Financial Credit Service, Inc. consumers have reported over 203 official complaints. Out of the 203 consumer complaints against Financial Credit Service, Inc., 12% were disputed by the consumer (i.e. the consumer was not happy with how Financial Credit Service, Inc. responded to their complaint) and 88% were processed in a timely manner. 0% of consumer complaints against Financial Credit Service, Inc. resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 0% resulted in non-monetary compensation.
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Stop CallsFinancial Credit Service, Inc. Credit card delinquent account May 27, 2016 - I received a voice mail from " - '' with Asset Recovery Associates and was advised to call - regarding a complaint to be filed against me, complaint # -. I called back and spoke to a lady representing - and they are debt buyers of a debt in incurred in 1998 with - -. ( I do not recall such a debt and currently have an active - - that is not delinquent. ) Unfortunately I did not get the name of the lady to which I spoke. She did not provide the mini-Miranda during our conversation and kept claiming she was n't " personally '' attempting to collect the debt, only her empl... |
Financial Credit Service, Inc. Credit card credit card protection / debt protection February 26, 2016 - Received a call/voicemail on -/-/- from what caller said was an attorneys office. Called back same day. Transcript of voice-mail from -/-/- - am Yes. Hi this is - -. I 'm with attorney 's - - Asset Recovery Division. Uh, we do have an affidavit scheduled to be filed out of - County this afternoon for - - - -. - -, if you want any input, sir, on my decision, do n't hesitate. Please, feel free to give me a call back to avoid any further damage. You can reach me directly. My number is -. My extension is - sir. Thank you. Transcript o... |
Financial Credit Service, Inc. Debt collection taking/threatening an illegal action threatened to sue on too old debt December 16, 2015 - A representative from the Asset Recovery Associates called me and claimed to be representing a bank - - Bank - to collect a debt that they said I still owed. They threatened me with a lien and to ruin my credit by having it cutoff. This debt was discharged in my bankruptcy in - of 1992. I have been careful to keep all my accounts paid and in good standing since then. I do not owe this debt but ARA scared me so that I agreed to pay. I have since learned that it is illegal to go after a debt that has been discharged. I stopped the payment from my credit card but ARA continues to try ... |
Financial Credit Service, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine December 15, 2015 - I been contacted several times by some individual claiming to be a representative of ARA Inc, a collection company based out of IL. Despite having made clear the fact that I owe no such debt and I have never engaged in any business with the associates bank the original creditor of the collection account.ARA Inc has continued to contact me about an outstanding account in the sum of $5200.00. The contact has been through phone call as well as letters. ... |
Financial Credit Service, Inc. Debt collection false statements or representation impersonated an attorney or official December 11, 2015 - Assett Recovery Associates attempted to impersonate government official-also threats made to take all my assets, wages, house property and to file felony criminal charges. illegal questions about social security number and income questions. ... |
Financial Credit Service, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine December 10, 2015 - Caller continues to call my cell phone using NO CALLER ID, then leaves a message telling me to call her back ( - - ) at - - because of a claim that has been filed with her office. This is nothing but a scam as I have no outstanding debts and good credit ratings. This is the second time within 3 months they have tried this threatening me with a previous - debt/lawsuit by end of business today, " but would take a few - as a down payment to delay the filing ''. However, they would need to draft my bank account so I must provide them with my routing number/account number. What a ... |
Financial Credit Service, Inc. Debt collection communication tactics frequent or repeated calls December 3, 2015 - I have been receiving harassing and repeated telephone calls from an Asset Recovery Associates. However, they are calling using a spoofed name. On caller id it shows as " FCR '' and the telephone number as - - - -. After conducting an internet search I found the number associated with an Asset Recovery Associates an alleged debt collection firm located in - -, IL. Despite repeated and harassing telephone calls and usage of spoofed caller id information I have yet to receive written communication regarding this alleged debt per the Fair Debt Collection Practices Act. ... |
