OneMain Financial Holdings, LLC Installment Loan Complaints

Review and analysis of over 61 Installment Loan complaints against OneMain Financial Holdings, LLC

OneMain Financial Holdings, LLC consumers have reported over 61 official complaints related to Installment loan. Out of the 61 consumer complaints against OneMain Financial Holdings, LLC, 16% were disputed by the consumer (i.e. the consumer was not happy with how OneMain Financial Holdings, LLC responded to their complaint) and 98% were processed in a timely manner. 5% of consumer complaints against OneMain Financial Holdings, LLC resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 8% resulted in non-monetary compensation.

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New Installment Loan Consumer Complaints


OneMain Financial Holdings, LLC Consumer Loan taking out the loan or lease

May 30, 2016 - I recently applied for a home loan, I was advised that there were several hard inquiries on my report that were not authorized. I contacted Springleaf and they advised that I needed to contact experian but they said that Springleaf needs to resolve. I sent a request to experian to have removed -. I attached the latest request. I would like the inquiry removed immediately...

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OneMain Financial Holdings, LLC Consumer Loan taking out the loan or lease

May 30, 2016 - I recently applied for a home mortgage. Per the broker there are inquiries on my report that I did not authorize. There is a pull on my experian report from -/-/-. I did not authorize this. However it was set to drop off -/-/-. The documents attached are from a fresh report pulled -/-/- and it is still on there. I would need this removed immediately as it is a negative impact on my score...

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OneMain Financial Holdings, LLC Consumer Loan managing the loan or lease

May 27, 2016 - Springleaf is reporting a loan on my credit report with inaccurate information. They are reporting a high credit of $3700.00 on - and - while - is reporting a high credit of $4100.00. How can a different amount be reported to each of the credit bureaus? Also the last reported date is different on all -. - for -, - for - and - for -. So that means everytime I submitted a dispute to the credit bureaus, a real investigation was n't done and they would just verify the account. How can you verify an inaccurate account and not change the last reported date...

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OneMain Financial Holdings, LLC Consumer Loan shopping for a loan or lease

May 24, 2016 - Checked into a loan at ONE MAIN FINANCIAL never got further than a inquiry on my part just checking interest rates, said I was n't interested and tried to hang up the gal on the phone practically begged me to continue and fill out a application and I declined. Today - - 2016 I received a declined application # - from this institution. Now this is fraudulent because I never filled out a application I totally declined this females begging me to just try and see what rate I would receive! I am totally shocked by this letter and feel something needs to be done about it!! First of all wher...

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OneMain Financial Holdings, LLC Consumer Loan taking out the loan or lease

May 23, 2016 - On - -, -, I applied and was approved for a personal loan with OneMain Financial for $4500.00. About five months later, I started receiving offers due to my relationship and payment history to increase my loan amount up to an addtl $3500.00. In - -, I decided to increase my loan. I spoke with - - she told me she was on another call and she would call me back. I waited 3 days never received a return phone call. So I called back again. - then took my app and informed me that she would need certain documents from me. She needed copies of my student loan payments, and a...

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OneMain Financial Holdings, LLC Consumer Loan managing the loan or lease

May 22, 2016 - One Main Financial uses deceptive practices in the way it displays payment due information via their website. Their online " Account Summary '' and " Account Details '' page will show that there is zero due for the upcoming month, yet the online statement itself ( if you download it ) will show a payment due for the upcoming month. I have screenshots and downloads where their website clearly shows my next payment is due on - -, 2016. Yet my statement shows a loan payment due on - -. I have relied on their online information for the month of - which showed I had zero payment du...

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OneMain Financial Holdings, LLC Consumer Loan problems when you are unable to pay

May 17, 2016 - I have asked One Main Financial not to call my place of employment and yet they have on three separate occasions. The most recent was on -/-/2016 when my coworker again informed them that I could not receive calls at work. It is embarrassing and allows other people to know my personal business....

