TD Bank Bank Account Or Service Complaint

TD Bank Bank account or service department,

Checking account Problems caused by my funds being low Virginia

I had a basic checking account with T.D. Bank in -, -. I was told when i opened the account that, if i chose i could allow overdrafts on the account with no fee if repaid within 10 days or something like that. I told them no, i absolutely did not want that service on the account, and was told i then had overdraft protection and could not overdraft on this account. Because of personal unforseen circumstances i was forced to move from the area unexpectedly. The last time i used my debit card i had around - $ left in the account. Not having access to the bank in any way, shape, or form, i assumed the account would simply be closed. Now i have settled in - and been denied a checking account on the basis of a report from - '' which claims that my account at TD. Bank was overdrawn by an amount of - cents!! Needless to say they then of course added their standard fee of - more dollars to that for a total of $35.00. I then called the branch where i opened the account


Being in - - there are no branches of TD. Bank so i asked if my brother or sister could do that for me and was told yes they could provided they had my account number and s.s. number. My sister went and attempted to do that for me and was told she couldnt do that without power of attorney! This whole situation is totally ridiculous! I also requested my report from chex systems, which was supposed to take 5 business days, and ended up taking 3 weeks, and it told me absolutely nothing other than being reported by TD.Bank for the overdraft. I really feel like both TD. Bank and - are wrong and pretty shady. I know that chex systems reports anything reported to them without any type of proof or documentation. That in and of itself is wrong.