Specialized Loan Servicing LLC Other Mortgage Complaints

Review and analysis of over 582 Other Mortgage complaints against Specialized Loan Servicing LLC

Specialized Loan Servicing LLC consumers have reported over 582 official complaints related to Other mortgage. Out of the 582 consumer complaints against Specialized Loan Servicing LLC, 22% were disputed by the consumer (i.e. the consumer was not happy with how Specialized Loan Servicing LLC responded to their complaint) and 100% were processed in a timely manner. 0% of consumer complaints against Specialized Loan Servicing LLC resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 0% resulted in non-monetary compensation.

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New Other Mortgage Consumer Complaints


Specialized Loan Servicing LLC Mortgage loan servicing, payments, escrow account

April 1, 2017 - I have been slightly overpaying on my SLS mortgage ( just a few dollars a month ) since it was sold from - to SLS. For quite sometime SLS could not give me access to my account online ( I filed an official complaint with them last month, to which they finally " fixed it '' ). But now when I can see my transaction history, instead of crediting my " extra principal '' to pay down my loan, they have been allocating these extra payments to " late fee '' - not at all reducing my principal. I am sending them a complaint as well, but they are horribly non-responsive and I believe this could be a ...

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Specialized Loan Servicing LLC Mortgage loan servicing, payments, escrow account

March 28, 2017 - On -/-/- I signed a Mortgage with long-time bankrupt -, where - was not a Mortgagee. On -/-/- - bank acting under glimpse of " - Bank as Trustee '', defunct since -/-/-, filed foreclosure case against me based on false statements and forged documents. As of today I have not received ANY meaningful respond from - bank regarding my demand to stop fraudulent foreclosure case based on false statements ( perjury ) and accompanied by forged, robo-signed documents prepared by - employees who impersonated as " - Assistant Secretary '' and " Vice President of Loan do...

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Specialized Loan Servicing LLC Mortgage loan servicing, payments, escrow account

March 21, 2017 - I filed for Chapter - in -/-/- and have been discharged in -/-/-. I was receiving statements from - - - ever since my loan was reinstated. Recently, on -/-/-, my loan was transferred to SLS. I reached out to SLS to inquire about my mortgage statements. SLS insisted I am in active Bankruptcy and because of this, I will never receive any statements. In the meantime, I am blocked from seeing any information online as well. I wanted to make sure my payments were appropriately sent and received by SLS on a timely basis, especially because I never received any payment coup...

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Specialized Loan Servicing LLC Mortgage loan servicing, payments, escrow account

March 20, 2017 - I accidentally scheduled two mortgage payments from my bank, -, to the company that recently took over my mortgage : SLS. ( If the payment is n't there on the - of the month, they call me every day. So I thought the first payment had n't gone out. ) It has caused me to be seriously overdrawn as my other automated payments come in. As soon as I found out, I called -, and they said it was too late to cancel the paytment. I called SLS a week ago, -/-/2017. I was told to send a screen shot of my bank statement showing the two payments, and SLS would send me a check through the mail as ...

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Specialized Loan Servicing LLC Mortgage loan modification,collection,foreclosure

March 6, 2017 - I am a short sale negotiator for this loan, which is in bankruptcy and they are required to only have that department speak with me. And so the problem is that vendor is not answering their phones or calling to give updates on the file. An appraisal was completed over 3 weeks ago and there has still has not been a response. I have also requested in writing for the name of the investor and they have not responded or provided me with that information as well. There could be foreclosure sale and we would have no idea....

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Specialized Loan Servicing LLC Mortgage loan servicing, payments, escrow account

March 2, 2017 - My mortgage rated was fixed for ten years, then went to a variable rate. The last fixed rate payment was due and paid -/-/2016. The loan was originally through -, but after many changes is now with SLS Servicing. When SLS changed my rate, effective -/-/2016 they dropped it two points, from 6.625 % to 4.625 %. They told me the new rate, per my contract, is the LIBOR ( then 1.55011 % ) plus the index ( then 2.75 % ) for a rate of 4.30011 %. So I asked why I was getting a new rate of 4.625 %, which is obviously more than the formula they gave me. They said the rate, per my contract, ca n't...