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OneMain Financial Holdings, LLC Consumer Loan shopping for a loan or lease

May 13, 2016 - On -/-/16, Springleaf offered pre-approval for a line of credit in the amount of $5000.00. However, upon applying, the loan was turned into an auto loan without my consent. I declined acceptance of the loan as Springleaf mislead me regarding its product....

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OneMain Financial Holdings, LLC Consumer Loan taking out the loan or lease

May 10, 2016 - I previously submitted a complaint regarding SpringLeaf Financial Services who blatantly discriminated against me as a - minority regarding a consolidation loan submitted on line, whereby, the loan was approved on line and I was only required to submit additional information which was my - Paystubs to finishing processing the loan. During the call, the representative asked about the vehicles regarding mileage and gave stated they were being paid via a loan and at no time did the representative state this was a stipulation on being granted a loan. They saw the credit report and obviously ...

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OneMain Financial Holdings, LLC Consumer Loan taking out the loan or lease

April 26, 2016 - I recently applied on-line with SpringLeaf Financial for a personal consolidation loan and was approved on-line and was told that I to call to speak with a loan officer to process the loan. I called and provided detailed information to the specialist which included the fact that we had - vehicles which were owned and had a loan out on them as well which we desired to consolidate in this new loan. Whereby, the bank would receive the - titles as collateral. I was then informed I only needed to send in my last - pay stubs to complete processing the loan. With this proof on income the loa...

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OneMain Financial Holdings, LLC Consumer Loan taking out the loan or lease

April 22, 2016 - I applied online for an installment loan and was approved for a $2000.00 loan. Upon trying to get the loan they want me to put my car title up for collateral in which i disagreed. I asked for an unsecure loan. The branch manager in -, OH denied an unsecured loan based on some derogatory past credit cards. The credits are not in my name and i am just an authorized user and they want to base thier claim on someone elses credit card history. ...

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OneMain Financial Holdings, LLC Consumer Loan managing the loan or lease

April 22, 2016 - Citifinacial received a default judgment against me in - -. In - - I settled the charged off account with Citifinancial. Since - I have attempted to work Citifinancial and - at the - - - - - -, SC office to get a Satisfaction of Judgment submitted to - County Clerk of Court. Attached is a copy of the settlement offer and also a copy of the letter I received from Citifinancial showing the charged off account was satisfied. They refuse to submit the satisfaction of judgment information and this continues to negatively affect my credit standing and causes me...

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OneMain Financial Holdings, LLC Consumer Loan managing the loan or lease

April 21, 2016 - On - -, 2016 I was contacted by an agent named - at Springleaf. She advised me that my installment payment of $170.00 due on - -, 2016 had not been received. I informed - that I had excessive monthly obligations and would be paying late. She offered me a deferment under the condition that I make the - payment that day, which I did. However, I did n't realize that I had paid $1.00 short so - called back the next day - at which point I paid another $2.00 and - confirmed the deferment agreement would be mailed to my home address. I received the deferment agreement...

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OneMain Financial Holdings, LLC Consumer Loan problems when you are unable to pay

April 15, 2016 - - -, 2016 Dear - dba - -, This letter is a formal demand for $1000.00 in Statutory Damages and is an action for violations under the Fair Debt Collection Practices Act, hereinafter " FDCPA '', 15 U.S.C. 1692a, et. seq. and for $500.00 per violation under the Telephone Consumer Protection Act 47 U.S.C. 227a et. seq. hereinafter " TCPA '', 47 U.S.C. 227a et. seq. I have received your letter dated - -, 2016 and post marked - -, 2016. Your letter contains multiple violations of FDCPA, 15 U.S.C. 1692a, et. seq. The following is two paragraphs of text extracted from th...

