Discover Credit Card Complaint

Other

Discover Credit card department,

North Carolina

Discover Card has stolen $2800.00 from my bank account and not returned it in over 6 days - so far -. Details:1. My - cycle closed on -. I paid the balance in full on -. I have DirectPay Full Balance '' scheduled to pay the full balance from my checking account about 5 days before it is due. That automatic payment date was -, but the - balance was $0.00 at that point. 2. On - Discover informed me that my account - have been compromised and that they were sending new cards with a new account number. 3. On - Discover debited my checking account for the balance on my account for charges from - to -, which was $2800.00. 4. I spoke with Discover customer service on -. They admitted there had been a mistake on their part and that the $2800.00 would be returned to me. They offered to mail a check or do a wire transfer. I requested a wire transfer and was told it took 3-5 days. Calls to Customer Service on - and - produced excuses that it was being processed and would take a few more days. It is now - and Discover still has my $2800.00. 5. It is fortunate that my checking account was not overdrawn by Discover 's mistake ''. I can see how forthcoming they would be making that problem right. 6. When I make a payment from my checking account on my Discover account, it takes less than a day for the transaction to complete. For Discover to make a deposit into my checking account and have it take over 6 days should be unlawful.

Discover customer in North Carolina
Mar 23, 2015

* Source: CFPB Complaint Database

Discover response to complaint:
Closed with explanation

Created with Highcharts 4.2.3DiscoverComplaint HistoryComplaints12/20112/20124/20126/20128/201210/201212/20122/20134/20136/20138/201310/201312/20132/20144/20146/20148/201410/201412/20142/20154/20156/20158/201510/201512/20152/20164/20166/20168/201612/201602.557.51012.515Source: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3DiscoverOther64.4%10.9%17.6%2.9%3.2%1.0%Closed with explanationClosed with monetary reliefClosed with non-monetary reliefClosed with reliefClosed without reliefIn progressSource: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3National AverageOther0.8%66.1%13.1%13.5%1.9%3.8%0.7%0.1%ClosedClosed with explanationClosed with monetary reliefClosed with non-monetary reliefClosed with reliefClosed without reliefIn progressUntimely responseSource: Consumer Financial Protection Bureau

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https://www.discover.com/
224-405-1747
davidnelms@discoverfinancial.com
P.O. Box 30943 
Sale Lake city UT 84130
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