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Specialized Loan Servicing LLC Mortgage loan servicing, payments, escrow account

February 12, 2017 - On one of those predatory subprime loans by - with the first servicer being - and then servicing apparently turned over to - - - -/-/-, with my mortgage allegedly being securitized in to - -/-/- ( purported loan closing -/-/- ) there was a Trustee Sale -/-/- and recorded in - County. I have never been told who the true creditor is and that is a violation of TILA. The loan was not funded by the named lender - -. So the Trustee 's Deed has been recorded with a - as being who is the purported new owner of the property since -/-/-. I received...

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Specialized Loan Servicing LLC Mortgage application, originator, mortgage broker

December 24, 2016 - I lost my work do to closing all the - campuse I am having difficaulty with my mortgage therefore I am trying to get help from keeping home California they requested monthly statement for my mortgage and the servicer refuse to send them to me I have been in contact with them since -/-/2016 and they first told me they will fax it within a 2 hour then I called them - and they said its in a process it takes 48 hour to 3 days I called them on - and requested to speak to a supervisor and I have been told the supervisor will call me and nothing happened I was receiving statement from prev...

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Specialized Loan Servicing LLC Mortgage loan modification,collection,foreclosure

December 20, 2016 - We got too many modifications and we got a notice of for -/-/2016 is $1000.00 we have - days to pay for the default by -/-/2016 .we were dealing with - from specialized loan servicing, our a point of contact was - - customer - department .back in -/-/- I went to - on a short notice because the doctors have given my sister - months to live and at that time we were going through a modification I got a phone call from my husband and he told me miss - said we did n't have to make the -/-/- trial payment so my husband did not make -/-/- trial payment the...

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Specialized Loan Servicing LLC Mortgage loan servicing, payments, escrow account

December 19, 2016 - I have a mortgage with - -. I had it set up to make automatic payments. -, changed their processor to SLS ( Specialized loan servicing, - ). I contacted this company when my normal payment was not withdrawn. The representative told me that I did not have to make a payment until -/-/-. I told them I did not want to accrue interest until then with no payment. I then proceeded to call back as instructed to set up the automatic payments. When a couple of weeks later I received an email stating that the could not find my bank account. Also a letter telling me I was delinquent. ( th...

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Specialized Loan Servicing LLC Mortgage loan servicing, payments, escrow account

December 12, 2016 - This is to inform you that SLS is charging me fees that are not mentioned on modification agreement, attached you will find statement from - showing amount we agreed to, I understand that scow amounts can change every year, but a month later they sent a statement showing a different amount than he had agreed to. please find attached, modification agreement sign by both parties, - statement, and - statement showing different amount. thank you...

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Specialized Loan Servicing LLC Mortgage loan modification,collection,foreclosure

November 22, 2016 - submitted a mod review package -/-/ Since then I 've submitted multiple pages of documentation as they have requested without question. Today I reached out to the lender to get clarification on a letter the borrower received requesting documents. I submit documents electronically via email. The lender claims that they do n't have the - but it was submitted with the original package. They are also requesting the homeowners association statement which has also been submitted in -/-/-. I have tried to communicate directly with the point of contact who is named - but have never ...

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Specialized Loan Servicing LLC Mortgage loan servicing, payments, escrow account

November 14, 2016 - I received a modified second mortgage from - in -/-/- for a 15 year, $15000.00 balloon originating in -/-/-, but was not informed that the modified second mortgage was negatively amortized, raising the balloon payment to $55000.00. I learned of the toxic loan from a third party when trying to restructure loans....

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Specialized Loan Servicing LLC Mortgage loan servicing, payments, escrow account

November 2, 2016 - Dear Sir, I am writing to you because I have been over charged by SLS. I have tried to solve the problem directly with SLS and they are intentionally refusing to solve my problem I am demanding that they fix the following incorrect charges immediately. 1. I should have not been charged for attorney fees for late payments due to California Homeowners Bill of Rights. " Restriction on dual track foreclosure : Mortgage servicers are restricted from advancing the foreclosure process if the homeowner is working on securing a loan modification. When a homeowner completes an application for a loan m...