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OneMain Financial Holdings, LLC Consumer Loan taking out the loan or lease

April 14, 2016 - Dear Sir/Madam : In past years I have been a customer of Springleaf Financial. I have had serveral loans which I paid on time, or paid off early. Applying for a new loan, I was denied. I feel that they have discriminated against me, for they have no valid reason. Since I had ALWAYS PAID Springleaf they have no justification of denying this small loan of $2500.00. Therefore, they are granted a license by the state and federal government agency to help people in time of need. As you are aware 26 % is no bargain. I am requesting that this matter be looked at. Thank-You - - ...

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OneMain Financial Holdings, LLC Consumer Loan problems when you are unable to pay

April 14, 2016 - lIKE - YEARS AGO, I DECIDED TO ACCEPT AN OFFER FROM - ( RIGHT NOW ONEMAIN FINANCIAL ) FOR EDUCATION PURPOSES, THE INTERES WAS REALLY HIGH HOWEVER I NEED TO PAY THE TUITION. AFTER THE YEARS THE LOAN IS NOT BEEN REDUCED, AMOUNT FOR THE PRINCIPAL IS MINIMAL ...

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OneMain Financial Holdings, LLC Consumer Loan managing the loan or lease

April 8, 2016 - My loan is for only about $8500.00 but the statements are confusing. They only show the amount owed after all interest over the life of the loan. For example I borrowed the above but my statement shows $16000.00 and this also appears on my credit report which hurts my debt ratio. It would be as if my mortgage is $60000.00 but instead of showing what I borrowed they show the amount on my statement with all 30 years interest in the total but no where does it show the original amount borrowed. Which would make it hard to see if my payment is being applied correctly. It also does n't show my...

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OneMain Financial Holdings, LLC Consumer Loan problems when you are unable to pay

April 5, 2016 - Horrible experience. Car repossessed after one late payment. They tacked extra fees, required payment in one weekweek which was impossible and I had to pay $75.00 to get my personal belongings that were still the car. I 've been a customer for almost two yrs ...

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OneMain Financial Holdings, LLC Consumer Loan taking out the loan or lease

April 4, 2016 - I went in to get a loan from spring leaf financial and the representative went over the benefits and features of the payment protection and life insurance. Quoted me a payment with it automatically added. I then declined to take the " optional insurance product '' She then continued to try to sell me the product even after I had declined and said I was not interested. She insisted that she needed to continue telling me the benefits and features in case I wanted to change my mind. They then told me how my rate was going to increase because I did not take the insurance so it put my loan just und...

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OneMain Financial Holdings, LLC Consumer Loan problems when you are unable to pay

March 27, 2016 - I want to start making payments to the financial institution when I got employed again. I asked to start making payments and they agreed of a certain amount. When later on I tried to cancel the next month payment due to a serious issue I had to deal with in my life, they threaten to garnish my wages and wanted to know where I work and my supervisor phone number. I did not tell them and they want 30 % of my wages. I also received a letter from them that month postmarked before I had the conversation to cancel the payment and the amount they wanted for my payment was vastly different compared to...

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OneMain Financial Holdings, LLC Consumer Loan managing the loan or lease

March 18, 2016 - -/-/2007 a personal loan was taking out with - to help with college tuition.The loan was later taken over by Springleaf Financial, we make payments of $700.00 per month, we have paid over $50000.00 on a loan that was $20000.00, and we still have an outstanding balance of $ -.Now the bill is showing a late fee of $250.00 and $450.00 in interest so nothing is being applied even though i make the payments online and on time. ...

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OneMain Financial Holdings, LLC Consumer Loan managing the loan or lease

March 16, 2016 - I have bee making my payments I usually always pay over the regular contracted amount I always call my payment in over the phone and speak with - of the - girls that work there and by paying over the contracted amount they always tell me you are paid ahead and do n't have to make a payment next month so when I called this month because I could n't remember the due date I was told I was due more than my regular contracted payment and I asked how can that be when I always pay over the contracted amount and you guys always tell me I 'm paid ahead and do n't have to make a payment next month...

