Resources for resolving common issues with Messerli & Kramer P.A. products and services
The Consumer Financial Protection Bureau (CFPB) is a 21st century agency that helps consumer finance markets work by making rules more effective, by consistently and fairly enforcing those rules, and by empowering consumers to take more control over their economic lives.
The CFPB will forward your complaint to Messerli & Kramer P.A. and work to get a response. After your complaint is forwarded, Messerli & Kramer P.A. has 15 days to respond to you and the CFPB. Messerli & Kramer P.A. is expected to close all but the most complicated complaints within 60 days.
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Messerli & Kramer P.A. Debt collection written notification about debt didn't receive notice of right to dispute December 1, 2017 - The law firm of Messerli & Kramer has, over the past 18 years, captured my money several times for a debt they allege, but has not proved, I created in -. In -, Messerli & Kramer law firm, acting on behalf of - - -, apparently obtained a judgment against me, without providing me notice, for this account they alleged I opened in -. This same year, the law firm acting on behalf of the debt collection agency then captured an account for this debt ; one of which, I shared with my parents. I was on the account due to them both being ill and unable to care for their financial affai... |
Messerli & Kramer P.A. Debt collection improper contact or sharing of info talked to a third party about my debt February 28, 2017 - My account was transferred from - to Messerli & Kramer collections. They are authorized to a soft inquiry of my credit report, however they did a hard inquiry which is affecting my credit history. I have contacted experian and they said they were unable to assist me, so i contacted Messerli & Kramer and they said it should be a soft inquiry and they can not control how experian reports it.... |
Messerli & Kramer P.A. Debt collection improper contact or sharing of info contacted employer after asked not to February 17, 2017 - Messerli and Kramer --, MN -. This company sent a FA- to my work office with My name the last 4 digits of my SS #, asking for employment information from my employer. This FA- machine is a PUBLIC fax machine with multiple people being able to access this personal and confidential information. With bold lettering stating that it is debt collector and an attempt to collect a debt.... |
Messerli & Kramer P.A. Debt collection communication tactics threatened to take legal action January 17, 2017 - On Wednesday -/-/- I called Messerli & Kramer to follow up on a settlement offer I submitted via their online portal. I had not received any return communication from the settlement offer I submitted and it had been about two weeks. I reached the after hours message line. I left a voicemail with my first and last name, why I was calling, and my return contact number. On Thursday -/-/-, I missed a phone call from a representative with Messerli & Kramer named -. The voicemail that she left cut in and out so I was not able to retrieve the phone number or the extension number she prov... |
Messerli & Kramer P.A. Debt collection disclosure verification of debt not disclosed as an attempt to collect January 3, 2017 - I had to verify my address even after being asked if they were speaking to me on the phone. I told her who she was talking to, but she insisted I needed to verify my address, date of birth or last - digits of my social security number. After I did all of that it is then when she disclosed what the call was about.... |
Messerli & Kramer P.A. Debt collection cont'd attempts collect debt not owed debt was paid October 17, 2016 - I know that I had owed a debt to a credit card, I worked with a lady at Messerli & Kramer to set up some payment plan. This was nice, it worked and I received a letter stating that I owed more than what our original debt was. I was confused as was the lady I worked with. She then stated that she would be looking into the situation and get back to me. She never got back to me, but sent a letter stating that I owed one more payment of the agreed upon amount. I then received another letter later saying I owed more money. I called and was confused as to why I owed more money, they stated that it w... |
Messerli & Kramer P.A. Debt collection taking/threatening an illegal action attempted to/collected exempt funds September 30, 2016 - The debt collector for - - bank ( Messerli & Kramer P.A . - - - - - -, MN - ) filed suit in county I used to live ( - County Minnesota ) in order to receive a summary judgement when I could not show for that court hearing ( I now live - miles away from that court in - County, Minnesota ). They are now using that judgement to file harassing annual garnishment notices with my employer. I say harassing because Messeli and Kramer P.A. are well aware of the fact that my income falls under 'protected income ' status ( - and part time employment WELL under the f... |
Messerli & Kramer P.A. Debt collection communication tactics used obscene/profane/abusive language September 17, 2016 - The company is Messerli and Kramer, a debt collector. They took over the account I had with - - that was sent to - -. The original amount, according to my credit report was $3200.00. I paid - payments of $100.00 to Messerli/Kramer. When I called them the week of - -, the representative was very rude. Told me the balance was $ - My payment had stopped on - of 2015 - I have written proof of payments from my Credit Union . According to the balance, they have issued unauthorized charges of interest of approximately $1000.00. I told the representative, -, that I i... |
Messerli & Kramer P.A. Debt collection improper contact or sharing of info contacted me after i asked not to August 24, 2016 - Messerli & Kramer represents - -, -. They filed for a judgement against me - -, -. We filed an exemption claim notice with them because most of our income is from Social Security, we did this on - -, -. My total income is $900.00 a month, out of which I pay $74.00 a month for a supplemental health insurance payment. This debt is in my name only, my husband has nothing to do with it. I filed a cease and desist with them on - -, -. I have never retracted that Cease and Desist, consequently, they have not contacted me by phone, up until this last week. I ... |
Messerli & Kramer P.A. Debt collection taking/threatening an illegal action seized/attempted to seize property January 17, 2016 - I have been having hardship since my job of seven years closed down in - and I lived in my home for 23 years I do not own it.I had a choice in paying my mortgage, I am still struggling to pay now.I 've been caught up now when finding temp job. I have a - - which frozen my payment because of my unemployment issues for 24 months. I am the sole owner of this card. Once my husband got injury and could n't work they frozen my payment again because he is my spouse because of my payment protection. He is not authorized user because I am the sole owner. My husband is now disable and get littl... |