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Specialized Loan Servicing LLC Mortgage loan servicing, payments, escrow account

November 2, 2016 - I submitted a claim on -/-/16 [ Case number : - ] SLS responded that they WILL NOT REMOVE THE 30 DAY LATE. There decision is illogical and I will continue to dispute this with more vigor.I have provided my response letter to help explain the details .... - -, 2016 To whom it may concern, I am completely dumbfounded at your response! You must REVIEW this attached letter and other documents AGAIN -YOUR INFO IS INCORRECT! You produce and claim you sent a letter stating payoff instructions but I NEVER RECEIVED ANY CORRESPONDENCE LETTER WITH PAYOFF amount! You stated you sent the ch...

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Specialized Loan Servicing LLC Mortgage loan modification,collection,foreclosure

October 17, 2016 - I applied for a loan modification in 2014 with SLS ( Specialized Loan Servicing LLC ) after mortgage loan was transferred from - Mortgage to - - -. I diligently providing all documents requested by them ( SLS ), at least two dozen times by fax, USPS and -, in an effort to have the modification approved. Each time documentation packages were submitted, a call by a SLS representative would state 1 or 2 items ( documents were missing ) I was advised early on in the process that I qualified for the loan modification and the eligibility to qualify for foreclosure prevention was a sho...

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Specialized Loan Servicing LLC Mortgage settlement process and costs

October 4, 2016 - - -, - - Received Specialized Loan Servicing LLC 's ( SLS ) Short Sale requirements - -, - - from - - The - - - - " I talked to SLS and they asked me to get a full loan payoff from -. I have ordered it. They also want your - bank statement, have you received it yet? Once I fax all of that in, they said it should be about 72 business hours for a decision. '' - -, - - Requested Short Sale Information was provided to SLS - -, - - from - - The - - - - " I am expecting a call from our negotiator today. '' - -, - - from...

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Specialized Loan Servicing LLC Mortgage loan servicing, payments, escrow account

September 21, 2016 - Years Lender & Servicer Abuse-Transferred again to Foreclose-Trail of Fraud, Lender and Servicer Abuse since - directed to miss payments to qualify for loan modification ( like many thousands of homeowners ) still going on! I had found I had ID Theft in - and contacted - Mortgage. - had my loan immediately after original Lender in - - - - of - - -. - has been missing from - 's records since my first lawsuit filed in - -. - Denied being responsible party and said I was suing wrong party. Investigations/research has continued since my closing date ...

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Specialized Loan Servicing LLC Mortgage loan servicing, payments, escrow account

September 15, 2016 - In a nutshell : Laid off -. Did a loan mod w/HARP on 1st mortgage 6 months later, did same thing w/2nd mortgage ( both thru - ). Date of closing 2nd mod, informed loan was sold to another Loan Co. Had to start mod process over from scratch w/new Co. ( Specialized Loan Servicing ( SLS ). Did, w/no escrow/impound acct ( was n't an option ). Made all payments on 1st & 2nd over last 5-6 years, on time, in full, as always. Have stellar credit. Real estate market is finally stable " enough '' to do a refi combo laon w/3 % fixed rate for a - yrs. Went thru - ( A+ rated ). Everything movin...

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Specialized Loan Servicing LLC Mortgage loan servicing, payments, escrow account

September 12, 2016 - I have recently submitted a compliant about Specialized Loan Servicing purchasing insurance on my behalf ( illegal in New Jersey ) when they already had copies of my insurance dec pages ( both flood and hazard ). SLS responded to CFPB with a letter stating that the insurance they had purchased was cancelled and I would not be charged. I have just received a letter from SLS ( dated -/-/16 ) giving me notification that my escrow account was being charged for insurance that they already reported to CFPB that was cancelled. They had no right to purchase insurance on my behalf in the first pl...

