Review and analysis of over 24 complaints against Credit Acceptance Corporation
Credit Acceptance Corporation consumers have reported over 24 official complaints related to Cont'd attempts collect debt not owed. Out of the 24 consumer complaints against Credit Acceptance Corporation, 21% were disputed by the consumer (i.e. the consumer was not happy with how Credit Acceptance Corporation responded to their complaint) and 100% were processed in a timely manner. 0% of consumer complaints against Credit Acceptance Corporation resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 4% resulted in non-monetary compensation.
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Credit Acceptance Corporation Debt collection cont'd attempts collect debt not owed debt resulted from identity theft January 23, 2017 - Credit Acceptance Corporation funded and servicing a joint account that was produced at - - - in the amount of - after we left the dealership on -/-/2016. Credit Acceptance Corporation was notified of the incident and failed to investigate. Credit Acceptance Corporation stated due to pending litigation they will not respond ; and continue taking unauthorized payments from a - - in - Maryland... |
Credit Acceptance Corporation Debt collection cont'd attempts collect debt not owed debt was paid January 22, 2017 - Credit Acceptance has continued to try and collect on an account that I was told by a representative from their company that I was no longer responsible for. Upon receiving correspondance from another representative from this company, they try to act as if now they never told me that I would no longer be responsible for the balance owed after I returned the car. They have also been engaging in some unethical practices such as removing the entire balance that I do not owe after I disputed this account and then went back and changed the amount owed to $3700.00. If i was verbally told that the ... |
Credit Acceptance Corporation Debt collection cont'd attempts collect debt not owed debt was paid November 1, 2016 - Accounts Account Name Account Type Open Date Status Balance CREDITACPT Auto -/-/- Closed $300.00 Account Details Last Reported -/-/- Creditor Name CREDITACPT Account Type Automobile Account Status Closed - Derogatory Opened Date -/-/- Closed Date -/-/- Limit - Term 42 Months Monthly Payment $250.00 Responsibility Individual Balance $300.00 Highest Balance $7100.00 Payment Status Collection/Charge-Off Worst Payment Status Unknown Date of Last Payment -/-/- Amount Past Due $300.00 Times 30/60/90 Days Late 0/0/0 Remarks Payment after charge off/collection Retur... |
Credit Acceptance Corporation Debt collection cont'd attempts collect debt not owed debt resulted from identity theft December 14, 2015 - this account somehow was opened up in my name is fraudulent and opened as a result of my identity being stolen i have gone through alot tryying to get this straightned out i have filed police report and notarized id theft affdiavit concerning this with the ftc ... |
Credit Acceptance Corporation Debt collection cont'd attempts collect debt not owed debt was paid December 9, 2015 - I settled an auto repossession debt from 2010 ( i gave the car back because it stopped working because it was a flood damaged vehicle from Hurricane - ). I paid the settlement amount to Credit Acceptance and they acknowledged receipt, and that the debt has been settled. The problem is I am trying to purchase a home and I need to have my credit report updated ASAP to reflect this information and Credit Accept refuses to release the information to - -. Despite the fact that I have authorized them to release the information. Every time - calls them they refuse to release the info and ... |
Credit Acceptance Corporation Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy August 7, 2015 - TO WHOM IT MAY CONCERN-THIS ACCOUNTIS REPORTING AS OPEN AND PAST DUE THAT WAS INCLUDED IN MY CHAPTER - CASE # -. I HAVE MADE MANY ATTEMPTS TO THE COLLECTIONS AGENCIES TO CORRECT THIS INFORMATION WITH NO SUCCESS. THESE ACCOUNTS HAVE ALSO BEEN SOLD TO NEW COLLECTION AGENCIES THAT ARE REPORTING THESE ACCOUNTS AS NEW ACCOUNTS, WHICH I UNDERSTAND TO BE ILLEGAL PRACTICES AND HINDERING BY ABILITY IN REHABILITATING MY CREDIT AND MY PROTECTION UNDER THE CHAPTER - BANKRUPTCY LAWS. ATTACHED YOU WILL FIND A COPY OF MY CREDIT REPORT AND CHAPETER - PAY SCHEDULE OF CREDITORS ... |
Credit Acceptance Corporation Debt collection cont'd attempts collect debt not owed debt is not mine June 26, 2015 - This company continues to report on my credit report after I sent them a letter telling them that this account was not mine and I have no idea what it is or who it belongs to!I asked for proof of a signed contract, I asked for a license to collect in my state, I asked for copies of all information referenced for this debt and still to date, I have not received anything but harassment from this company!THIS IS NOT MY DEBT!I WANT THIS ACCOUNT REMOVED FROM MY CREDIT REPORT AND THIS COMPANY TO STOP CONTACTING ME IMMEDIATELY... |
Credit Acceptance Corporation Debt collection cont'd attempts collect debt not owed debt is not mine June 26, 2015 - This company continues to report on my credit report after I sent them a letter telling them that this account was not mine and I have no idea what it is or who it belongs to! I asked for proof of a signed contract, I asked for a license to collect in my state, I asked for copies of all information referenced for this debt and still to date, I have not received anything but harassment from this company! THIS IS NOT MY DEBT! I WANT THIS ACCOUNT REMOVED FROM MY CREDIT REPORT AND THIS COMPANY TO STOP CONTACTING ME IMMEDIATELY! ... |
Credit Acceptance Corporation Debt collection cont'd attempts collect debt not owed debt is not mine June 5, 2015 - I purchased a vehicle through - dealership. The sale price was $5600.00. I had $3000.00 to put down on it but was told by the dealer to put $2500.00 for better chances of getting approved. The dealer then told me my credit was frozen and asked for verification of my SS #. I provided the proper documentation. They then told me that they could only get my financed at a 22 % interest rate. I thought that was because I had filed bankruptcy. I went to sign the papers, they had the wrong SS #. They then said they would fix it. After 3 hours, they said they fixed it and told me sign here, si... |
Credit Acceptance Corporation Debt collection cont'd attempts collect debt not owed debt was paid May 19, 2015 - I had a loan thru credit acceptance corp, IN which I had full coverage insurance thru - insurance company, I also paid $800.00 For GAP INSURANCE coverage to cover what - did not pay.- Claimed the - - was n't worth but $3000.00. GAP insurance only paid $1500.00, it states in my documents that it would cover what ever was owed, I GOT SCAMED! THE PRICE THEY FINANCED WAS $7900.00 ... |