Review and analysis of over 70 Credit Card complaints against Financial Credit Service, Inc.
Financial Credit Service, Inc. consumers have reported over 70 official complaints related to Credit card. Out of the 70 consumer complaints against Financial Credit Service, Inc., 9% were disputed by the consumer (i.e. the consumer was not happy with how Financial Credit Service, Inc. responded to their complaint) and 91% were processed in a timely manner. 0% of consumer complaints against Financial Credit Service, Inc. resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 0% resulted in non-monetary compensation.
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Financial Credit Service, Inc. Debt collection taking/threatening an illegal action threatened to sue on too old debt December 16, 2015 - A representative from the Asset Recovery Associates called me and claimed to be representing a bank - - Bank - to collect a debt that they said I still owed. They threatened me with a lien and to ruin my credit by having it cutoff. This debt was discharged in my bankruptcy in - of 1992. I have been careful to keep all my accounts paid and in good standing since then. I do not owe this debt but ARA scared me so that I agreed to pay. I have since learned that it is illegal to go after a debt that has been discharged. I stopped the payment from my credit card but ARA continues to try ... |
Financial Credit Service, Inc. Debt collection false statements or representation impersonated an attorney or official December 11, 2015 - Assett Recovery Associates attempted to impersonate government official-also threats made to take all my assets, wages, house property and to file felony criminal charges. illegal questions about social security number and income questions. ... |
Financial Credit Service, Inc. Debt collection cont'd attempts collect debt not owed debt was paid October 14, 2015 - I received a letter today from ARA INC attempting to collect a debt on an old - credit card that has been paid in full with another company. I do not owe this debt. I have been contacted by phone regarding this account before threatening to serve me with a complaint, and have explained that I have paid the debt in full and will file a complaint with consumer protection if they contact me again. Inevitably, I am contacted a few months later by a different company claiming I owe the same debt I have paid. ... |
Financial Credit Service, Inc. Debt collection taking/threatening an illegal action threatened to sue on too old debt September 30, 2015 - ASSET RECOVERY ASSOCIATES, -- -, - -, IL, -, -, CONTACTED ME ABOUT A - - DEBT FROM -/-/-. THEY TOLD ME THEY WERE LAWYERS WHO WERE GOING TO SUE ME AND GARNISH MY WAGES IF I DID N'T AGREE TO A SETTLEMENT. - - - -. - ) CONTACTED ME ON MY JOB AFTER I TOLD HIM NOT TO. HE CALLED BACK AND ASKED FOR - - STATING THAT HE NEEDED TO SEND A GARNISHMENT ORDER ON ME. I HUNG UP AND HE CALLED AGAIN. HE CONVINCED ME THAT THE LAWYERS HAD A LEGITIMATE CLAIM AGAINST ME. - - HAD MY SS #, ADDRESS, EMPLOYER INFO, INFORMATION ABOUT RECENT PURCHASES, AND MY CRE... |
Financial Credit Service, Inc. Debt collection taking/threatening an illegal action threatened to sue on too old debt September 30, 2015 - Received a phone call last month from - - on -/-/15 from ARA ( Asset Recovery Assoc ), he called my home and spoke to a gentleman and before the phone call was over he called the man at my house a bone head ''. The person at home called me and was very upset that this unknown agency called my home phone for me and was that rude. So I called - back and he was very RUDE. He did n't want to talk about how he was rude to the person at my home all he would say was he was threatening to file a judgement against me for an old account that is 15 years old ( or older ). The threat of a ... |
Financial Credit Service, Inc. Debt collection taking/threatening an illegal action threatened to sue on too old debt September 28, 2015 - I received a message indicating that a complaint had been filed against me. The caller did not state the company name and only gave her name as - -. When I called, it took - attempts to get her to identify the company and give me the mailing address. - - said that it was a complaint from - Bank, a bank have not done business with in over 15 years. I explained that I settled my accounts at - over 15 years ago and have no debts with them. - - said that if my social security is - - - then the complaint is against me and they will take action. I would not verify... |
Financial Credit Service, Inc. Debt collection taking/threatening an illegal action threatened to sue on too old debt September 24, 2015 - A debt collection agency by the name of Asset Recovery Associates contacted me in regards to a credit card I had in which last payment was made in 2005, so they say. They threatened legal action against me stating liens on my new car, bank accounts, credit cards etc. I got scared and asked for more info. They stated I owed over $6000.00 but would settle for a little over $3000.00. I said i remember having a credit card when I was younger but had a limit of $1500.00. The man from the collection agency then said he would settle at $1500.00. I thought that would be better so I made a smal... |
Financial Credit Service, Inc. Debt collection disclosure verification of debt right to dispute notice not received July 7, 2015 - Ara financial at - is using tactics to try and trick you into opening up a debt after SOL has passed and all the above ... |
Financial Credit Service, Inc. Debt collection communication tactics threatened to take legal action July 2, 2015 - At - - eastern time this morning I received a call from a number I did not know. Upon answering the phone, a lady who identified herself as - - from ARA ( Asset Recovery Associates ) proceeded to tell me that I owed $ - to - and that she had received this claim in her office today. She stated that her office is in the process of filing a judgement against me for the amount they claim I owe. She informed me she was calling on a recorded line. When I told her : 1. I do not owe the money, and 2. Even if I did, it is time-barred. When I started writing down her information, she s... |