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Specialized Loan Servicing LLC Mortgage loan servicing, payments, escrow account

August 19, 2016 - Had my mortgage refinanced through a modification program. Received the new payment amount and schedule and made the first, and all subsequent payments, in full and on time per contract. The company has reported the first 3 payments 120 days to all - credit bureaus. I have filed several disputes with supporting documents and ALL have been denied and this company is unwilling to remove the negative marks from my credit. The payments they are claiming 120 days past due were all paid ON TIME and in the FULL amount owed. Please see all attached paperwork. I am filing in hopes that my credit rep...

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Specialized Loan Servicing LLC Mortgage loan servicing, payments, escrow account

August 13, 2016 - I received, yet again, a letter -/-/- from Specialized Loan Servicing requesting proof of insurance ( which they already had on file ). I went to the expense to fax and send certified mail on -/-/- the discharge of my first mortgage - since they already had both proofs of insurance. I received another letter from SLS on -/-/- requesting proof of insurance ( which they already had on file ). I, again, went to the expense of faxing and sending certified mail on -/-/-. I then received a letter from SLS stating that they purchased insurance on my behalf and were...

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Specialized Loan Servicing LLC Mortgage loan servicing, payments, escrow account

August 2, 2016 - Once again, my servicer - SLS - has taken five days to apply my payment and subsequently " cause '' a delinquency and post a late charge to my account - over a weekend and over the grace period cutoff. My payment was confirmed by my bank as delivered and received by SLS on -/-/- ( Thursday ) and not negotiated until -/-/- ( the following Tuesday )....

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Specialized Loan Servicing LLC Mortgage settlement process and costs

July 31, 2016 - SLS had requested an additional 45 days to respond basis for the denial of the credits for Tier 2 and/or the Tier 1 denial based on all sources of income, but yet, SLS sent me a modification package due to be signed, filed and entered by -/-/2016, which is days before the time they requested to evaluate. Please be aware that my loan was a predatory loan approved based on my excellent credit score, originated by - then transferred to - and now SLS. The lack of interest from - - and - to evaluate my case and modify, resulted in years of unpaid mortgage payments, which SLS is n...

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Specialized Loan Servicing LLC Mortgage loan modification,collection,foreclosure

July 6, 2016 - I am a - Veteran whose down on his luck, I am unemployed, I 'm in the arrears 10 months, and I am extremely frustrated with SLS my mortgage company. I applied for assistance back in - - when the loan was with -, I checked the box, to keep my house, SLS picked the loan up in - -, and I still have not had a reply on my plethora of applications for assistance. I 've done everything they 've asked me to do in some cases twice ; I 'm at my wits end. My relationship manager has changed 3 times, - is the latest, and sadly every time I call I get several prompts, only to hear a re...

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Specialized Loan Servicing LLC Mortgage loan modification,collection,foreclosure

July 4, 2016 - - -, - Dispute Late Charges - Specialized Loan Servicing - Loan # - To Whom It Concern : servicing company is Specialized Loan Servicing. The underlying lender is - -. It was a 10 year interest only with a balloon payment due -/-/-. Due to a number of unforeseen circumstances including the housing bust, we experienced a difficult financial period. We had - collections that were on our credit report for quite a while. Finally in the -, we were able to pay off the collections and start to rebuild our credit scores. We understood this would be necessary in order...

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Specialized Loan Servicing LLC Mortgage loan servicing, payments, escrow account

June 29, 2016 - I am sending - attachment. But i noticed it said fake path. Since I began making reports to CFPB, I notice a redirect when I have sent documents to you. As of yesterday, I was hoping it was repaired. If I do not hear from you, I will call shortly. In a - -, 2016 correspondence from specialized loan servicing company ( SLS ), the company stated - - - -, Asset-Backed Certificates, - - - - - - -, as Trustee is my current creditor with whom the debt of - is owed. SLS stated that the amount of debt as of - -, 2016, is the unpaid principal balance ...

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Specialized Loan Servicing LLC Mortgage loan modification,collection,foreclosure

June 20, 2016 - Specialized Loan Servicing ( SLS ) recently wrote to inform me that I did not provide them with all the documents needed to complete my modification application. This is untrue and follows the pattern of months of having to resend documents multiple times. In fact - of their agents informed me today that the document first thought missing was actually sent by me on - -. As a result of not acknowledging or accessing all available documents for their review, I was informed by an agent today that I have to restart the modification application process. I first started this process with SL...

