Review and analysis of over 98 Cashing A Check Without An Account complaints against Bank of America
Bank of America consumers have reported over 98 official complaints related to Cashing a check without an account. Out of the 98 consumer complaints against Bank of America, 12% were disputed by the consumer (i.e. the consumer was not happy with how Bank of America responded to their complaint) and 99% were processed in a timely manner. 3% of consumer complaints against Bank of America resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 2% resulted in non-monetary compensation.
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Bank of America Bank account or service making/receiving payments, sending money March 27, 2017 - Today, -/-/2017, I attempted to cash a check from my son-in-law made out to his mother, my wife at Bank of America, - branch, -, NC. Since my wife is not only - but recently -, she is rather -. However, I have cashed 7-8 checks from him to us at the same location. I place our identification - Id/drivers license, both bank cards from the - banks we do use, not Bank of America. They use the " California security screens '' which consist of 1 '' of bullet proof glass and a 3 '' opening to place your identification. I had placed her ID on the left side and my ID 's on the r... |
Bank of America Bank account or service deposits and withdrawals March 21, 2017 - Today, -/-/2016, I visited the Bank of America Financial Center, - - -, -, - -, to attempt to deposit a check into my mothers account. I had received - checks from the - related to the settlement of an insurance claim. The checks were drawn upon an account - had with Bank of America. The checks were for $16000.00 and $250.00 respectively. The checks were made out in my name but I indicated to the branch manager, who was assisting me, that I would endorse the checks over to my mother 's name so that they could be deposited in my mothers account if that was neces... |
Bank of America Bank account or service account opening, closing, or management March 12, 2017 - I receive a check written on Bank of America from an attorney for refund the of products furnished. The bank of America branch near my home would not cash it because I wrote my name on it instead of him - handwritings then they want to charge me for cashing their on checks. I thought in U.S. that banks had to honor their customers checks written on their bank. bank of America say they are bigger than us and do not adhere to any regulations they set their own regulations.... |
Bank of America Bank account or service deposits and withdrawals February 10, 2017 - I was given a deposit from a customer in the amount of $4400.00 and before depositing it ( I could have cashed it at his bank ) the teller informed me that it would take 2 business days to clear and that $200.00 would be available the next business day. So after getting a receipt saying the same thing I made arrangements with the customer to start Monday. Now I 've been informed that they put a security hold on my deposit and took back my $200.00 deposit on this check so now they added 6 days to the time my check will clear with no reason why and wo n't do anything to expedite it. I 've ... |
Bank of America Bank account or service making/receiving payments, sending money December 11, 2016 - I get a fake cashier cheque from -. I deposited it. The bank clear the check without investigation. When I saw the money is available for withdrawal I withdraw the money and send the money to the company by -. After sending the money I find out I am a victim of scam. Because of the irresponsibility I have lose $940.00. If the bank do their duty properly I will not be a victim of scam.... |
Bank of America Bank account or service account opening, closing, or management December 7, 2016 - When I bought my house 10 years ago, I opened a line of credit that I never used. In -/-/- I try to use that credit line and was told the account was going to be expire and close on -/-/-. Now the bank is charging $510.00 for - -. Another bank is holding the mortgage on the property and since it was a lapse of time between the transition of changing insurance company the bank assigned a flood insurance which was canceled after I sent them proof of insurance and was not charged for it. Bank of America on the other hand is charging me on a closed account a temporary flood i... |
Bank of America Bank account or service making/receiving payments, sending money November 16, 2016 - I received an insurance claim check drawn on Bank of America ( BoA ), and took it to Bank of America to cash it. I am not a customer at BoA. They indicated they charged an $8.00 fee for payroll checks ( it was not a payroll check, but i do work for the insurance company ). The issue i have is they REFUSED to give me the full amount of the check $1000.00, AND refused to give me a receipt for the amount of the fee. I am most concerned with the lack of a receipt. There is an issue as to whether it 's legal for the insurer to fail to pay the full amount of the claim, and without a receipt, i c... |
