JPMorgan Chase Credit Card Complaint

JPMorgan Chase Credit card department,

Closing/Cancelling account Pennsylvania

SEE COMPLAINT SUBMITTED1. Plaintiff herein, - - - -, -, is an adult individual residing in the state - - at - - -, -, - -, transitioning back to - because of the financial burdens resulting from the complaint described herein, where he will be residing at - - -, -, - -. 2. Defendant, Chase Bank USA, N.A, filed and reportedly maintains its Certificate ofIncorporation with the Secretary of State of the State of - in -, -, since the - day of -, -, and is a corporation having offices at - - -. - -, - -, and throughout the United States and abroad. 3. Plaintiff applied for and received - credit cards issued by Defendant in - and - respectively, bearing the account number **************** and ****************. 4. Plaintiff applied for and received - credit cards issued by Providian Bank in - and - respectively. Washington Mutual bearing the account number **************** and **************** subsequently acquired the - noted accounts, and Chase bank acquired the same - accounts thereafter for which credit cards evidencing the acquisition were not issued prior to the commencement of litigation between Plaintiff and Defendant. 5. Plaintiff established an excellent longstanding


Cardmember Agreement '' for the twocredit cards they/Defendant issued. Additionally, Defendant is in breach of the remaining - Account Agreement '' for the credit cards issued by Washington Mutual that Defendant subsequently acquired having forced Plaintiff into default through applying unconscionable changes in terms, unjust application of default rates to the balance Plaintiff had accumulated over the years unless the full balance is paid in full immediately '' when Plaintiff ( 1 ) followed the described steps to opt out '' of the changes in contract terms ; ( 2 ) did n't make direct payments to Defendant because the contract terms clearly state that ANY '' account activity constituted agreement with the new terms that Plaintiff made clear he disagreed with, but he continued to make minimum payment 's to a third party to avoid transitioning into the new contract while continuing to make minimum payments - which Defendant was notified of - but Defendant still applied default rates and lied to the courts in - stating that their actions were justified because Plaintiff is in default of the terms of the cardholder agreement having not made monthly payments to [ Defendant between - - and the commencement of Defendants ' complaint on - -, - ] thereby rendering the entire balance immediately due and payable. '' Defendant tried to force Plaintiff to pay them directly, despite knowing that payments were being paid to a third party, in an effort to force him into the new contract, '' and despite said payments to the third party and Plaintiffs ' efforts to resolve the issue amicable - Defendant moved forward in breaching its obligation to comply with ALL cardholder rights, as well as their responsibilities to Plaintiff/cardholder as described in the Cardmember Agreement [ s ] '' and Account Agreement [ s ]. '' A true and correct copy of the breached contracts/agreements are attached hereto, marked as Exhibit - '' and made a part hereof. Consequently, Chase Bank refused payment from Plaintiff 's intermediary and sued him for more than the actual balance and ruined his longstanding good credit from - through now precluding income from hx of property investing.