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Specialized Loan Servicing LLC Mortgage settlement process and costs

June 13, 2016 - I have made requests to Specialized Loan Servicing for a standard or legal size copy of the loan agreement that is allegedly the one I signed. I have been sent some kind of a small version that I can not read because of " reduced '' size. This is not a document. ...

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Specialized Loan Servicing LLC Mortgage loan servicing, payments, escrow account

May 24, 2016 - On - 2016 I sustained weather damage to my residence. My insurance company issued a check for the repairs in my name/lender. I contacted Specialized Loan Servicing damaged property department on the procedure in getting the check endorsed by their company. The representative gave several documents that was required, to do list, that was needed with the check. I mailed the check endorsed by husband and myself with the to do list documents via federal express. I verified the check and documents received by the loss draft department which was received on - -, 2016. I waited several days ...

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Specialized Loan Servicing LLC Mortgage settlement process and costs

May 24, 2016 - In regards to the CFPA complaint response to # - Specialized Loan Servicing failed to have a Date for the Blank Endorsement Stamp on Equity Agreement Document and to identify the " Note Custodian '' holding original documents. ...

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Specialized Loan Servicing LLC Mortgage settlement process and costs

May 23, 2016 - Still waiting to received a " CERTIFIED '' copy of true original Heloc Agreement. Copy needs to be the full size and not a reduced image size and mailed to my address as well as a copy sent to the CFPA. ...

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Specialized Loan Servicing LLC Mortgage loan modification,collection,foreclosure

May 16, 2016 - This complaint is regarding SLS.net, or Specialized Loan Servicing , LLC, located at - - -, - -, - -, - - My client has resided in -, -, for the last 8-9 years and has no plans of coming back to US for at least 12 more years, if ever. This was clearly communicated to SLS from - - when property was first listed, or 17 months ago. Since - - - contracts were submitted to SLS to approve or to disapprove the short sale for - - - - -, - -. 1. First contract submitted in - - for $150000.00. At that time owner still paid hi...

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Specialized Loan Servicing LLC Mortgage settlement process and costs

May 11, 2016 - I was working out a loan modification with specialized loan servicing.Who was given the loan by -.The amount that i owed was - whenI received the paperwork the amount of - I called them and they said mail in the statement from - which i did the amount was never corrected by them.I have been paying my new mortgage amount on time every month.Can they legally just charge me for something i do n't owe? Do I have to get an attorney or who can get to help me with this situation.I am not sure who i can turn to at this point. ...

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Specialized Loan Servicing LLC Mortgage loan servicing, payments, escrow account

May 9, 2016 - My mortgage servicer did not apply my payment in a timely manner and caused me to be delinquent per their records. My bank confirmed the draft check ( sent by my bank - see below ) was received by SLS on -/-/2016. SLS did not process the payment until -/-/- - after the late fee cutoff. My scheduled payment of $11000.00 was placed in suspense on -/-/- and not applied. I was current on the account and have been for 10 years. My payment is still in suspense and I received a default notice today showing my un-applied funds and a late fee of $560.00. I called customer service an...

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Specialized Loan Servicing LLC Mortgage loan modification,collection,foreclosure

May 9, 2016 - The loan was approved for a trial modification while the - law Firm was representing - and - - for a loan modification in - of -. Thereafter, - and - - made all of the trial modification payments and has continued to do so and SLS has accepted the payments. Unbeknownst to - and - -, the permanent modification was allegedly sent to - - - - # -, an address that was not listed anywhere in the RMA or application for assistance nor did the - - - request for documents to be sent to this address. Additionally, the - specifically requested...

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Specialized Loan Servicing LLC Mortgage loan modification,collection,foreclosure

April 27, 2016 - Got behind on modified mortgage payments. Received letter from SLS, LLC to catch up all payments or will go into foreclosure dept. on -/-/16. So we set-up an Informal Payment Agreement Plan. Have made two payments so far. They keep calling me aggressively. 1 ) Can they demand that I set-up my checking a/c with automatic withdrawals until I catch up? Also stated that phone calls would end only if they can secure my checking a/c! 2 ) Can I get the Informal Payment Plan in writing Thank you. ...