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OneMain Financial Holdings, LLC Consumer Loan taking out the loan or lease

March 15, 2016 - More - of - - - Your Loan Has Been Approved! - x -- - - ( 1 hour ago ) to me Congratulations! Your loan has been approved for $5000.00! * Get your loan as soon as today : 1.Get approved ( Done ). 2.Make an appointment with your local branch -. 3.Get your check as soon as today! What will happen at my branch appointment? 1.You 'll meet with your personal loan specialist to verify your identity, income, and sign your loan documents. 2.Be sure to bring a government ID ( e.g. Driver 's License, State ID Card, Passport, or Military ID ). 3.And for ...

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OneMain Financial Holdings, LLC Consumer Loan shopping for a loan or lease

March 15, 2016 - First of all, I was invited or referred to different potential lenders/loan companies, by different matching agencies. Upon deciding to go with that lender, I 'll always try to make sure, its a preapproval type process, and the lender ( s ) would also advertise such thing! At the end of the day, mostly all my acquire lending decisions or choices were thru ; those types of lenders, that offer such renditions! In addition to that, the lenders provided the credit bureaus, info that should n't had been part of the decided factor! For instance, you ca n't make me have, a history with mortgage rates...

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OneMain Financial Holdings, LLC Consumer Loan problems when you are unable to pay

March 14, 2016 - My wife passed -/-/-. I was laid off a few months later. I wrote One Main Financial, along with my statement letting them know I could no-longer pay the full monthly amount and would like to renegotiate. I had lost my wife 's income, accumulated medical bills and now was living on just my social security. They ignored my request. I stopped letting money to be withdrawn from my bank in One Main 's name. It did n't take long for them to call me. Once again I asked to renegotiate. They said -I did not fall under their hardship clause. They kept calling me. I explained we would have to renego...

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OneMain Financial Holdings, LLC Consumer Loan taking out the loan or lease

March 11, 2016 - Yesterday, - -, -, I received a prescreened loan letter from OneMain informing me that I was prescreened for a $6000.00 loan and that all I needed to do is to respond. Last night I responded at the website address listed on the prescreen letter, that is, OneMainFinancial.com/applynow, and filled out the application. This morning I received a phone call from a representative from the local OneMain branch, phone number -. I answered all of the question including whether I had ever filed for bankruptcy. The gentleman than informed me that my full credit report was required to be pul...

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OneMain Financial Holdings, LLC Consumer Loan shopping for a loan or lease

March 11, 2016 - I am receiving emails from Springleaf Financial Service indicating that they need to verify my income and identity to process my loan request. I have n't requested a loan from them. ...

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OneMain Financial Holdings, LLC Consumer Loan managing the loan or lease

March 10, 2016 - When I signed the papers, every time it said no penalty for early repayment, the agent put his finger on the page to point that out, so his finger hid the next line, which said : but you still have to pay the interest for the full term. ...

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OneMain Financial Holdings, LLC Consumer Loan problems when you are unable to pay

March 9, 2016 - I was called by the One Main Financial store in - KY. ( I do n't have a loan with them, I have one with the - KY office. ) This girl named - from that office called my cell phone. My co-worker answered and she told him that she needed to speak with me about a legal matter. She told him where she was calling from and told him that they were filing court to garnish my wages. One Main Financial 's representative violated my personal privacy about my financial situation. She should NOT have told him any of personal information. Then she threatened me with legal action. ...

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OneMain Financial Holdings, LLC Consumer Loan shopping for a loan or lease

March 4, 2016 - THERE IS TWO HARD INQUIRES ON MY CREDIT REPORT THAT I DIDNT CONSENT TO AND I HAVE ASKED FOR PROOF OF THE APPLACTION BUT ONE MAIN FINACIAL HAS FAILED TO DUE SO ...