Financial Credit Service, Inc. Debt collection taking/threatening an illegal action threatened to sue on too old debt November 14, 2015 - I had a loan that is over 11 years old that I took out with my ex-wife. In my divorce decree it was stated that she assumed any and all responsibility for the debt associated with the house since she sold the home without my consent. Also the statute of limitations on this debt is well over the 4 years per - law where the loan was taken out and over the 5 years per - law where I currently live. This violates the Fair credit laws on the statute of limitations and my rights for freedom from the law that is meant to protect me from such actions. ... |
Financial Credit Service, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine November 10, 2015 - I was outside the country for more then 25 years, I recently received my - card because because my wife and kids are Americans. I do not know this company and neither the origins of the debt claim. Claiming Company name and date ) ctober -2015ARA INCPoBox - Park, IL - person : - - - : ( - ) - ext - Creditor : - - Bank - - # : ****************Current balance $1900.00 ( due in full ) ... |
Financial Credit Service, Inc. Debt collection cont'd attempts collect debt not owed debt was paid October 14, 2015 - I received a letter today from ARA INC attempting to collect a debt on an old - credit card that has been paid in full with another company. I do not owe this debt. I have been contacted by phone regarding this account before threatening to serve me with a complaint, and have explained that I have paid the debt in full and will file a complaint with consumer protection if they contact me again. Inevitably, I am contacted a few months later by a different company claiming I owe the same debt I have paid. ... |
Financial Credit Service, Inc. Debt collection false statements or representation indicated committed crime not paying October 14, 2015 - I received a message on my voice mail from Asset Recovery Associates, stating that I needed to call them right away about a bad check and breach of contract filing '' against - -. - - is my ex-husband whom I have n't seen since 1997 ( except in Family Court ). I was given the case # -, and the phone number of the Plaintiff '' is -. When I called the number, I was told that I was a co-defendant '' with - - in this case which has already been filed in -, IN and I should be served with a summons soon. I informed - '' that I have never set foot in -, and that -... |
Financial Credit Service, Inc. Debt collection disclosure verification of debt not given enough info to verify debt October 7, 2015 - I received a call from Asset Recovery Associatesfrom ( - ) -. I was asked to verify my name and Last name. I asked what this was about and was advised that if I was - - I was being called to settle an account with - Bank opened -/-/- and Defaulted -/-/-. I asked if they had any information on the original Creditor as I do not recognize that name on my credit report. I was advised that the account was ready for Judgement submission on my credit report in the amount of $2400.00 and I could stop this action from their lawyers if I settle as they would remove $800.00 i... |
Financial Credit Service, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine October 1, 2015 - I received a caller-ID blocked call. The voice message stated that I needed to call - regarding notice - and to contact - -. I called the number back and was told their company was ARA and Associates, - - -, -, VA, and that their only phone number was the one listed above. She was very rude and stated that I would be charged with issuance of a bad check '' and theft by deception ''. I asked for verification of the debt and was told it was mailed in - 2015 and they would not send it again. They also contacted my ex-wife of 20 years with the same notification number ... |
Financial Credit Service, Inc. Debt collection taking/threatening an illegal action threatened to sue on too old debt September 30, 2015 - ASSET RECOVERY ASSOCIATES, -- -, - -, IL, -, -, CONTACTED ME ABOUT A - - DEBT FROM -/-/-. THEY TOLD ME THEY WERE LAWYERS WHO WERE GOING TO SUE ME AND GARNISH MY WAGES IF I DID N'T AGREE TO A SETTLEMENT. - - - -. - ) CONTACTED ME ON MY JOB AFTER I TOLD HIM NOT TO. HE CALLED BACK AND ASKED FOR - - STATING THAT HE NEEDED TO SEND A GARNISHMENT ORDER ON ME. I HUNG UP AND HE CALLED AGAIN. HE CONVINCED ME THAT THE LAWYERS HAD A LEGITIMATE CLAIM AGAINST ME. - - HAD MY SS #, ADDRESS, EMPLOYER INFO, INFORMATION ABOUT RECENT PURCHASES, AND MY CRE... |
Financial Credit Service, Inc. Debt collection taking/threatening an illegal action threatened to sue on too old debt September 30, 2015 - Received a phone call last month from - - on -/-/15 from ARA ( Asset Recovery Assoc ), he called my home and spoke to a gentleman and before the phone call was over he called the man at my house a bone head ''. The person at home called me and was very upset that this unknown agency called my home phone for me and was that rude. So I called - back and he was very RUDE. He did n't want to talk about how he was rude to the person at my home all he would say was he was threatening to file a judgement against me for an old account that is 15 years old ( or older ). The threat of a ... |