Bank of America Bank account or service deposits and withdrawals October 26, 2016 - - First, Assistant VP of Bank of America at their - - -, - -, MO - branch, seized a personal check made payable to me when I tried to cash the check. Refused to give it back to me and said it was their property, not mine, because the check was written by a Bank of America account holder.... |
Bank of America Bank account or service deposits and withdrawals October 15, 2016 - - - 'S COMPLAINT AGAINST BANK OF AMERICA EMPLOYEES : FOR DENIAL OF BANKING SERVICES// UNDER CFR : TITLE 14 - CHAPTER V - PART 1250 - SECTION 1250.103-2 - SPECIFIC DISCRETIONARY ACTS PROHIBITED/ VIOLATION OF FINANCIAL INSTITUTION CODE OF ETHICS GUIDELINES - FOR DISHONESTY, CONSPIRACY AND COVER-UP'S/ AND FOR BEING GROSSLY INCONVENIENCED ON THE DATE OF - -, 2016. I - -, WENT TO THE BANK OF AMERICA LOCATED AT : ( - - - -, - -, FLORIDA - ) TO CONDUCT A SIMPLE BUSINESS TRANSACTION. UNBEKNOWN? WHAT I WAS ABOUT TO ONCE AGAIN E-PERIENCE. I PROCEEDED INSIDE THE BAN... |
Bank of America Bank account or service deposits and withdrawals October 15, 2016 - - COMPLAINT AGAINST BANK OF AMERICA EMPLOYEES : FOR DENIAL OF BANKING SERVICES// UNDER CFR : TITLE - - CHAPTER - - PART - - SECTION - - SPECIFIC DISCRETIONARY ACTS PROHIBITED/ VIOLATION OF FINANCIAL INSTITUTION CODE OF ETHICS GUIDELINES - FOR DISHONESTY, CONSPIRACY AND COVER-UP'S/ AND FOR BEING GROSSLY INCONVENIENCED ON THE DATE OF - -, 2016. I - -, WENT TO THE BANK OF AMERICA LOCATED AT : ( - - - -, - -, FLORIDA - ) TO CONDUCT A SIMPLE BUSINESS TRANSACTION. UNBEKNOWN? WHAT I WAS ABOUT TO ONCE AGAIN E-PERIENCE. I PROCEEDED INSIDE THE BANK, WITH T... |
Bank of America Bank account or service deposits and withdrawals October 13, 2016 - - FL - -/-/2016 BANK OF AMERICA CORPORATION PRINCIPAL ADDRESS: - - [ PRES. / DIR. ] - NC - REGISTERED AGENT: - FL - RE: BANK OF AMERICA - FL - - COMPLAINT AGAINST BANK OF AMERICA EMPLOYEES: FOR DENIAL OF BANKING SERVICES// UNDER CFR: TITLE 14 - CHAPTER V - PART 1250 - SECTION 1250.103-2 - SPECIFIC DISCRETIONARY ACTS PROHIBITED/ VIOLATION OF FINANCIAL INSTITUTION CODE OF ETHICS GUIDELINES - FOR DISHONESTY, CONSPIRACY AND COVER-UP'S/ AND FOR BEING GROSSLY INCONVENIENCED ON THE DATE OF -/-/2016. I -, WENT TO THE BANK OF AMERICA LOCATED AT: (-... |
Bank of America Bank account or service using a debit or atm card September 26, 2016 - My wife - away in - and had a credit card balance of $12000.00. Instead of being a -, I chose to pay it off. I should have not paid it I guess, because it never showed up as paid, and lowered my credit score from - to -, with no way to ever be able to raise it. What they did was wrong, and it gets worse. Today, I have spent over two hours to find my credit report, and a way to contest it. Here is why. The online access to - doesn ', t work unless You can upload documents, and I can, t because I only have a tablet .I c n't call - because they have an automatic phone that... |
Bank of America Bank account or service deposits and withdrawals September 8, 2016 - I went to Bank of America to cash a check. Which is a check issued by the CLERK OR THE SUPERIOR COURT - TRUSTEE ACCOUNT. in the amount of $10000.00 The check was issued in my name - - on -/-/2016 at around -. I was told to wait 3 hours to cash the check at any Bank of America. I went to BOA at # - - -, -, CT - Telephone number - A person by the name of - ( I believe ) told me they did not have that much money. I asked when I could cash it then and he told me it takes 2 to 3 business days for a check like this to be cashed. However, I was told that I cou... |
Bank of America Bank account or service making/receiving payments, sending money August 16, 2016 - I hope this complaint serves as a reference to improve the policies in place for citizens of a different country in the same condition as mine. I 'm a - and arrived to the US two weeks ago. I 'm currently receiving financial aid from the Missouri government, to be more specific from the Family support division and I have tried to cash in unsusesfully the cheque I have received. I went to the closest - store and a Bank of America branch for this purpose, and I was told that without a SSN or a US ID I could not cash in the cheque. I already applied for a work permit but it will take a fe... |
Bank of America Bank account or service account opening, closing, or management July 31, 2016 - Hello, I am an - citizen and I lived in the U.S. between -/-/--/-/- on -. I opened a checking account with Bank of America when I was a - at -. When I returned to - on -/-/-, I did n't close my BofA account. On -/-/-, BofA closed my bank account and sent a check for the balance ( -USD ) to me. The problem is that - banks do not cash this check, because there is no financial relationship between - and the US. No other country, including -, -, etc. opens a bank account for an - citizen too. So literally I can not get my money back! ... |
