Review and analysis of over 10 complaints against U.S. Bancorp
U.S. Bancorp consumers have reported over 10 official complaints related to Balance transfer fee. Out of the 10 consumer complaints against U.S. Bancorp, 20% were disputed by the consumer (i.e. the consumer was not happy with how U.S. Bancorp responded to their complaint) and 100% were processed in a timely manner. 40% of consumer complaints against U.S. Bancorp resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 20% resulted in non-monetary compensation.
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U.S. Bancorp Credit card balance transfer fee February 24, 2017 - I made - balance transfers to my Elan credit card of $300.00 each from my - and - cards. Their system sent - transfers of $300.00 to - and - transfers of $300.00 to - for a total of - balance transfers which gave me account credits on both cards since I owed less than $600.00 on each. When I called and asked them to correct the problem, or refund the additional $11.00 for each extra balance transfer they informed me they do not negotiate balance transfer fees, insisted that I had made the error, and told me the only way to reverse the charges is to have my oth... |
U.S. Bancorp Credit card balance transfer fee September 18, 2016 - Elan Financial ( for my Fidelity credit card ) offered a zero % for balance transfers. The offer was not honored because I did not have the convenience checks - I do not keep many paper statements - and this was not honored by the credit card company. the case number for my quick account closure is -. I feel that my credit score will be damaged due to the fraudulent reasons given to open the accounts.... |
U.S. Bancorp Credit card balance transfer fee July 28, 2016 - On - -, 2016 I contacted US Bank by phone after getting notice of a missed payment on my credit card. I had set up an automatic payment for the account 3 weeks earlier on the bank 's website, but they did n't process the payment in time & then blamed me for the missed payment. They reduced my line of credit on the account and tried to charge me a late fee. I objected, stating that the error was their 's, not mine. The woman with whom I spoke, agreed to waive the late fee & to reinstate my previous line of credit. I shortly received a letter, stating that I would have to reapply if I want... |
U.S. Bancorp Credit card balance transfer fee July 14, 2016 - I was a US Bank credit card holder for over 12 years. During that time, I have never missed a payment and my account was always in good standing. Last year, I transferred the entire statement balance of $4300.00 to a different credit card. This brought the balance to zero and I was finished with this card. Recently I applied for a home refinance loan and was denied due to a delinquency on my credit report. It was only then that I discovered that US Bank had marked my account as 90 days delinquent for charges of residual interest, which had nothing to do with the original debt. I did not rec... |
U.S. Bancorp Credit card balance transfer fee January 6, 2016 - I was sent a letter from Homestreet bank that I was pre-approved for a credit card and that I could apply online. When filling out the online application I saw the offer for a balance transfer and completed the steps. When filling out the creditor information and the amount, there was no prompt that stated there would be fee or a recalculation of my total that included a fee. Today I received my first bill and saw that I had been billed $130.00 for the - balance transfers that I had completed. Right away I logged onto my online account to review the terms of the balance transfer, to my su... |
U.S. Bancorp Credit card balance transfer fee August 27, 2015 - INTRODUCTORY RATE OFFERS WAS MISLEADING. DID NOT DISCLOSE ALL FEES. STATES 0 % INTRODUCTORY RATE FOR BALANCE TRANSFERS. BUT THEY CHARGED A 3 % TRANSACTION FEE WHICH IS NOT DISCLOSED ANYWHERE ON THE OFFER PAGE. HAD I KNOWN OF THIS UNDISCLOSED FEE I WOULD NOT HAVE DONE THE TRANSFER. ... |