Financial Credit Service, Inc. Debt collection taking/threatening an illegal action threatened to sue on too old debt September 28, 2015 - I received a message indicating that a complaint had been filed against me. The caller did not state the company name and only gave her name as - -. When I called, it took - attempts to get her to identify the company and give me the mailing address. - - said that it was a complaint from - Bank, a bank have not done business with in over 15 years. I explained that I settled my accounts at - over 15 years ago and have no debts with them. - - said that if my social security is - - - then the complaint is against me and they will take action. I would not verify... |
Financial Credit Service, Inc. Debt collection taking/threatening an illegal action threatened to sue on too old debt September 26, 2015 - About 20 or 25 yrs ago - said that i owe them some money but I never took out any loan or anything from -, I sent word to the D.A in their home town but they never got any word from them, now almost 10 yrs. later I get a letter fro a company called ARA Collection they took over the loan or some thing I do not know. Now they say I owe the around - and sum thing ... |
Financial Credit Service, Inc. Debt collection taking/threatening an illegal action threatened to sue on too old debt September 24, 2015 - A debt collection agency by the name of Asset Recovery Associates contacted me in regards to a credit card I had in which last payment was made in 2005, so they say. They threatened legal action against me stating liens on my new car, bank accounts, credit cards etc. I got scared and asked for more info. They stated I owed over $6000.00 but would settle for a little over $3000.00. I said i remember having a credit card when I was younger but had a limit of $1500.00. The man from the collection agency then said he would settle at $1500.00. I thought that would be better so I made a smal... |
Financial Credit Service, Inc. Debt collection taking/threatening an illegal action threatened to sue on too old debt September 17, 2015 - Received a phone call this morning from ARA - claiming to be a law firm ( - ). Claimed I owed a line of credit to - - - for $20000.00 from 1992 and that I needed to pay immediately or they would file a lawsuit with the - - Courts and the sheriff would be at my door with a summons. I told them I have never done business with - - - and have never had a line of credit. He said that it has showed up on my credit report for years and many attempts have been made to collect. I told him I have never seen this on my credit and I do not owe the money and that the statue ... |
Financial Credit Service, Inc. Debt collection communication tactics used obscene/profane/abusive language September 15, 2015 - I am writing on behalf of our business, an auto dealership, regarding harassment by a collection agency which arose out of billing errors on old invoice for transport services. Accounting needed to verify appropriateness of old debt invoices that were sent almost 2 years after the fact and paid all old invoices directly to the company. A balance remained that was being investigated and company referred the matter to collection agency with no notice to our company. Debt collection company claims entire amount assigned to them by other company including amounts already paid directly. Refused to ... |
Financial Credit Service, Inc. Debt collection cont'd attempts collect debt not owed debt resulted from identity theft July 15, 2015 - For the past two yearsAsset Recovery AssociatesPhone : ( - ) - Box -, - -, IL - -ww.arainc.usHas been calling myself, family and third parties at my employment threating regarding a debt not owed. This might be identity theft. However they will not respond to repeated demands to stop harassing. This has escalated to blatant fraud on their part by pretending to be calling from court clerk and local police using an APP that fraudulently shows the phone number of those agencies. I have contacted those agencies to verify that no messages where sent from those numbers. The main... |
Financial Credit Service, Inc. Debt collection taking/threatening an illegal action threatened to sue on too old debt July 9, 2015 - The debt in question was from several years previous. - There was no legal action at that time and no judgment etc. filed. Recently ARA Inc. contacted me by phone demanding that I pay that very old debt. The original amount of $20000.00. They advised me that they had contacted my bank and other creditors and determined I had the ability to pay. I told the representative that I did not like or were legally able to do so. I was told that it was determined that I was financially able to pay them. They were filing a petition to freeze or attach my assets. I advised them that the debt was very... |
