HCFS Health Care Financial Services, Inc. Debt Collection Complaint

HCFS Health Care Financial Services, Inc. Debt collection department,

Medical Cont'd attempts collect debt not owed Debt is not mine Virginia

ARS ( Account Resolution Services ) is claiming they received a debt from - - - which oversees ER doctors. They claim that - has record of me seeing a - - - at the ER of - - - in -, VA in -/-/-. I did not visit the ER at - - - at anytime in -/-/-. I never saw a - -. I called - and was routed to an organization called -. I spoke with a representative who tried to look up my collections account by all means possible ( i.e. First name, Middle name, Last name, SSN, birthdate, etc. ) with no success. They said that I was never a patient with them. Being that I did not use the services of the ER and that there is no record with the original debtor I am contesting this debt. Lastly, I was never notified of this debt with any statements or phone calls. The address they claimed to send the statement to that came back as undeliverable mail '' was not an address I was living at the time they claim the services were rendered. The debt appeared on my credit report in -/-/-, two years after the supposed event. I was made aware of the debt when my mortgage loan officer sent me a credit report recently. It was not on my credit in -. I have filed a dispute with all - credit bureaus but wanted to make you aware that this is not my debt and I was never notified before it was negatively reported on my credit.