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OneMain Financial Holdings, LLC Consumer Loan managing the loan or lease

March 3, 2016 - I took out a $4000.00 loan with Springleaf Financial Services. I applied online for the loan. I went into the company 's office to pick up the loan check and to complete the process.The loan term was to be 36 months, with a payment of $190.00. The loan specialist showed where they had applied several insurances unemployment, -, and - different accidental death. I told him I did not want the insurances. The worker assured me the insurance would be removed from the loan. The date of stated above loan was -/-/2015. According to Springleaf policy my documents would be emailed to m...

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OneMain Financial Holdings, LLC Consumer Loan managing the loan or lease

February 11, 2016 - I contacted the lender ( One Main Financial ) to refinance my high interest rate loan ( 33 % ). I have never been late on this or any loan/debt in over 24 months. I told them my credit score had increased from the low - 's since origination in 2014 to - today. I was advised that would allow me to get a better rate but they would have to make a hard inquiry to verify. I told then hard inquiries negatively impact credit ratings and I did n't want to go forward if there was no opportunity for a rate reduction. I was advised that the rate reduction was possible due to my score but they had t...

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OneMain Financial Holdings, LLC Consumer Loan taking out the loan or lease

February 7, 2016 - I closed on a personal loan from Springleaf on - in the amount of $2500.00. Interest rate in the LOAN AGREEMENT AND DISCLOSURE STATEMENT dated -, page -, indicated a : CONTRACT RATE of 26.26 % per year. On page - of the above statement is the following : GOVERNING LAW. The laws of the State of Colorado shall govern this Agreement, except as preempted by federal law.I read in the - - that on -, Governor - vetoed House Bill -, pertaining to subprime loan interest rates, partial quote from said article below : " Gov. - - vetoed a bill Thursday that would have ca...

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OneMain Financial Holdings, LLC Consumer Loan taking out the loan or lease

February 5, 2016 - -/-/- or -/-/2015, I referred my mother - - to apply for a personal loan at OneMain Financial in - -, MD. There telephone number is -.My mom 's loan was approved. Also, I have been a customer with this company for approximately 3 years and have referred others to the company. My mother called to inform me that I can be rewarded for referring people and I would receive $100.00. When my mother informed me of this, in -/-/- or -/-/-, I contacted the company and spoke to - -. I asked - - if I could be reward for my mother 's referral. - - stated ...

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OneMain Financial Holdings, LLC Consumer Loan shopping for a loan or lease

February 3, 2016 - Good day -, I want to say that I am - - veteran - female. I am not sure if you are the right agency to contact about my personal concern with how I was questioned by a financial institution when I requested and applied for an online loan. I applied for a small home improvement loan through I can not remember if it was through - or -. OneMain Financial online lending institution was one of the potentially interested online lenders of my application request. It was about - -, -, the agency wrote to me through email asking me to call. I called and was asked a bunch of q...

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OneMain Financial Holdings, LLC Consumer Loan managing the loan or lease

February 2, 2016 - I took out a loan with One Main Financial and paid it on time, I applied to have my home refinanced and part of the requirements of the loan was for me to pay off One Main Financial. I told the I would be paying the off and needed a pay of amount. on -/-/- I received a letter from them ( attached ) with the payoff amount of - for - -, - and said there would be a interest amount of $5.00 everyday after that. I paid $8500.00 on - -, -. They did n't tell me anything after that and I asked for a receipt or printout of what was paid. On the print out it said I owed...

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OneMain Financial Holdings, LLC Consumer Loan problems when you are unable to pay

February 2, 2016 - i have partnered with - - - in order to avoid bankruptcy. I have had a hardship and I am unable to pay my debts at this time. I have notified all of my creditors, all have complied with the do not contact request except for Onemain Financial, -. I have sent them numerous requests to stop contacting me, especially at my place of employment. They are calling no less than 5 times a day! They are sending letters to my home, my husband, my place of employment and calling my cell phone relentlessly. This must stop. I have told them my situation however they refuse to stop harassing me! ...

