registry the next day. Most sales calls will stop once your number has been on the Registry for 31 days. You can verify that your number is on the Registry by visiting http://donotcall.gov or calling 1-888-382-1222.
Where can I file a complaint about an illegal sales call or a robocall?
To file a complaint, visit http://donotcall.gov, or call 1-888-382-1222 (TTY: 1-866-290-4236).
Will I hear back from the FTC regarding my complaint?
Due to the volume of complaints, the FTC cannot respond directly to every complaint. The FTC and other law enforcement agencies analyze complaints to spot trends and to identify and take action against the people responsible for these illegal calls.
What's a Robocall?
If you answer the phone and hear a recorded message instead of a live person, it's a robocall. You've probably gotten robocalls about candidates running for office, or charities asking for donations. These robocalls are allowed. But if the recording is a sales message and you haven't given your written permission to get calls from the company on the other end, the call is illegal. In addition to the phone calls being illegal, their pitch most likely is a scam.
What Should You Do If You Get a Robocall?
If you get a robocall:
LJ Ross Associates Debt collection attempts to collect debt not owed debt is not yours September 7, 2019 - I have previously contacted CFPB ref:-- as of -/-/2019 the respondent has Sold the Debt to L J Ross Associates In. Reported By L J Ross Associates In - - -, -, MI - ( - ) - Account Number - Date Reported -/-/2019 Creditor Class Utilities Client Name - - - - Original Amount $550.00 Again, Multiple Letters have been sent to -, and their collection representatives now AT LEAST 5 times ( including over 30 phones calls in the last 2 years ). I am writing this letter in response to the information your company has placed on my credit reports.. In... |
LJ Ross Associates Debt collection attempts to collect debt not owed debt is not yours November 5, 2018 - 1. Alleged Name and Address of Creditor 2. Name on File of Alleged Debtor : 3. Alleged Account # : 4. Amount of alleged debt : 5. Date that this alleged debt became/becomes payable : 6. Date of original charge off or delinquency : 7. Amount paid if debt was purchased : 8. Please attach a copy of any signed agreement alleged debtor/claimant has made with debt collector, or other verifiable proof that debtor/claimant has a contractual obligation to pay debt collector. 9. Furnish a copy of the original promissory note/agreement redacting my social security number to prevent identity theft and st... |
LJ Ross Associates Debt collection false statements or representation indicated shouldn't respond to lawsuit September 21, 2015 - I formally dispute the validity of this debt. Please provide me with the following documentation that supports why you believe this debt belongs to me, and why you believe I owe this amount. invoices from - to my address mentioned above. Please send me copies of the original application for this account, any signatures associated with this account, any bills associated with this account, etc. ... |
LJ Ross Associates Debt collection disclosure verification of debt not given enough info to verify debt July 27, 2015 - Phone call received stating they were collecting a debt and I had nothing from them stating what it was for and verifying it was correct. They said they would mail to me but that I owed this money. Less than a week later, they called again and I told them again I still had not received anything documenting what the debt was for. They told me it was sent a week prior and that I needed to contact my post office to see why I had not gotten the letter yet and that I needed to set up payments immediately. I told them I would not do so until I had received something from the post office and it was t... |
LJ Ross Associates Debt collection cont'd attempts collect debt not owed debt is not mine July 1, 2015 - I originally submitted a claim Case number : - requesting that the credit reporting agency - remove an item on my credit report that the original creditor - ( - ) had resolved as not being my account nor responsibility. In the response - stated that the collection agency LJ Ross Associates states that the debt is valid, whcih is contrary to the information from the creditor in letter dated - -, 2014 which is attached. As the creditor states this is not my responsibility the collection agency can not continue to keep this item on my credit report thereby negatively impactin... |
LJ Ross Associates Debt collection cont'd attempts collect debt not owed debt is not mine June 30, 2015 - I owed - medical bills in the amount of $94.00 each for my - sons in -/-/-. My sons had medicaid at the time of service. The hospital submitted the bills to medicaid for billing. The hospital claims there was a billing error and they were billed incorrectly. I NEVER received notification of this nor did I receive notice when it was taken over by a debt collector. When I pulled my credit -/-/- I saw they were now on my credit. I disputed them. They took it off of - of my credit reports but not - other. I called them directly, L.J. Ross and Associates, and they were absol... |
LJ Ross Associates Debt collection communication tactics frequent or repeated calls May 22, 2015 - LJ Ross assoc has an account on my credit report from consumers energy in - mi. from -/-/- in -/-/- they threatened to take me to court. It was for $2000.00 with fees and interest it came to $2600.00 so i took out a loan from my retirement fund and paid it off in -/-/-.I am trying to clean up my credit report and asked LJ ross to delete the account, they said only if the original creditor asked them to delete it.I contacted consumers energy and they were willing to help me out and made a call to LJ ross. - at consumers - - was refused. So i called LJ ross back an... |
LJ Ross Associates Debt collection cont'd attempts collect debt not owed debt was paid May 11, 2015 - I have made continous payments toward my - - account and the agreement was to have these items removed and they were not. ... |
LJ Ross Associates Debt collection cont'd attempts collect debt not owed debt was paid May 11, 2015 - I have been paying on my accounts with - and the agreement has been to remove the items after they have been paid and on some of my reports this has yet to happen especially months after the accounts were paid. ... |
LJ Ross Associates Debt collection improper contact or sharing of info talked to a third party about my debt April 16, 2015 - i paid off all accounts with understanding that it would be removed from credit report. it wasnt and when i attempted to contact them and have it removed they said there is nothing they will do ... |