Wells Fargo Consumer Loan Complaint

Wells Fargo Consumer loan department,

Vehicle loan Taking out the loan or lease District of Columbia

On - -/-/- I received a letter of explanation from the Wells Fargo Dealer Services the events leading to have - late payments filed on my credit reports. WFDS reports they received a check from Passport - of - in the amount of $27000.00 and posted it to my account on - -, -/-/- however it was an insufficient amount with regard to paying your account in full so the account remained 12 days past due for the - -/-/- installment. '' My monthly installment payments to WFDS was $740.00, per my loan contract, therefore the payment WFDS received from Passport - was more than sufficient the pay the - -/-/- installment. If the payment received from Passport - was insufficient WFDS should have declined payment and returned the check, when they accepted and posted the check they accepted the amount as payment. WFDS also reports my loan was 12 days past due, loans are


closed in good standing ; there was not a mention of this letter from WFDS. They also report on - -, -/-/- a payoff quote was provided to Passport - for the amount of $300.00 which was good through - -, -/-/- ; on - -, -/-/- - received a payment in the amount of $300.00. The actual quote should have been $230.00 however WFDS failed to mention this as well. As a result of WFDS fraudulent reports my credit report suffered - point, I was denied credit for a home to be used as my primary residence. I do not believe WFDS would have compromised my credit and if I were not a - female. I believe that WFDS has engaged in discriminatory and unethical practices. In the report WFDS signed and claimed to be a true statement they have disregarded information relevant to my claim and proves they did not act on good intentions.