OneMain Financial Holdings, LLC Consumer Loan Complaint

Installment loan Taking out the loan or lease

OneMain Financial Holdings, LLC Consumer Loan department,

Installment loan Taking out the loan or lease Illinois

We have a loan with Springleaf Financial Services Financial Services of - Illiinois at - - - of $7500.00 at 22 %. The loan was to rehab our house in -, IL. We requested an $ - increase in the loan amount as the labor for the rehab is going to exceed our expectations. Springleaf proposed that they would refinance our car and give us $2600.00. We were not denied an increase, but we felt that we did not want to do that as the finance charged at Springleaf are greater than at our - dealer. So, we withdrew out loan request with Springleaf. The issue is that we received a Statement of Credit Denial on - -, - based upon a credit report from - different credit agencies. Now our credit score will go down based upon this action, and we are trying to keep our credit up as we are still recovering from the loss of our business during the recent economic depression. We called Springleaf this morning ( - -, - ) to tell them that they did not deny our credit, we choose not to accept it. They said there was nothing they could do. We would like this denial taken off our credit report. Thank you very much.

OneMain Financial Holdings, LLC customer in Illinois
Jan 07, 2016

* Source: CFPB Complaint Database

OneMain Financial Holdings, LLC response to complaint:
Closed with explanation

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