Review and analysis of over 3 complaints against PayPal Holdings, Inc.
PayPal Holdings, Inc. consumers have reported over 3 official complaints related to Credit determination. Out of the 3 consumer complaints against PayPal Holdings, Inc., 0% were disputed by the consumer (i.e. the consumer was not happy with how PayPal Holdings, Inc. responded to their complaint) and 100% were processed in a timely manner. 0% of consumer complaints against PayPal Holdings, Inc. resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 0% resulted in non-monetary compensation.
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PayPal Holdings, Inc. Credit card credit determination February 13, 2016 - I found out Pay Pal Credit ; or -/PPC as it shows up on my hard hit credit inquiry, has done an unauthorized hard hit credit check on my credit report. When I contacted them they stated it was done for an online credit account on - -, 2015. I never authorized this nor have I applied for any such credit. After searching out information on the internet I discovered - reports by others for this exact same problem. Also my spouse and I discovered he had the same inquiry done on his credit report - -, 2015. He never applied for nor authorized such a line of credit either. Both of ... |
PayPal Holdings, Inc. Credit card credit determination February 12, 2016 - Age/retirement status discrimination. I assisted my mother in applying for a Paypal Credit line and she was instantly denied. I then tried to apply myself and I was instantly approved for $500.00. Then I tried to raise my credit, and was denied. Paypal 's service stated that there would be an email followed by a letter describing why my mother was denied. I received an email promptly upon denial for the credit limit raise as well as a letter within 5 business days with my - credit score and reasons for denial. My mother, however, did not. I have contacted Paypal on three occasions now a... |
PayPal Holdings, Inc. Credit card credit determination January 5, 2016 - Some months ago, as I was going through PayPal signing up process, I was also enrolled in PayPal credit without my knowledge. I only recently found out about it. I never requested this line of credit. I am afraid it affected my credit score which most likely affected my mortgage rate from a recent house purchase. I do not want PayPal credit card. I have no use for it. I would like PayPal to correct their action, but I am afraid that getting rid of this line of credit will again hit my credit score. Who is now responsible for the additional interest rate that I will incur over the life of the m... |