Financial Credit Service, Inc. Debt collection disclosure verification of debt right to dispute notice not received July 7, 2015 - Ara financial at - is using tactics to try and trick you into opening up a debt after SOL has passed and all the above ... |
Financial Credit Service, Inc. Debt collection communication tactics threatened to take legal action July 2, 2015 - At - - eastern time this morning I received a call from a number I did not know. Upon answering the phone, a lady who identified herself as - - from ARA ( Asset Recovery Associates ) proceeded to tell me that I owed $ - to - and that she had received this claim in her office today. She stated that her office is in the process of filing a judgement against me for the amount they claim I owe. She informed me she was calling on a recorded line. When I told her : 1. I do not owe the money, and 2. Even if I did, it is time-barred. When I started writing down her information, she s... |
Financial Credit Service, Inc. Debt collection false statements or representation indicated committed crime not paying July 2, 2015 - -/-/2015I have found out through numerous calls an research that ARA '' Asset Recovery Associates is a ripe-off company that usesscare tactics to recovery debt. I was contacted - concerning debt that my sonmay or may not have. Was told that he was a party to an action suit because his name was given on paperwork concerning this so called debt by my son. He was told that a sheriff or constable would be coming to our home to serve him papers. I was put on the phone an told that there had been several attempts to contact me concerning this matter with her espousing the same type nonsense. W... |
Financial Credit Service, Inc. Debt collection taking/threatening an illegal action threatened to sue on too old debt July 1, 2015 - Called and told my employer that they were calling on a legal matter. When I was passed the call, I was told by - - of ARA , Inc. that she was contacting me and my employer to notify them of a judgement against me in the county in which I live. First of all, she herself stated the debt was charged off - ( which is a lie ). Secondly, I have never been notified of any court proceedings because there have been none. I have received numerous threatening letters and harassing calls even after requesting they do not contact me at work again. That debt was 7-10 years old -/-/- and I hav... |
Financial Credit Service, Inc. Debt collection communication tactics frequent or repeated calls July 1, 2015 - I have received repeated phone calls to my home phone, personal cell, work cell, and work phone starting in - of 2014, and once every ~- weeks from ( - ) -, ext -, referencing a court case against my ex-wife ( - - - - in - - - - - Their reference # is -. The caller - - - - - - or - - - have stated that my ex-wife has listed me as a character reference in the court case and the only way that they would stop calling is if my ex-wife provides and affidavit. They refuse to identify their company, provide an address, or refuse ... |
Financial Credit Service, Inc. Payday loan received a loan i didn't apply for June 29, 2015 - I did n't receive a loan from these people who have now escalated this to a litigation firm ARA. This company has process '' servers calling me up to - times a day stating I better contact this number to ARA otherwise they will press criminal charges against me for fraudulent checks! ... |
Financial Credit Service, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine June 25, 2015 - Ara Financial- - - - - -, IL - been calling me and threatening arrest and legal action on a debt that is not mine. The debt is with a family member that I do not speak with. when I told them they do not have business with me they hung up and have called back again. These calls are in the early morning hours when I am sleeping, and they wake me up. I work a job that requires proper sleep and they are interfering with that. I have sent a certified letter to them, so now they have another branch office call. ... |
Financial Credit Service, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine June 22, 2015 - Company claims that they are collecting for a company that I have never heard of but they have all my details, called ex husband that I have not spoken to in years with threats and false accusations demanding that he tracks me down to call them. I think that they are the same company in the past pretending to be someone else. When I call the number they refuse to send anything in writing, They become aggressive when I refuse to give them money over the phone, threating to have me arrested and my social security and credit ruined. ... |
