JPMorgan Chase Mortgage Complaint

JPMorgan Chase Mortgage department,

FHA mortgage Application, originator, mortgage broker Minnesota

Subject : HUD/HOUSING ISSUESHousing Loan Complaint by : - - - - - - -. - - Minnesota, - phone : - -Home phone : - -Co-signer- - -, Mn -, MN -~Indicates Companies of joint complaints below. Please excluded from complaint. Fannie Mae/HOMEPATH loan -/-/2012. Fannie Mae - # - -. Address : - - - -. - -, MN -~Real estate agent, - - - - - - - - MN --. / -, -~Inspection done by : - - - - MN - - Home Inspections -- / - ( chosen by real estate agent ) ~- - - - - -, -- - - -, - - MN - - loan choice application & approval : - -, - MN. - - - - - MN -. -Financing changed by Real estate agent, - - - - & - - - -, MN of - - Mortgage at the time. - - currently at - - - - - - MN -- - his assistant ~- and ~underwriters whereabout unknown. Loan sold immediately and repeatedly - times by the end first months payment due. Currently with Chase Mortgage : JP Morgan ~Chase, www.chase.com. No new loan


I had no outstanding debt, and a more than acceptal credit score. Sought home financing thru - -, - MN - was quickly approved for a loan range 135k to 175k WITH ADDITIONAL FUNDS FROM THE ABOVE MENTIONED FUNDERS. On about -/-/-/-/2012, FOUND HOUSING choice, and put in an offer on a Fannie Mae/HOMEPATH town - priced at $100000.00 Above mentioned FannieMAE - # - - @ - - - -. - - MN -. Property I currently own and reside at. OFFER MADE ON HOME, thru above mentioned agent, - -. I was told 30 days to closing at the most. - - SET UP INSPECTION. When I met the inspector at the home FOR INSPECTION AND PAYMENT, I WAS INFORMED OF THE NEED FOR WATER SOFTENER AS THE ONLY ISSUES REVEALED THRU INSPECTION, MY AGENT WOULD GET REPORT. NO MAJOR CONCERNS MENTIONED! PAID INSPECTION ON SPOT. It was shortly after the inspection my REAL ESTATE AGENT SWITCHED MY FINANCING to - - of - - Mortgage. I QUESTIONED FINANCING ABILITY TO SERVICE PROGRAMS ABOVE-WAS ASSURED THEY WOULD USE ABOVE FINANCING AND SEEK MORE OPTIONS. I WAS EMAILED SEVERAL ADDENDUM 'S initially due to REFLECT PRICE CHANGE WITH FANNIE MAE OPTION followed by INSPECTION RESULTS saying there was a common vent with the home heating the garage needing to be disconnected. I was disappointed to hear this was code, as I planned to use the garage as a workshop. I questioned price and time line of vent repairs. NEVER GIVEN PRICE OR TIMELINE, ASSURED A DAY OR TWO BY PHONE. IN WRITTING, TOLD GOOD QUESTIONS. I then started getting ADDENDUMS FOR E-TENSIONS to sign. - of - - Mortgage became PRIMARY CONTACT. Over several months I was ASKED FOR E-CESSIVE PERSONAL INFO, TO INCLUDE REPEATED REPORTS ie : cell phone bills for the past year, my home phone records for the past year. Once I submitted a year at a time, I was asked for a specific month, then another, then days broken down in the months. All records covered in initial submissions. I was asked Credit card statements for 1 yr .continued