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OneMain Financial Holdings, LLC Consumer Loan managing the loan or lease

February 1, 2016 - Took out loan using car as part collateral, lost job claimed bankruptcy signed a reaffirmation for the loan.Signed up for automatic deductions from my checking that they take out every month, they are trying to collect money from before the agreement I spend endless time I get it straightened out for about a week then a different number starts calling. Some calls are threatening ...

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OneMain Financial Holdings, LLC Consumer Loan managing the loan or lease

January 21, 2016 - I 've had a loan since - - with -, now Springleaf.. Last month they failed to withdraw the regularly scheduled payment and sent me an e-mail saying I needed to contact them about an important matter regarding my account. The e-mail was sent on - -, -. I called, not knowing what the problem could be. I was told by a customer service agent that I did not make my payment for the month of - ( which is normally withdrawn by automatic payment on the - of each month. ) I asked how and why this happened and was made to feel that I was at fault. I asked to speak to a manager...

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OneMain Financial Holdings, LLC Consumer Loan problems when you are unable to pay

January 19, 2016 - I was unable to make payments due to medical crisis in my family and on -/-/- I made a payment arrangement with Spring Leaf to make $50.00 one time payment and $70.00 thereafter till I am able make the full monthly payment beginning - -. I have been paying as agreed but Spring Leaf is sending Sheriff to harass my family - my husband recovering from - and our daughter with - challenge. When I called them to ask why, they said if I do n't want the Sheriff at my door, I should go to the Sheriff office to sign some papers! See attached fax cover of hardship request I mad...

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OneMain Financial Holdings, LLC Consumer Loan problems when you are unable to pay

January 15, 2016 - I was unable to make my regular scheduled payment and had notified the branch office where my loan was obtained, as you must deal with the location that issued the loan. The branch thanked me for notifying them and indicated since it was so close to the end of the month, my loan would likely move from their office to the corporate office. Just a few days later, " the corporate office '' contacted - phone numbers, only - of which was my business phone number. When I questioned why they had called - different numbers, some of which are in no way associated with me, I was told " because ...

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OneMain Financial Holdings, LLC Consumer Loan taking out the loan or lease

January 7, 2016 - We have a loan with Springleaf Financial Services Financial Services of - Illiinois at - - - of $7500.00 at 22 %. The loan was to rehab our house in -, IL. We requested an $ - increase in the loan amount as the labor for the rehab is going to exceed our expectations. Springleaf proposed that they would refinance our car and give us $2600.00. We were not denied an increase, but we felt that we did not want to do that as the finance charged at Springleaf are greater than at our - dealer. So, we withdrew out loan request with Springleaf. The issue is that we received a ...

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OneMain Financial Holdings, LLC Consumer Loan problems when you are unable to pay

January 3, 2016 - Have a loan with One Main financial ( formerly known as - ) for around six -seven years, I renewed my loan on -/-/- to get additional funds, the financed amount on the newed loan says $8500.00, after paying for - year with a missed payment on -/-/- and -/-/-, they forced me to renew my loan which they call it defer, i ended up signing a new loan agreement in the amount of $8900.00 which is higher than the orignal one ( $8500.00 ) even after paying $2400.00 all this money that i paid has gone out the window, did n't reduce my balance a bit, they use intimidation, su...

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OneMain Financial Holdings, LLC Consumer Loan taking out the loan or lease

January 1, 2016 - On - -, 2015 I contacted my local office of Springleaf Financial Services to inquire about making a loan. I allowed them to look at my credit report. They asked for a pay-stub and more information to submit a complete application. I did not provide it because I did not want to get a loan from them. On - -, 2015 I received a letter from Springleaf informing me that my request for a loan had been declined and this decline was reported to - credit reporting services. I did not ask for the loan, nor was I provided details in writing, nor did I request approval for a loan. I believe ...