Financial Credit Service, Inc. Debt collection taking/threatening an illegal action threatened arrest/jail if do not pay June 22, 2015 - Debt CollectionMy sister sent me a recorded message from a - - that threatened to serve her court papers at her home or job regarding allegations against - - for issuing worthless checks. I call the number, the representative answer the phone and she immediately asked me the name of my attorney and the attorney 's phone number. I attempted to request information on what the debt was for. The Rep said it was for finance charges for a payday loan. The debt was for Finance Charges for an online loan taken out in - 2011, and that the company was fully prepared to press charges to th... |
Financial Credit Service, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine June 17, 2015 - The representative was completely belligerant and rude when I ATTEMPTED to let him know that I did not owe this debt. I made him aware that I was elderly and he was not legally allowed to call me anymore at that point he told me there would be a legal judgment placed on me and hung up. ... |
Financial Credit Service, Inc. Debt collection improper contact or sharing of info contacted me after i asked not to June 16, 2015 - I continue to receive phone calls from different numbers on my cell phone after i sent a letter to ceast all communications with me over a year ago. This debt is well over the 7 years statute as I have no outstanding debt. ... |
Financial Credit Service, Inc. Debt collection communication tactics threatened to take legal action June 12, 2015 - They called and left a message on my cell phone for my husband, did not give name of company, just stated - needed to call - - part of the legal division of firm, that it would be going out today. To call her at - ext -. And refer to document number -. I called this number back and asked what the name was asset recovery associates. ... |
Financial Credit Service, Inc. Debt collection taking/threatening an illegal action threatened to sue on too old debt June 11, 2015 - Asset Recovery - Tel : - called me and threatened me with legal action ; threatening to sue me for over $11000.00 and put negative remarks on my credit reports. Threatened to obtain a judgment against me for a debt to - Bank '' from the - ''. Claimed I negotiated with them in - - never happened. Never received any documentation. I do not owe this debt and the debt would be uncollectable under the Statute of Limitations. They have my complete social security number so I pulled a copy of my credit report and saw they made an inquiry on -/-/-. I am a victim of identity theft ... |
Financial Credit Service, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine June 9, 2015 - They keep calling with the right name wrong Soc. sec. # wrong addresses? Wo n't stop calling? they are very rude, and the langue? company is ARA, -, calls are more then - a day, I did get a Gentle man - and did explain to him.. he said the phone calls would stop..? but they did n't? They are looking for - - - # lastfour/-not mine ... |
Financial Credit Service, Inc. Debt collection taking/threatening an illegal action threatened to sue on too old debt June 9, 2015 - ARA Inc employees have called me several times, cursed at me, yelled at me, threatened to ruin my credit, threatened to contact my employer, and threatened to sue me over a disputed credit card debt the collection of which is barred by the statute of limitations. ARA Inc employees have been very abusive, and when confronted with the fact that the debt is disputed and not collectible they become even more abusive, and more threatening including calling me several more times. What prompted this complaint was a letter I received yesterday threatening collections action, again. ... |
Financial Credit Service, Inc. Debt collection communication tactics threatened to take legal action June 9, 2015 - I received several calls yesterday from - - at ARA. Phone number -. Case number - -. She left a message on my cell phone and repeatedly called my work number. I can not take personal calls on company time. It is not allowed. When I called this morning, she would not give me information regarding this debt. She said it was going to litigation and I was going to be served legal papers. She said she was a Process Server for the county ... but did not mention which county. The little bit of information I did receive was vague. She mentioned a bank account which I have not had for se... |
Financial Credit Service, Inc. Credit card customer service / customer relations June 8, 2015 - I was contacted yesterday -/-/- on my business phone from a debt collector - ( assest recovery services ) at - I spoke with - in legal dept after - called my business phone and left a message saying that I had a legal claim against me. I called - back and she put me through to -. - advised me that there was a debt owed to - bank in my previous name that I have not held in 15 years. He stated they were perusing a law suit in - - against me for $4000.00 for a credit card that had a date of first delinquency - and was charged off in -/-/-. I have no kn... |
