Citibank Debt Collection Complaint

Citibank Debt collection department,

Credit card Cont'd attempts collect debt not owed Debt is not mine Michigan

I believe that Citibank erroneously issued me a -, Cancellation of Debt. I sent a package to Citibank on - -, - with the necessary documentation, including my credit reports back to -/-/-, but have had no response from Citibank. In -/-/- I received a collection notice from - - - -, - requesting over $42000.00 for Citibank account with the number ending in -. I checked my quick books records as well as my credit reports and found no credit card with that number. I disputed the debt with - - - - - - - In response I received some statements from Citibank showing balances of $37000.00, $38000.00, etc with interest accruing at approximately $1000.00 a month. I responded to Citibank with information regarding the statements and the fact that the card does not appear on my credit report. I have a copy of that letter. I heard nothing from either - - - -, - or Citibank until a - was issued in an amount just over $17000.00 for the -/-/- tax year. This erroneous - will have serious ramifications for me and not just any potential tax liability. The IRS can unwind any erroneous tax calculation


son 's Financial Aid which has strict deadlines, if this matter is not looked into and investigated. It needs to be resolved promptly. Interestingly, I was sued by Citibank back in -/-/- for a little over $16000.00. Citibank continues to collect on that judgment, issuing garnishments, etc. The lawsuit filed by Citibank states that this is for an account ending in -, however, subsequent exhibits attached to a Motion for Summary Disposition ( of which I do not have copies but the court and Citi 's law firm, -, - and - should have copies ) included statements for an account ending not only in - but also -. Both those accounts are reflected on my credit reports. I believe that the - account number changed when - - - - was acquired by Citibank, hence - numbers for the - account. That suit was filed in the - District Court in - -, Michigan, case number -. ( The - is for - - since the court also meets in - and - ). In summary, I have no records of any credit card with this number. Not in my accounting software nor in my handwritten hard copy back up. It has never appeared on my credit report, at least since I have regularly pulled those reports starting in -/-/-. In -/-/- all my accounts were reported as current. There is no record of this credit card from -/-/--/-/-. When asked for any proof, all that was provided were some recent statements that showed no activity, just a past due balance accruing interest. I was sued by CitiBank back in -/-/- for an almost identical amount. Citibank has a judgment on that amount and their attorneys continue collection procedures.