Bank of America Bank account or service account opening, closing, or management June 1, 2016 - I - - - is disputing inaccurate information on an previous account with Bank Of America. I had the account bank in 2012 but I did n't attempt to transact with an account in any way. I had my Identity stolen from me at that time. I reported Identity Theft to all. Please help Contributor : Bank Of America Contribution Ref # : - Bank Routing # - Account # - ... |
Bank of America Bank account or service making/receiving payments, sending money May 23, 2016 - I went into the Bank of America branch, located in the - zip code off of - in -, Ca. I was informed that the bank was unable to cash a check that is drawn off of their system because they simply could not swipe my card. I let her know that my card was bent and it would not read. I was then turned away by the teller and the manager saying that they are unable to cash my check for no reason other than it would not scan. ... |
Bank of America Bank account or service deposits and withdrawals May 2, 2016 - RECEIVED A CHECK FROM MERRILL LYNCH, CASHED THE CHECK AND FOUND OUT CHECK IS BOGUS. I AM OUT OF $2900.00 AND WANT MY MONEY. - - - or -- ... |
Bank of America Bank account or service account opening, closing, or management March 21, 2016 - To whom it may concern, This is a second time I submitted a complaint for BofA on this forum for not cashing a payroll check. The first was last year, case -. At that time, BofA replied with a letter saying they are required to cash payroll checks as long as the account has funds and I have a government issued picture Id. From that time forward, most of the branches would cash the payroll with some occasions where the branches would NOT and I would call the BofA corporate office to resolve issue for a few more months. This is now the 3rd or 4 time I have to call the corporate offices over... |
Bank of America Bank account or service deposits and withdrawals January 21, 2016 - Yes my father stole my mail and cashed - or - checks through his bank account with bank of america, name on the account is - - -, fraudulently signed and endorsed my checks though his bank account, bank of america cashed the checks ... |
Bank of America Bank account or service deposits and withdrawals November 5, 2015 - What happened simplified, Subjects : Bank of America - - - - -, - FL -, My husband and hisdeceased mother ( the victim of Identity Theft ) according to Federal Trade a commission ). -/-/- my mother in law passed away from that date up until beginning -/-/- mymother in law had been receiving regular Social Security Benefit checks directly deposited into heraccount I believe the last - numbers of her account -. my husband and myself also have bankaccounts in Bank of America - My husband confessed to me that he was fearful of the prospect of the FBIfinding ... |
Bank of America Bank account or service making/receiving payments, sending money November 4, 2015 - My soon to be ex-husband about - or -/-/- not exactly sure exactly. It was right before his incarceration - for defrauding the government of federal funds. He confessed that he was afraid of getting in more trouble for he had been withdrawing his deceased mothers Social Security benefits direct deposits into her Bank Of America account, and withdraw the money from our joint bank account or transfered the money to cover the stolen social Security benifits also Bank of America. Date of - : - to - -. Bank location - - - - -, -, Fl -. About - through ... |
Bank of America Bank account or service deposits and withdrawals October 22, 2015 - My friend wrote me a personal check from his Bank of America checking account. He left the payee line blank. When I walked into Bank of America 's - - -, -, MO - office at - on - -, 2015 to cash the check the bank teller and a female branch manager both refused to honor it. They stated that Federal Reserve regulations prohibit us from accepting the check ''. My understanding of banking laws is that when the payee line is blank, the bank may ask me to fill in my name, endorse the back of the check, or show proof of ID but may not refuse to honor the check. Please advise... |
Bank of America Bank account or service making/receiving payments, sending money August 28, 2015 - On - -, 2015 I erroneously sent an electronic payment to a BofA - card, in the amount of $1500.00, that I had closed 5 years prior. The account was CLOSED NOT DORMANT. I called my bank - - - - on - to stop payment. Apparently the were not able to stop the payment. Instead of BofA rejecting the payment, as - informed me they should, they cashed it on - -, 2015. I have filed claims with each bank as well as made dozens of phone calls and visits to the branch. - - confirms BofA took the funds but BofA continues to tell me they do not have record of my paym... |
