Review and analysis of over 4 complaints against Umpqua Holdings Corporation
Umpqua Holdings Corporation consumers have reported over 4 official complaints related to Application, originator, mortgage broker. Out of the 4 consumer complaints against Umpqua Holdings Corporation, 0% were disputed by the consumer (i.e. the consumer was not happy with how Umpqua Holdings Corporation responded to their complaint) and 100% were processed in a timely manner. 50% of consumer complaints against Umpqua Holdings Corporation resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 0% resulted in non-monetary compensation.
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Umpqua Holdings Corporation Mortgage application, originator, mortgage broker September 25, 2016 - I applied for the third time for a FHA refi and wasted 2months of valuable time only to find at the end that I could not have more than - FHA at one time. Because it was check in the front I paid for an appraisal and was denied. This caused my credit report to be affected with two more months of past due on an balloon payment. Today I received denial reason which are wrong. The bank changed the product so they could then deny me for the 1 ) excessive obligation 2 ) unacceptable payment record on previous mortgage and then 3 ) Does not meet FHA guidelines. All of the above is wrong because... |