Financial Credit Service, Inc. Debt collection taking/threatening an illegal action threatened to sue on too old debt July 1, 2015 - Called and told my employer that they were calling on a legal matter. When I was passed the call, I was told by - - of ARA , Inc. that she was contacting me and my employer to notify them of a judgement against me in the county in which I live. First of all, she herself stated the debt was charged off - ( which is a lie ). Secondly, I have never been notified of any court proceedings because there have been none. I have received numerous threatening letters and harassing calls even after requesting they do not contact me at work again. That debt was 7-10 years old -/-/- and I hav... |
Financial Credit Service, Inc. Debt collection communication tactics threatened to take legal action June 12, 2015 - They called and left a message on my cell phone for my husband, did not give name of company, just stated - needed to call - - part of the legal division of firm, that it would be going out today. To call her at - ext -. And refer to document number -. I called this number back and asked what the name was asset recovery associates. ... |
Financial Credit Service, Inc. Debt collection taking/threatening an illegal action threatened to sue on too old debt June 9, 2015 - ARA Inc employees have called me several times, cursed at me, yelled at me, threatened to ruin my credit, threatened to contact my employer, and threatened to sue me over a disputed credit card debt the collection of which is barred by the statute of limitations. ARA Inc employees have been very abusive, and when confronted with the fact that the debt is disputed and not collectible they become even more abusive, and more threatening including calling me several more times. What prompted this complaint was a letter I received yesterday threatening collections action, again. ... |
Financial Credit Service, Inc. Debt collection taking/threatening an illegal action threatened to sue on too old debt May 29, 2015 - ARA INC. is threatening to sue me and seek judgement on a credit card debt that is - years old which is well past the statute of limitations. They have presented no facts or paper work and I do not beleive that I owe this debt. ... |
Financial Credit Service, Inc. Debt collection taking/threatening an illegal action threatened to sue on too old debt May 4, 2015 - Today, -/-/-, at -, I received a call from a company listed as ARA - ( I never heard of them nor business with them ). A rude and threatening collector identifying himself as - - recited my social security number, and advised me that the call was concerning a pre-legal matter that I was possibly unaware of that I owed. I was alarmed that a stranger was calling with my ssn in the - place and demanded to know what company was claiming that I owed them and he became very hostile. He said a - time that I was about to be served to court for the still ( unidentified debt ) und... |
Financial Credit Service, Inc. Debt collection cont'd attempts collect debt not owed debt resulted from identity theft April 15, 2015 - The Asset Recovery Associates is trying to claim a debit of $3.00 they claimed I open with a - in the state of Virginia in -/-/-. I explained to this company that was in - at that time and have been there until - - - when I return to the -. In -/-/- I did make a police report in - for possible identity theft. I also will be filling another one. I contacted this company, which has been brought by - and they related there was not outstanding account with them with my name or SSN. I sent this company a cease and desist letter to stop threatening and harassing m... |
Financial Credit Service, Inc. Debt collection cont'd attempts collect debt not owed debt resulted from identity theft April 13, 2015 - ARA Inc, - - - -, IL - keep calling us for the acct no # - for my daughter who is only - years old. She CAN NOT obtain any credit 12 years ago. This is a big mistake from them but they keep making harassment phone call to home every day. ... |
Financial Credit Service, Inc. Debt collection taking/threatening an illegal action threatened to sue on too old debt April 10, 2015 - ASSET RECOVERY ASSOC. Inc. called me several times, and has sent me letters saying that I owe them $4400.00 on a a credit card I closed over 10 years ago. I checked my credit report, and they obtained my credit history in -. They said that they would take legal action if I did not pay. According to my credit reports, I owe no debt from this company. The FHA did a thorough vetting of me in -/-/-, and I paid all outstanding debt. These are scam artists. ... |
Financial Credit Service, Inc. Debt collection communication tactics used obscene/profane/abusive language April 3, 2015 - I was called about a debt that was written off - years ago, by the credit card company. It was then sold to several collection agencies, before ending up in the hands of - financial in Illinois. ( - ). They never stated this was an attempt to collect a debt, nor read the mini mirnada '' required by debt collectors. The guy then proceeded to insult me, calling me a child, a bum, loser and so on. I eventually hung up, but after working in collections for a short time, I know what they did is illegal and they need to be fined for this. ... |
Financial Credit Service, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine March 31, 2015 - I received a phone call today from -. The man on the phone said that they were preparing a suit against me out of Illinois for a credit card that I supposedly refused to pay. I immediately told him I did n't have any cards that were not current. The man on the phone said that this was a credit card that was opened in - and then said the company reported to them that it was open until - with no issues. I told him I did not have that card and I did n't have a card in - that was open until - and I asked him to reiterate that he was planning to file a suit to collect. He said they w... |