Valley National Bank Bank Account Or Service Complaint

Valley National Bank Bank account or service department,

Checking account Problems caused by my funds being low New Jersey

We have a account at Valley National bank in new jersey, we are in retire community in - nj, the branch that we got our account is there n close to us the complaint is every time we deposit or transfer money from our savings to cover some bills that i see is missing the money to cover those bills including pennies they charge us $ -.every time including - in same day for another bill not even when i trasnfer the money early in the morning before banking hours they still charging us $35.00 for late fees we got other banking institutions n they never charge us when we put the money to cover bills on the same - hours this bank is reapping seniors of their savings like crazy i just got charge - $35.00 for - bills that i put money before they open for bank hours. please stop this institution from taking money from seniors!