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Specialized Loan Servicing LLC Mortgage loan modification,collection,foreclosure

April 19, 2016 - Specialised Loan servicing does not allow you to speak or work wtih a single contact. Instead you have to call in and try to get someone on the phone that has no clue what is happening on your file. They wo n't transfer the account to your supposed single point of contact or asset manager stating it is their policy not to do so. If you call - and enter the loan number and social you will NEVER get your contact on the phone. Instead they say to schedule a call back then no one calls back. After you submit all required documents they close the file out a few days later stating they did n't ge...

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Specialized Loan Servicing LLC Mortgage loan modification,collection,foreclosure

April 19, 2016 - I have submitted a complete short sale file to SLS now multiple times and can not get anyone to work the transaction. The negotiator this file was assigned to dropped the ball multiple time before she left on " leave '' and SLS did n't bother to reassign the transaction to anyone. I have emailed and left a voice message for the CEO trying to escalate my concern with no return correspondence. the first lien was approved and has been closed out twice now because of SLS delays ( they are the - lien holder ). SLS 's phone system does n't allow you to get through to a live body instead it requir...

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Specialized Loan Servicing LLC Mortgage application, originator, mortgage broker

April 4, 2016 - On - -, 2016 my family received approval for HAMP tier 2 from SLS ( - - - ). The three Trial Payments to begin - -, 2016, however four weeks later I was notified that the file had been audited after my approval was sent out and that unfortunately a mistake had been made while processing the file and that our family did not qualify to receive the modification after all. ...

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Specialized Loan Servicing LLC Mortgage loan modification,collection,foreclosure

March 23, 2016 - - -, -. Servicer/Lender PredatoryLoan ( ARM ) - ( 5 year fixed -interest only, 25 year ARM ) apparently funded by - . Originated -/-/- .In -/-/- as homeownerNOT LATE we asked to do a principal reduction @ the time we were told & have written communication along from several employees, executives " we do not know who your investor is? '' All of which is documented via email, phone conversations, certified/registered mail. In addition, they reported us late, accelerate on our home by certified mail receipts, created a short sale, declined all requests to pay off loan in ...

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Specialized Loan Servicing LLC Mortgage loan servicing, payments, escrow account

March 16, 2016 - I have sent payments on my loan modification with SLS loan # -. I have gotten behind a month several times but I have always caught up right away. Several times they have taken a payment made in a timely fashion and credited it to principal reduction instead on to the payment. I have had some success in getting them to fix the problem but with the - - payment due on -/-/- they received -/-/- they credited to principal and said they would properly credit it but did not do that. I made the - - and - - on - - and once again asked them to properly apply the -...

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Specialized Loan Servicing LLC Mortgage loan servicing, payments, escrow account

March 14, 2016 - My Mortgage servicer ( SLS ) would not accept electronic payments from my bank scheduled on -/-/2016 for receipt on -/-/2016 or -/-/2016 ( the last 2 days of the grace period for my mortgage loan ). This was noted by both my - - and - - - checking accounts - when the respective Bank 's bill pay centers stated " SLS would not allow payments until -/-/2016 or later ''. All my other electronic payments to - -, -, etc. were accepted as scheduled by the vendors for the day after the payment was submitted ( as submitted before - ) - or -/-/201...

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Specialized Loan Servicing LLC Mortgage loan modification,collection,foreclosure

February 27, 2016 - I am Complaining about SLS my loan servicer, SLS says in a letter sent to CFPB that I will attach for your review that mediation took place on -/-/2016, but in fact their attorney refused to, and we ended up in court on -/-/- instead of mediation which is what I was promised since the very beginning, also in that latter it indicates that meditation was postponed to a later date which is not true, a settlement agreement will also be attach for your review, their attorney offered me conciliation NOT mediation. ...

