Review and analysis of over 24 complaints against U.S. Bancorp
U.S. Bancorp consumers have reported over 24 official complaints related to Shopping for a loan or lease. Out of the 24 consumer complaints against U.S. Bancorp, 29% were disputed by the consumer (i.e. the consumer was not happy with how U.S. Bancorp responded to their complaint) and 100% were processed in a timely manner. 0% of consumer complaints against U.S. Bancorp resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 17% resulted in non-monetary compensation.
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U.S. Bancorp Consumer Loan shopping for a loan or lease December 1, 2016 - 1 ) i applied for financing to USBank to help purchase a - used - for my son. I received a letter from USBank on - -, denying my application based upon the following information obtained from - - : credit score of -. They then listed the factors which they claim adversely affected my credit score. In fact, my " Excellent '' credit score and disclosed income has allowed me to obtain credit over the years and recently in many multiples of the approximate - i was attempting to finance. There must be other insidious factors at play. 2 ) An apology and an explanation for th... |
U.S. Bancorp Consumer Loan shopping for a loan or lease September 26, 2016 - Elan Fin Svs, Open an account in my name for $1700.00 and said I paid them $80.00 to open the account. I do not know anything about this account. I need some help with this problem, this is causing me trouble with my credit report. I think this was done on purpose the hurt peoples credit. How can someone open an account in your name without your permission?... |
U.S. Bancorp Consumer Loan shopping for a loan or lease June 7, 2016 - I was offered a refi on my Audi Q5 when stopping by my local branch of US Bank. The terms were favorable, so I filed out an application. Everything was approved on -/-/16, - - was paid off, and US Bank assumed my auto loan - a 3 year term at 2.33 % APR. I then received a letter from US Bank National Association disclosing the FICO score they 'd used in determining my rate. I was shocked - they listed a score from - of -. I immediately pulled my credit from -, paying for the full report, and sure enough they had it listed as -. That 's a - point discrepancy. Alarmed... |
U.S. Bancorp Consumer Loan shopping for a loan or lease May 4, 2016 - - - I was talked into applying for a used car loan. -, The assistant branch manager and - - -, the branch manager guaranteed me that this would only be a soft hit to my credit. They told me they would do a soft hit, come back with an offer, then if I accepted that offer they would do the hard hit. I 'm trying to get my credit and everything in line to buy a house, so I did n't want my credit touched. I 've never heard of it being done this way but the - girls swore up and down it will not affect my credit so I gave them my information. In the next day or two I seen they ... |
U.S. Bancorp Consumer Loan shopping for a loan or lease April 21, 2016 - they keep calling and calling, II have ASKED THEM TO STOP ... |
U.S. Bancorp Consumer loan shopping for a loan or lease September 18, 2015 - I WENT TO A CAR LOT TO GET A NEW CAR AND WHEN THE CREDITOR TOLD ME HE HAD TO PULL MY CREDIT I TOLD HIM THAT I ONLY WANT - INQUIRE ON MY CREDIT REPORT. THEY RAN MY CREDIT MORE THAT - TIME AND MADE MY SCORE DROP ... |