TD Bank Credit Determination Complaints

Review and analysis of over 34 complaints against TD Bank

TD Bank consumers have reported over 34 official complaints related to Credit determination. Out of the 34 consumer complaints against TD Bank, 18% were disputed by the consumer (i.e. the consumer was not happy with how TD Bank responded to their complaint) and 100% were processed in a timely manner. 3% of consumer complaints against TD Bank resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 26% resulted in non-monetary compensation.

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New Credit Determination Consumer Complaints


TD Bank Credit card credit determination

December 18, 2015 - I am a victim of identity theft. I have been disputing a Target account that does not belong to me.Account # -. This account is in dispute with all - credit bureaus as well as Target, and several government agencies. Target then, knowing the account was in dispute, CHECKED MY CREDIT. They had no authorization to do this. ...

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TD Bank Credit card credit determination

December 4, 2015 - On - -, I saw a TV sale at Target. I have a Target Credit Card and knew my limit was $4800.00. When I tried to purchase a $840.00 TV online, I was denied. I called Target and was told my limit now was $200.00. The Customer Service Person told me that in - 2015 my limit was reduced to $2000.00 and in - it was again reduced to $200.00. The reason for this reduction according to Customer Service was that I had not used the card in at least 9 months. He told me it was not my Credit Score and in 70 days they would review the limit again. However, I needed the TV now. The reas...

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TD Bank Credit card credit determination

November 10, 2015 - To Whom It may concern : I am filling a complaint against Target Credit Card online application process. They said I incorrectly answered questions during the online process to prove my identity, so they were unable to give me credit. If the Target was unable to determine my identity during the application process, than Target should have never run my credit in the first place. The online software system should automatically reject my application, and Target should not automatically run my credit. These personal questions from the past are the same questions the - credit bureau will ask whe...

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TD Bank Credit card credit determination

September 28, 2015 - Pulled credit report without permission. ...

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TD Bank Credit card credit determination

September 28, 2015 - Pulled credit report without permission. ...

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TD Bank Credit card credit determination

April 16, 2015 - On my credit report there is an account ( Target ) that is not my mine. It belongs to a my x-wife not me. I have been divorced from her for six years. When we separated and she moved to -. put in for a card under her name. I have never had such a card. I ask her four years ago to payoff that card or transfer the balance to other cards, she has not. The company says its in a joint card. The only card she got was in her name only. I need some - to correct the mistake and put the card under her credit report and take it off mine. When I got the Devoice, I paid off the cards the judge reques...

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