Financial Credit Service, Inc. Debt Collection Complaint

Financial Credit Service, Inc. Debt collection department,

Credit card Taking/threatening an illegal action Threatened to sue on too old debt North Carolina

Today, -/-/-, at -, I received a call from a company listed as ARA - ( I never heard of them nor business with them ). A rude and threatening collector identifying himself as - - recited my social security number, and advised me that the call was concerning a pre-legal matter that I was possibly unaware of that I owed. I was alarmed that a stranger was calling with my ssn in the - place and demanded to know what company was claiming that I owed them and he became very hostile. He said a - time that I was about to be served to court for the still ( unidentified debt ) under a civil judgment. I became irate at his combative tone and informed him that I had no outstanding debt. He then identified a credit company and amount that I have not done business with and settled as far back as -/-/- at the least. My complaint with ARA -, phone number -, is that - ) He ( collector ) threatened to sue me in court for an account I settled and have not done business in over 15 years - over the statue of limitations in my state ( NC ). I submit that in that case the debt would be considered time barred. - ) I placed agent on speaker where he repeated his threat and definite intent to sue me to appear and I have witnesses to attest to this fact. This is illegal.