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Specialized Loan Servicing LLC Mortgage loan modification,collection,foreclosure

December 22, 2015 - By failing to adhere to both California law and the rules under CFPB, The party ( ies ) complained of in my initial complaint are not compliant with rules regarding dual tracking. The Parties are " covered '' under both California Homeowner 's Bill of Rights and the CFPB 's strict guidelines. I have a valid and complete loan modification package that has been acknowledged as received and no notice of deficiency of documentation has been received by me. I just received another Notice of Trustee during the pendency of my application. The Parties have also failed to respond to the initial com...

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Specialized Loan Servicing LLC Mortgage loan servicing, payments, escrow account

November 30, 2015 - On -/-/15 a wire in the amount of $60000.00 was wired to Specialized Loan Servicing , LLC, - - -, - -, - -, CO in error. A second wire in the amount of $16000.00 was also transferred to them, which was not in error, this wire paid off a valid account. SLS called on - stating the wire was received by mistake and said they would return it. They did not. My bank recalled the wire on - and -. They have still not returned the money and refuse to speak with anyone about the account. An associate with - Bank has authorization to speak with them but they are ...

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Specialized Loan Servicing LLC Mortgage loan servicing, payments, escrow account

November 30, 2015 - My - -. was sold to a company called SLS, LLC. Since the onset in - 2015, it has been a nightmare. 1. I could not get my mtge. paid to - as I got the notice after the - of - 2015. I went to - to make my regular mtge. payment and they could not accept it but also, could not tell me my new account information. I got the SLS info when I returned to the stack of mail. I called them and they did not have an account # assigned yet. I sent the payment in ( late ) and that has lead to a whole set of problems. The current situation is they have stopped sending me a monthly remittan...

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Specialized Loan Servicing LLC Mortgage application, originator, mortgage broker

November 27, 2015 - Title Source on behalf of - Bank contacted SLS to obtain a subordination agreement and proof of assignment regarding a secondary mortgage it has on my property. I recently learned that SLS has requested that the subordination document be signed " SLS on behalf of - '' ; however, per Title Source 's title search, there is no record that - is the current holder of the mortgage. Title Source and I have been informed by SLS that it will take 2 to 3 months or more to respond to the request. This timeframe is unacceptable and will likely to result in cancellation of my pending application. ...

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Specialized Loan Servicing LLC Mortgage loan servicing, payments, escrow account

November 11, 2015 - Interest reported to IRS on form - for 2014 is incorrect as it should be $3100.00 not $1600.00 ; or if it is not, then the cancellation of debt reported is incorrect and should be lowered by the difference $1400.00. Both can not be correct. ...

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Specialized Loan Servicing LLC Mortgage loan modification,collection,foreclosure

November 3, 2015 - In - I liquidated my late parents ' home and rolled over that equity into a property that I would later use for my retirement. I acquired a piece of land that I decided to later build on valued at $170000.00 and I put approximately $ - down and financed the rest through - ( - ) which has since been seized by the FDIC and sold to - ( - ). At the time that I was looking to finance the lot, the representative at - named - - told me that I could finance it on a five year term amortizing as a 30 year mortgage ( lot loan ). At the end of the five year period, I could eit...

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Specialized Loan Servicing LLC Mortgage loan servicing, payments, escrow account

October 1, 2015 - This dispute is in reference to a previous case # - I filed with you and received a response from the SLS. Please review the document they sent you dated -. In the response sent you on -/-/2015 SLs states that my - payment in the amount of - is still due and this is correct. They also state later in the correspondence that the effective date was moved to -/-/2015. I paid my payment of - to SLS and they are showing receipt but have not applied to my loan. I have also completed the paper for a assistance, mainly a forbearance for my mortgage. I believe these actions of...

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Specialized Loan Servicing LLC Mortgage loan modification,collection,foreclosure

October 1, 2015 - I got divorced in - and then became - and unable to work in the summer of - and as a result began to have trouble making my mortgage payments. I was able to obtain a modification of the first mortgage on my home in approximately - of -. On - -, -, I contacted - - - to request a modification or a partial pay-off/settlement of my second mortgage to avoid foreclosure of my home. I never received a response to my request, instead, I received notice from - - - that they had sold the loan to Specialized Loan Servicing , LLC and I was told that SLS would cont...

