Barclays PLC Credit Determination Complaints

Review and analysis of over 14 complaints against Barclays PLC

Barclays PLC consumers have reported over 14 official complaints related to Credit determination. Out of the 14 consumer complaints against Barclays PLC, 14% were disputed by the consumer (i.e. the consumer was not happy with how Barclays PLC responded to their complaint) and 100% were processed in a timely manner. 0% of consumer complaints against Barclays PLC resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 21% resulted in non-monetary compensation.

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New Credit Determination Consumer Complaints


Barclays PLC Credit card credit determination

February 15, 2017 - In - 2016, I called my credit card provider, Barclays. I requested a credit increase in order to cover charges for my mother 's funeral. I was asked to informally state my annual household income. I told the woman $-, which is about the same has it has been for the past 2-3 years. I was told my request was denied, without any reason why. I later received a letter stating that the request was denied because I reported my income was $-. The woman either did not hear me or made a typo in submitting the request, leaving $- off our annual income. This is solely based on Barclays e...

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Barclays PLC Credit card credit determination

February 1, 2017 - New complaint connected to a previous complaint about Barclays Bank and the UpPromise card : I need for Barclays to *remove the inquiry from my Credit Reports* because it has indeed affected my credit rating, which affects Jobs, Housing, and Credit. Thank you....

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Barclays PLC Credit card credit determination

January 26, 2017 - I applied for a Barclays JetBlue credit card. I received communication from Barclays that they needed more information from me to establish my identity ( social security card, etc. ), which I sent to them. I never received any further information from them by mail about the status of my application, nor their reason for denying my application. I mailed a letter to them two months later asking again for status and reason, but have not yet received any reply. If my application was denied, they never gave me a reason for the denial, nor told me directly about the denial....

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Barclays PLC Credit card credit determination

January 23, 2017 - I was advised last week that a credit limit on a card I have issued to me by Barclay Card was lowered from $8600.00 to $6500.00. I contacted the organization, and they advised that the right to reduce ( or raise ) the credit limit exists at their discretion, and it 's explained in the credit agreement that I signed when I had my card opened. While I did find that, what is troubling is that they accessed my credit report without my explicit authorization. I granted Barclay the right to access my credit report when I first opened the card, but not any subsequent times, which they assert is h...

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Barclays PLC Credit card credit determination

December 23, 2016 - I have a hard hit inquiry on my credit reports from BARCLAYS BANK DELAWARE. I do n't recall completing a form or request for credit from this institution....

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Barclays PLC Credit card credit determination

November 21, 2016 - I applied for the Barclaycard Upromise for the " $100.00 Bonus After First Use '' and to get a free - score and to have a -. They then sent me a letter ( WEIRDLY, IT WAS A COPY OF A LETTER, NOT AN ORIGINAL LETTER which - always gets from Legitimate companies ) - and I was then asked for an " original bill ''. I sent them an older electric bill, because I do n't get original bills anymore ; it 's all online. But here is my problem : I never heard from them again. This is the second time I have ever had this happen in my life : Barclays and -. Is it normal or reasonable, or legal,...

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Barclays PLC Credit card credit determination

November 1, 2016 - Received offer in mail. Called and applied on the phone. The person asked for first - numbers of social sec. number and said I was approved. I asked a question the person could not answer and transferred me. This person then asked for the last - digits of social, which I did not give. They could not answer my question and hung up on me. I called them back and told them I would report them. It was Barclaycard Mastercard, -, -...

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Barclays PLC Credit card credit determination

October 12, 2016 - I applied for a credit card and received a letter asking for more information from their " security department. '' I sent in the requested documentation and have proof of receipt 10 days later. The company failed to contact me again about the status of my application. I called to inquire and was told they would have to run another credit report in order to approve my application because it was beyond 30 days since my initial application....

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Barclays PLC Credit card credit determination

October 11, 2016 - On -/-/16, applied for a credit line increase on my mastercard account with Barclay USA. I received a denial letter dated -/-/16, this denial letter reflected an incorrect credit score, incorrect denial reasons, and was outdated back to -/-/16 ( over - wks ). Barclay claimed they received this credit information from -. On -/-/16, I got my annual free - credit report, report reflected the opposite of what Barclay USA Mastercard Services claimed. On -/-/16, I contacted -, rep " - '', verified no negative information on my credit report and gave a -...

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Barclays PLC Credit card credit determination

August 9, 2016 - I 've spoken with Barclays Bank office of the President. Who clearly stated that my last payment on this account was - -. I 've found Consumer Protection financial bureau statement in your file your file dated - -. Where Barclays Bank verified my last payment on - -, - and they told you that since there where no other payments from -/-/--/-/- that they charged the account off. If Barclays told CPFA one thing in -/-/- and lied about in -/-/-. That 's a deception, inaccurate lie that this company is reporting to - and -. CPFA case # -. Please lo...

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Barclays PLC Credit card credit determination

July 21, 2016 - I was denied a Barclaycard - with - Rewards. My credit score is -. I have no criminal record. I was unable to solve the problem by talking to their agents. I filed a complaint. - - from Barclaycard responded and after much conversation told me that the denial was due to an old phone number on my application and that I would be approved for the card immediately when I applied. I thought the issue was settled. Since that conversation, I have received - letters from Barclaycard saying they need further confirmation of my address. They want me to send an original utility bill. ...

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Barclays PLC Credit card credit determination

July 12, 2016 - I was denied a Barclay - Credit card. my credit score is -. I have another Barclaycard for William Sonoma. I have always paid the credit card bill on time. My male partner was immediately approved and his credit score is -. - 's asked me to send a copy of my utility bill and my tax return. I did and was denied again. I called and they said the concern was not my credit rating but that they have a lot of fraud. They asked me to send a copy of my Social Security card and my drivers license. I told him enough is enough. I think I am being treated differently because I am a woman and I...

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Barclays PLC Credit card credit determination

June 26, 2016 - I recently applied for a - rewards credit card through barclaycard, they requested for more information stating to identify myself, I sent documentation including drivers license front and back, ss card, and a bank statement, I called to follow up company 's response was we do n't believe that this identity is you, representative hung up I was told that I could have been approved but they did n't believe it was me, how is this possible when my credit report states my information correctly and note that I just bought an automobile for -, the company is denying credit for people who qualif...

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Barclays PLC Credit card credit determination

April 14, 2016 - I had a - Bank of Hawaii -, which I paid ontime, and for the past 3 months, I have paid the entire balance off mothly. On - -, -, my credit card was closed for no reason or valid cause, and I was no longer allowed to make purchases with my credit card. I could no longer make purchases with credit card, so I called the bank on - -, -, to discuss my account. When I was able to be connected to a customer service agent, I was told that my account was closed and my credit card was closed. I asked for what reason, and I was told that my payment was returned, and than it was r...

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