Messerli & Kramer P.A. Debt collection taking/threatening an illegal action seized/attempted to seize property January 6, 2016 - A few weeks ago, I noticed on my bank statement that there was a $1200.00 withdrawal that neither my wife, nor myself had made. I checked with the bank and found out that they had paid funds out of our account as the result of a lien they received from Messerli & Kramer. Not knowing who or what Messerli & Kramer was, I contacted them via phone and electronic messaging ( web site ) to ascertain what this was about. They did not returned either message. I asked the bank if it was standard procedure that an entity can access one 's bank accounts without notifying that individual. They stated t... |
Messerli & Kramer P.A. Debt collection taking/threatening an illegal action attempted to/collected exempt funds November 30, 2015 - I had made a deal with a credit card company to have fund taken out of my checking acct of - a month until it was paid so they took out - payment then sold to a collection agencythen took - more payments of the same amount this was a --limit card at the time I made the deal I had like - before theyhad late fees over the limit fee how can I be over my limit when I have maid payments now I have all paper work they took payment after they sold the note. Now they Are going to garnish my pay for- ... |
Messerli & Kramer P.A. Debt collection false statements or representation attempted to collect wrong amount November 10, 2015 - I am in chapter - bankruptcy in MN - bky -. The office of Messerli & Kramer and - - received a judgement in their favor and are now attempting to garnish my wages, which is n't allowed under the automatic stay rules of chapter -. The case is - ... |
Messerli & Kramer P.A. Debt collection false statements or representation impersonated an attorney or official October 15, 2015 - In -, - I was laid off and went on unemployment for nearly 9 months. My son - in - - and as the sole provider I was unable to keep up with my financial obligations. I sought assistance with my creditors to keep my accounts in good standing. Many were helpful, some were not. Creditors that were not helpful sent my accounts into collections. Hence, this request for assistance with Messerli Kramer who is the representing attorney for - -. Once I found stable employment and got back on my feet I made every attempt to pay back all monies owed as it was debt that I incurred. Sin... |
Messerli & Kramer P.A. Debt collection cont'd attempts collect debt not owed debt is not mine September 23, 2015 - I never heard of said debit till I checked my credit report and then come to find out its from 2006, I do not recall this debit and its past the statute of limitations ... I did ask for verification of the original contract and sent a judgement again I no knowledge of this judgement and I am on - ... |
Messerli & Kramer P.A. Debt collection false statements or representation indicated committed crime not paying August 12, 2015 - I was sent a paper from Messerli & Kramer - -. In it had a statement that if I had signed it would keep me from ever suing them no matter what anyone in their company did to me or their future children may do to me. It was a disclaimer so I could never sue them for any reason. I could not sign it. I have a paper copy. I do owe a debt I wish I could pay. I was sent a judgement from the court. I do not have a job so I can not pay this, but this new paperwork ... It 's something that was clearly illegal. I looked their name up online and their are quite a few court cases in which they are t... |
Messerli & Kramer P.A. Debt collection disclosure verification of debt not given enough info to verify debt August 2, 2015 - I have send several request to former law firm when was served papers by the sherriffs dept of a attempt to collect debt but have never received a response back w/requested proof & now it has been assigned to a new law firm. I have kept all emails send to prior law firm notes made on letters & print screens along w/mail receipt of formal letter showing letter was received from the prior law firm & now a new law firm is trying to attempt the debt. I am also sending them copies of the requested/papers sent to the prior firm for their review as of -/-/15 via the post office. I do not know w... |
Messerli & Kramer P.A. Debt collection improper contact or sharing of info talked to a third party about my debt July 10, 2015 - I was notified that the company/sole owner that I am - to ( I am an - ) was contacted by the debt collection law firm Messerli & Kramer asking questions about me and although told I was not a employee but rather - was asked to verify my name and my social security number. The owner did not give out this information however the collection law firm proceeded to state my name and social security number as well as other personal information to the owner ( my - - ) considered third party and asked if it was correct. This is illegal, an invasion of confidential information and a priva... |
Messerli & Kramer P.A. Debt collection communication tactics threatened to take legal action May 30, 2015 - They will not tell me who the original creditor is have asked several times. They asked for proof of recieving - - months ago I provided it. Now - months later there requesting it again. They have called me at my work in the past I asked them to not call me there within a month they called me there again putting my job in danger. Very rude on the phone. ... |
Messerli & Kramer P.A. Debt collection taking/threatening an illegal action attempted to/collected exempt funds May 11, 2015 - There is a previous complaint about this company from me. I am writing because my parent 's savings account was levied by Messerli & Kramer. The bank got their notice on - -, mine was n't mailed until - -. I received the paperwork on - -, and the money was already removed before I had the chance to file an exemption. I also filed an exemption with this company on - -, 2015. The savings account that was levied only has my name on it in case something should happen to my parents. We are clearing that end up at the bank, but the fact remains that I was NOT allowed proper t... |
Messerli & Kramer P.A. Debt collection taking/threatening an illegal action attempted to/collected exempt funds May 8, 2015 - In - of this year, Messerli and Kramer, froze my savings account and on - -, 2015 they had the bank send them a check for $320.00 and then they released my account. They did this even though they were told that I was on - Assistance in Minnesota. According to Minnesota state law, they were not allowed to garnish my account for at least 6 months after I am off of assistance. I would like my money back and have them charged with whatever crime they have committed against the law. ... |