Financial Credit Service, Inc. Debt collection taking/threatening an illegal action threatened to sue on too old debt June 3, 2015 - Asset Recovery Associates said I have a - debt from -/-/- ; I filed bankruptcy in -/-/- ; Collection company says this debt is not recognized by the bankruptcy but my lawyer says it is ; Collection company says they are going to place leans and garnishments if I do n't pay - immediately. The loan was paid down to - from the original - yet the collection company says I owe - if I do n't pay - by the end of the phone call. This company has been reporting this debt to the credit companies. They also ran a credit check on me during the phone call without my permission. ... |
Financial Credit Service, Inc. Consumer loan problems when you are unable to pay June 1, 2015 - I was called by a company called ARA ''. Their representative left a voice message on my cell phone and also called my wife 's cell phone from - -. I do not owe this company any money and this appears to be a scam, so I reporting this information for the CFPB to take action. I do not have any debt issues and have perfect credit and payment histories on all my current accounts. ... |
Financial Credit Service, Inc. Debt collection taking/threatening an illegal action threatened to sue on too old debt May 29, 2015 - ARA INC. is threatening to sue me and seek judgement on a credit card debt that is - years old which is well past the statute of limitations. They have presented no facts or paper work and I do not beleive that I owe this debt. ... |
Financial Credit Service, Inc. Debt collection communication tactics threatened to take legal action May 29, 2015 - I have received numerous calls from ( - ) - attempting to collect a debt I do not owe. The alleged debt is over 16 years old. The most recent caller claims to be - - calling about a case '' that has been placed with their legal division '' about a petition for judgment '' that has been filed against me '' and they will be processing through - County Courts. - - then goes on to say it would be in my best interest to call him immediately and left a number of - ext - with a case number '' of -. - - also called my husband and left the same message implying ... |
Financial Credit Service, Inc. Debt collection false statements or representation impersonated an attorney or official May 20, 2015 - Asset recovery calling saying i am under an investigation and the gentleman is a special investigator. They do not give what company or debt this is. They call and harrass my - year old mother and call my job ... |
Financial Credit Service, Inc. Debt collection improper contact or sharing of info talked to a third party about my debt May 12, 2015 - They have called me serveral times including my mother - my father - stepmother once and my daughter -. They have accused me of multiple things but all different to each person. They called from an unknow number telling each of us we need to call ARA at - by end of day or we would all be served. I call back and question them and informed them that I paid on the loan and they told me to prove it to the judge and hung up on me. But they keep calling all of us. They called me using our local sheriffs office number and when I called it back they informed me they dont make phone calls l... |
Financial Credit Service, Inc. Debt collection taking/threatening an illegal action threatened to sue on too old debt May 4, 2015 - Today, -/-/-, at -, I received a call from a company listed as ARA - ( I never heard of them nor business with them ). A rude and threatening collector identifying himself as - - recited my social security number, and advised me that the call was concerning a pre-legal matter that I was possibly unaware of that I owed. I was alarmed that a stranger was calling with my ssn in the - place and demanded to know what company was claiming that I owed them and he became very hostile. He said a - time that I was about to be served to court for the still ( unidentified debt ) und... |
Financial Credit Service, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine April 26, 2015 - Recieved a letter from - - with ARA Inc. Stating that i owe a debt for a bank account with - - Bank which ive never held an account with. ... |
Financial Credit Service, Inc. Debt collection cont'd attempts collect debt not owed debt resulted from identity theft April 15, 2015 - The Asset Recovery Associates is trying to claim a debit of $3.00 they claimed I open with a - in the state of Virginia in -/-/-. I explained to this company that was in - at that time and have been there until - - - when I return to the -. In -/-/- I did make a police report in - for possible identity theft. I also will be filling another one. I contacted this company, which has been brought by - and they related there was not outstanding account with them with my name or SSN. I sent this company a cease and desist letter to stop threatening and harassing m... |