Bank of America Bank account or service making/receiving payments, sending money August 17, 2015 - I received a check from a business doing their banking with Bank ofAmerica. This bank charged - ( - ) dollars to cash a check written forpayment at their bank. This is common practice in - -, Nevada. ... |
Bank of America Bank account or service making/receiving payments, sending money August 16, 2015 - HELLO I WENT TO CASH A CHECK AT BANK OF AMERICA THAT I HAD FROM A PAYDAY LOAN COMPANY AND BANK OF AMERICA CHARGED ME $-.00 - DOLLARS TO CASH THE CHECK. THE ACCOUNT WAS DRAWN ON THE BANK THE BANNK IS NOT AN INDEPENDENT THIRD PARTY THEREFORE IT SHOULD NOT HAVE CHARGED $ -TO CASH THE CHECK. I DID NOT HAVE AN ACCOUNT THERE. ... |
Bank of America Bank account or service deposits and withdrawals August 13, 2015 - Bank of America allowed - Federal IRS tax refund checks that were jointly written to my ex husband - - - and myself - - - to be deposited and cashed by my ex husband without my authorization or signature. I do not now nor have I ever banked with them. The checks in question total $730.00. They were deposited into his checking account at one of their atms in -, Maryland. The checks were never stopped once the transactions were posted on the next business day. The checks in question were forwarded illegally to someone else 's personal P.O. Box that did not belong to eit... |
Bank of America Bank account or service making/receiving payments, sending money August 6, 2015 - The Bank of America has, on - occasions in the last several months, refused to cash my payroll check that was written on an account at the Bank. The Bank is located at - - - -, - -, Fl. - ... |
Bank of America Bank account or service making/receiving payments, sending money July 3, 2015 - I use Bank of America billpay to send money to individuals. When the individual tries to cash the check at any Bbank of America branch, Bank of America responds that they do n't have to honor it because it 's not drawn on Bank of America. ... |
Bank of America Bank account or service deposits and withdrawals July 1, 2015 - I tried to cash a check written to me by my husband from his Bank of America checking account. The account had enough money to cover the check to me and the funds were available at the time I tried to cash the check. I asked for the money to be in the form of a cashiers check. BOA refused to cash the check because I do not have a BOA account ; they would not put it in the form of a cashiers check because I do not have an account. The check was for $27000.00. They also claimed they did n't have the funds on hand to complete the transaction. This is a very busy branch located at - - -... |
Bank of America Bank account or service making/receiving payments, sending money June 8, 2015 - Bank of America ( BofA ) at - - - - - NJ - is refusing to cash my payroll check drawn on BofA. Do they have that right to refuse to cash a Payroll '' check, if the account has enough money and I have ID? ... |
Bank of America Bank account or service account opening, closing, or management May 11, 2015 - On - -, 2015 at approximately -, I received an email from Bank of America or what appears to be Bank of America . The email states that after calculations of activity with the bank they determined I was eligible to receive a fees refund of $300.00. They wanted me to submit the refund request and allow them 3-5 days in order to process it. They stent a Refund Form that was attached to the email, I was to open it in a browser and follow the instructions on the screen. The form asks for User Information which consists of a online ID and password, billing address, full name, social secu... |
Bank of America Bank account or service account opening, closing, or management April 2, 2015 - A contract accounting firm opened an account and naming our company as a dba, he then stole our company checks from our office and deposited them in his company account at BofA. None of these checks had any endorsement on them. ... |
Bank of America Bank account or service deposits and withdrawals March 21, 2015 - I just had the worst experience with a bank branch manager. I was trying to cash a check from my dad and - who says she 's a branch manager refused the cashed the check. I told her that I would file a complaint and remember her name and instead of acting in a professional manner and controlling the situation she decides to scream out that I was a fraud in front of all the customers. I think it 's very rude, and she was speaking to me in a very very condescending manner and its very unprofessional of her that she would accuse me of fraud and not call and verify with my dad on the phone and a... |