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Specialized Loan Servicing LLC Mortgage loan modification,collection,foreclosure

August 12, 2015 - An Affidavit of Truth Final Opportunity To Cure was sent to representative ( s ) and/or Agent ( s ) of SLS Loan Servicing on - -, 2015 pursuant to the federal FDCPA and Title 15 section 1241 of the Real Estate Protection Act. SLS was required to respond to questions pursuant to the FDCPA in thirty ( 30 ) days. SLS has dishonored. SLS has also failed to timely respond to issues pursuant to RESPA ''. SLS in addition to - - -, - lack standing in this matter and claims that a debt is owed to them are frivolous. SLS in addition to - - - have had more than enough time to ...

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Specialized Loan Servicing LLC Mortgage loan modification,collection,foreclosure

July 15, 2015 - After the past several years of -, starting at the height of the subprime mortgage crisis, my wife and I have been through hell with our property in -. Everything from a neighborhood turning into a criminal wasteland because of everyone walking away from their bad investments, to wasting our money on lawyers and loan mitigators, to our home eventually being foreclosed upon. Somehow the foreclosure was not the end of the story. A debt collector, Specialized Loan Services, has been attempting to collect a large sum of money from us. In short, we began with -, ended up with - - -...

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Specialized Loan Servicing LLC Mortgage loan servicing, payments, escrow account

June 17, 2015 - my name is - - - i have - mortage with sls with a 10.250 % have had this for over 10yrs i have tryed more than 2years fill out all kinds forms asky for the inerest to be lowered or refi they always say no why fill out forms if they were not willing to help the - mortage is $ --was - can you help with this i know the payment on $150.00 -whn - cause me to go bankrupt in 2009 i was late - time now having to pay a little extra every month ths is a 30yr loan which i did not know until i went bankrupt if they new i could not get the adjustment why send form just say we c...

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Specialized Loan Servicing LLC Mortgage settlement process and costs

June 12, 2015 - SLS refuses to give me the proper -/-/- -. They keep insisting because THEY liquidated -/-/- that we should get a - -/-/-. This is against IRS rules which clearly states that as long as an account was paid -/-/- then the - must be for that year. It is clear from the statements provided that the account was settled and paid per agreement in -/-/-. The reason this is so important is because according to the IRS as long as it was settled in -/-/- we do not have tax liability. ...

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Specialized Loan Servicing LLC Mortgage loan modification,collection,foreclosure

May 11, 2015 - SLS sent me another request for documents, requesting the same documents which I previously provided several times. I resent those records today, and then sent additional documents. SLS also again personally harassed me today, even after I have reported a similar incident. This morning, a car pulled into my driveway, rang my doorbell and then waited in my driveway for me for several minutes. I went out and asked what was going on, and a woman exited her car and said that she was from SLS '' and that she had come to see if anyone was living at my home and also told me to call my mortgage compa...

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Specialized Loan Servicing LLC Mortgage loan servicing, payments, escrow account

April 26, 2015 - I had an vacant land mortgage loan with - Bank which opened -/-/-. I was never late until they bankrupt in -/-/- and than during 2 year extensionuntil -/-/-. Loan payments was $220.00 and have told my mortgage sold and becamemature. All due about $37000.00. I could n't pay off. I have told you will hear fromfrom us. Your account has been closed. We will returning your payments . -/-/- I have served foreclosure papers. They never took any action but just - court filings. Around that time they start informing credit bureaus as a lalate with ( F ). They chanced bank...

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Specialized Loan Servicing LLC Mortgage loan servicing, payments, escrow account

April 14, 2015 - --From : - MA --Loan # --To CFPBRE Home Affordable Modification Program andEscrow Account associated with Home Affordable Modification Agreement with SLS : SLS - - - - - - CO --Fax --To whomever it may concern,1st complain : Endorsed by SLS Home Affordable Modification Agreement. Please be advised that our Home Affordable Modification Program was approved by SLS on - -, -, and Agreement was signed by both of us, me and my wife - -, and was submitted for endorsement on - - - to SLS. To this day, after several written and...

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