Financial Credit Service, Inc. Debt collection cont'd attempts collect debt not owed debt resulted from identity theft April 13, 2015 - ARA Inc, - - - -, IL - keep calling us for the acct no # - for my daughter who is only - years old. She CAN NOT obtain any credit 12 years ago. This is a big mistake from them but they keep making harassment phone call to home every day. ... |
Financial Credit Service, Inc. Debt collection taking/threatening an illegal action threatened to sue on too old debt April 10, 2015 - ASSET RECOVERY ASSOC. Inc. called me several times, and has sent me letters saying that I owe them $4400.00 on a a credit card I closed over 10 years ago. I checked my credit report, and they obtained my credit history in -. They said that they would take legal action if I did not pay. According to my credit reports, I owe no debt from this company. The FHA did a thorough vetting of me in -/-/-, and I paid all outstanding debt. These are scam artists. ... |
Financial Credit Service, Inc. Debt collection communication tactics threatened to take legal action April 8, 2015 - Debt has been in default with no payments made since -/-/-. Company called me in -/-/- threating to file lawsuit. I reside in Texas and the statue is limited to - years. This item has been so old it had been removed from my credit report. Debt collector called from - ( - - - IL, - ... |
Financial Credit Service, Inc. Debt collection communication tactics frequent or repeated calls April 8, 2015 - The name used is A RA FINANCIAL but when you answer they hang up. When I did a reverse number search, the complaints submitted were troubling. I will put the number on my block list but even the complaints have said this company gets around that, - person even stated that they had her husband 's SS #. I 've had identity thief issues in the past and now I worried that this may happen again. It took me along time to get those issues resolved, I ca n't afford another situation like this. ... |
Financial Credit Service, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine April 6, 2015 - Recieved from ARA Inc., a demand for payment of dept totally $7100.00 off a Bank called -. I have never heard of -, much less owe anyone 7k. I contacted them, they threatened to take me to court and I would pay all attorney fees '' they claimed. I demanded the proof I ever owed thisy be sent to me. They refused ( woman claiming she is '- ', and a Supervisor he claimed, saying he was '- ' ) - was threatening, obnoxius and refused to speak to me after my request. I then was connected to this -, who claimed they were about to take me to court. I told them go for it, because t... |
Financial Credit Service, Inc. Debt collection communication tactics used obscene/profane/abusive language April 3, 2015 - I was called about a debt that was written off - years ago, by the credit card company. It was then sold to several collection agencies, before ending up in the hands of - financial in Illinois. ( - ). They never stated this was an attempt to collect a debt, nor read the mini mirnada '' required by debt collectors. The guy then proceeded to insult me, calling me a child, a bum, loser and so on. I eventually hung up, but after working in collections for a short time, I know what they did is illegal and they need to be fined for this. ... |
Financial Credit Service, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine March 31, 2015 - I received a phone call today from -. The man on the phone said that they were preparing a suit against me out of Illinois for a credit card that I supposedly refused to pay. I immediately told him I did n't have any cards that were not current. The man on the phone said that this was a credit card that was opened in - and then said the company reported to them that it was open until - with no issues. I told him I did not have that card and I did n't have a card in - that was open until - and I asked him to reiterate that he was planning to file a suit to collect. He said they w... |
Financial Credit Service, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine March 25, 2015 - I have received regular calls every few weeks on my - - - number from agents of ARA Services who say threaten to sue ( if I do n't immediately make payment arrangements ) to collect a debt allegedly owed to -. I was told that I 'd receive a summons in the mail. I owe nothing to that company although I believe that if I did that it would be a zombie debt from an account that I may have had over 25 years ago ( which was closed with a - balance I believe in the -. I have demand that ARA stop calling me ) but the calls keep coming regularly every - weeks, the latest being this... |