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OneMain Financial Holdings, LLC Consumer Loan taking out the loan or lease taking out the loan or lease

December 11, 2015 - I currently have a loan with Springleaf Financial, in good standing. No late payments, no problems whatsoever. I applied online for another loan with Springleaf, for $10000.00. I received an email stating that I had been approved, but for a reduced amount ( $7500.00 ). The email instructed me to call in order to complete the process. I called and answered numerous questions about employment and income. Everything went fine, until I mentioned that I already have a - loan in good standing. I was immediately placed on hold, then the Springleaf representative came back on the line and m...

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OneMain Financial Holdings, LLC Consumer Loan problems when you are unable to pay

December 4, 2015 - I have been having issues with paying the full payment each month to One Main Finacial. I have tried talking the ladies at the local office and letting them know that even though I am paying less than the normal payme I am paying something at least once a month. I receive harassing phone calls from them on a daily basis pressuring me to pay more that I can not afford to and now thy are calling not only me but my place of employment and my co borrower and his place of employment. I have asked them several times to stop since I am paying something on the loan each month and it continues everyday...

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OneMain Financial Holdings, LLC Consumer Loan taking out the loan or lease

December 3, 2015 - Lender has a $150.00 service fee which is added to the finance charge at closing. However, the APR is not adjusted to reflect this. Thus, the APR is incorrect. Also, since the top rate is 27.99 %, adding the service fee would violate usury limits. ...

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OneMain Financial Holdings, LLC Consumer Loan managing the loan or lease managing the loan or lease

December 2, 2015 - I made a $1500.00 payment in - of 2015 to One Main Financial, which brought my loan balance down to $6900.00 and should have paid my loan up for 5 months. I subsequently made a payment of $270.00 in -, which brought my balance down to $6800.00. I also made a $270.00 payment in - and - but neither of those payments was applied to my balance. On - -, when I noticed the balance had not changed on my statements since -, I contacted One Mail Financial. The manager, -, stated that the accumulated interest is the reason my payments were not applied to my balance. I...

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OneMain Financial Holdings, LLC Consumer Loan managing the loan or lease managing the loan or lease

December 2, 2015 - I have - issues with Springleaf Financial. First issue, I am not receiving statements from this company, they state that statements are a courtesy to the customer. They reported me 60 days late last month after I supposed did not make payments on the account. Which is ridiculous, why would I be late on a loan after building a relationship with this company for over 10 years? I believe the reason, that I am not getting statements is that the branch manager, - -, is discriminating against me is because I filed a complaint with the FTC this year, when her employees would not stop calli...

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OneMain Financial Holdings, LLC Consumer Loan managing the loan or lease managing the loan or lease

November 25, 2015 - Springleaf Financial Services is overcharging my account with interest fees. ...

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OneMain Financial Holdings, LLC Consumer Loan shopping for a loan or lease shopping for a loan or lease

November 24, 2015 - I was not advised that the loan that I had submitted an application for was collateralized by a vehicle but a personal loan. Having paid off a loan with this same organization in the past I figured that the same loan offering is what I qualified for. - different people advised me that I was approved for the loan, but then " out of the blue '' I was told that the loan approved was for a secured product. I advised them during the initial conversation that I would not be interested in that. ...

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OneMain Financial Holdings, LLC Consumer Loan taking out the loan or lease taking out the loan or lease

November 23, 2015 - This is NOT a duplicate complaint. This was my original petition : '' OneMain Financial- Pay Status and rating key are conflicting. Contradictory and inaccurate. Demanding that OneMain Financial request account deletion from all credit reporting agencies ( -, -, and - ) '' Please note my attachment. It clearly notes and backs my claims. You will notice descrepencies in -/-/2011. The Rating Key is coded as a charge-off -/-/2011, yet the Last Payment Remark indicates that the account was Charged Off. This is contradictory. Because of such, it is erroneous credit reporting and ther...

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OneMain Financial Holdings, LLC Consumer Loan problems when you are unable to pay problems when you are unable to pay

November 22, 2015 - I applied for a loan and the interest is 33 % percent over a 5 year. I tried to get them to lower my percentage rate. ...

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OneMain Financial Holdings, LLC Consumer Loan taking out the loan or lease taking out the loan or lease

November 14, 2015 - I took out a loan with One Main Financial and they said that my payment was going to be $180.00 dollars a month, but when I went online to look at my account summary my payment was only $130.00 a month. I called them to asked about it but was told to call back, and I called back and was told that they would call me, but I never got that call ...

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OneMain Financial Holdings, LLC Consumer Loan taking out the loan or lease taking out the loan or lease

November 11, 2015 - I applied online for a personal loan ( to help consolidate my current bills ) at Spring Leaf Financial. Main Focus is ... the fact that I was approved and was prompted to set up an appointment with the local office and get my loan. However I went into the location office only to find out that I was not approved due to my income. I was asked to verify and I promptly responded to another set of questions ( scrutiny progress begins ) with all the required documents needed. Providing that I am - ... I understood that time was of the essence.! Nonetheless, immediately when I walked into the offi...

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OneMain Financial Holdings, LLC Consumer Loan problems when you are unable to pay problems when you are unable to pay

October 30, 2015 - American General Finance of America , Inc. formerly CREDITTHRIFT OF AMERICA INC and formerly - - - NO. - ( Employer ( Tax ) Identification Numbers : - | - | - | - ) intentionally altered account numbers and filed numerous lawsuits in the Commonwealth of Virginia by using third-party debt collection agency or law firm, when it never had the right to bring forward a lawsuit when it used its former entity name on the lawsuit. ...

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OneMain Financial Holdings, LLC Consumer Loan problems when you are unable to pay problems when you are unable to pay

October 27, 2015 - My name is - -. I took out a loan from Springleaf in -, IL with good intentions to pay it back, but with an extended stay in the hospital ( 1 month ) I am now in a financial hardship so I am now having a company help me with all my debts ( National Debt Relief ) I got a packet from this company who is helping me and inside this packet is a letter that I can give to all my creditors to stop calling. I signed this letter and mailed it to Springleaf in -, IL on - -, 2015 certified so I know they have it as it was signed for. Since - -, 2015 till today - -, 2015 I hav...

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OneMain Financial Holdings, LLC Consumer Loan taking out the loan or lease taking out the loan or lease

October 18, 2015 - Have never heard of the company and they have never contacted me and have never provided any proof of this loan. Despite repeated requests to validate. As a Texas resident according to what they placed on my credit bureau reports, last payment activity was -, over 4 years ago. Even if it was valid, which it is not, they are barred by Texas law since the last date of activity was over 4 years ago on - and it is -. 4 years and 3 months, past the Texas statue. They continue to update my credit reports with nonsense information like " skip, bad debt, placed for collections, etc. " I h...

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OneMain Financial Holdings, LLC Consumer loan problems when you are unable to pay

October 9, 2015 - I currently have a debt to Springleaf Financial. This issue has persisted for approx a year. This company will call me constantly, multiple times a day, on different telephone numbers, sometimes leave messages and sometimes not. They have called me at work when I have asked them not too. When they dont reach me they call my reference '' list of individuals that they required i leave with them. These individuals include my children, family, friends, none of which have any responsibility towards this debt. I have asked for this to stop on many occasions and it persists. I realize this is my deb...

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OneMain Financial Holdings, LLC Consumer loan managing the loan or lease

September 17, 2015 - I paid all of my credit cards off in -. I missed the change on my loan with Springleaf and paid $860.00 of the $860.00 balance. In -, I received a bill for $14.00 which I assumed was residual interest and paid that in full immediately. I 've now received a - statement for $0.00 to which they only replied they believe '' that will close out my balance. I believe I have been charged interest on the interest balance. I did n't experience 2 months of residual payments with any other credit cards I paid off on the same day. If somehow correct ( which I ca n't imagine having to pay...

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