Review and analysis of over 82 complaints against Portfolio Recovery Associates, Inc.
Portfolio Recovery Associates, Inc. consumers have reported over 82 official complaints related to Right to dispute notice not received. Out of the 82 consumer complaints against Portfolio Recovery Associates, Inc., 37% were disputed by the consumer (i.e. the consumer was not happy with how Portfolio Recovery Associates, Inc. responded to their complaint) and 100% were processed in a timely manner. 0% of consumer complaints against Portfolio Recovery Associates, Inc. resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 37% resulted in non-monetary compensation.
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Portfolio Recovery Associates, Inc. Debt collection disclosure verification of debt right to dispute notice not received May 11, 2016 - This company has reinserTed this debt on my credit file after it was previously deleted which is illegal. This account was removed from my credit file with - in 2015 and they have turned around and out it back on my - file without properly notifying me.... |
Portfolio Recovery Associates, Inc. Debt collection disclosure verification of debt right to dispute notice not received December 11, 2015 - I was not notified in writing of the debt. ... |
Portfolio Recovery Associates, Inc. Debt collection disclosure verification of debt right to dispute notice not received December 3, 2015 - Portfolio Recovery Associates had placed this negative items on my credit reports without notifying me. I filed an dispute with Portfolio Recovery Associates on -/-/2014 and they never responded to my dispute. Portfolio Recovery Associates violated the early-warning notice clause of FACTA section 623 ( A ) ( 7 ). This law requires all creditors and collectors to notify me by mail before placing negative items on my credit report. I had requested this item deleted off the CRA within 15 days from the date of the dispute letter. ... |
Portfolio Recovery Associates, Inc. Debt collection disclosure verification of debt right to dispute notice not received November 27, 2015 - Portfolio recovery services account - amount $630.00 opened - and account - amount $580.00 opened - has been reporting inaccurate on my credit and is in violation of federal law. These accounts are collection accounts and are reporting 120 days past due which is impossible and is an inaccurate status for a collection account. It is also reflecting that it 's as a factoring account which is false because factoring accounts reflect current debts. Please remove this - accounts from all - of my credit reports for violating the fcra and inaccurately reporting account statuses ... |
Portfolio Recovery Associates, Inc. Debt collection disclosure verification of debt right to dispute notice not received November 1, 2015 - I had a Credit card from a company that I defaulted on. Portfolio recovery associates assumed the loan and contacted me. I agreed on an amount I owed and paid the debt. I received a notice of payment and though everything was fine. After looking at my credit monitoring service, I could see that Portfolio recovery associates ( PRA ) reported correctly that the account was delinquent for -/-/-, then paid as agreed. However there was another month that showed up, -/-/-. I did not agree with this and did a dispute. 35 days later the dispute comes back as updated and PRA now list my accou... |
Portfolio Recovery Associates, Inc. Debt collection disclosure verification of debt right to dispute notice not received October 1, 2015 - After reviewing my credit report, I found - collection accounts through the same debt buyer '' company showing a past due balance. I have not received any correspondence to date that states I have a contract with them to pay any amount. I do n't know who this company is, and what debts they are trying to collect on as I did n't know about these debts. The company is Portfolio Recovery Associates. With - collection accounts reporting past due amounts this is very damaging to my credit. ... |
Portfolio Recovery Associates, Inc. Debt collection disclosure verification of debt right to dispute notice not received September 18, 2015 - I did not receive a notice of the right to dispute the debt portfolio recovery associates claims that I owe. I have disputed the debt multiple times, recently over the last year, and have only received a notice saying that they have validated the debt and will not dispute it again. They completely left me in the dark '' to take their word for it that the debt is valid, without providing any documentation. Where is my hard copy documentation? How did they validate a debt? Where is proof of the balance? Where is the payment date proof? During - of my attempts to dispute the information via t... |
Portfolio Recovery Associates, Inc. Debt collection disclosure verification of debt right to dispute notice not received June 30, 2015 - Portfolio Recovery Associates is engaging in flagrant violations of the Fair Credit Reporting Act by continuing to report a debt and derogatory mark that they had agreed to delete from my credit report. They deleted the derogatory mark from the credit report on -. However they have not deleted the derogatory mark from - or -. Portfolio Recovery Associates is engaging in unfair and deceptive business practices and is flagrantly violating the Fair Debt Collections Practices Act and Fair Credit Reporting Act. Portfolio Recovery Associates is engaging in retaliatory and illegal behavior. ... |
Portfolio Recovery Associates, Inc. Debt collection disclosure verification of debt right to dispute notice not received June 10, 2015 - Ok I am contacting you because of Portfolio Recovery Associates. There are - accounts with Portfolio Recovery Associates , LLC. When I noticed these accounts on my reports via -. I went directly to pull my reports and I disputed the accounts with the credit report agenices and they all came back verified, I then realized Portfolio recovery did not validate before reporting to the credit bureaus, a collection agency is not allowed to continue collection activity if a consumer disputes the account within - days, but they never made me aware of these accounts prior to showing up on my re... |
Portfolio Recovery Associates, Inc. Debt collection disclosure verification of debt right to dispute notice not received June 3, 2015 - I have been contacted - by Portfolio Recovery in within one month in -/-/- concerning a debt they allege I owe to - -. Since I am a current - - Card hold I requested the address so that I may write Portfolio Recovery to request the verification of debt in writing. The - person who called me gave me an address. I asked her how I should reference the account so that I would receive the correct information. She told me to reference - - in the letter. I mailed the letter, certified return receipt and was not provided a response. Another associate contacted me at - o... |
Portfolio Recovery Associates, Inc. Debt collection disclosure verification of debt right to dispute notice not received May 30, 2015 - I was told that this old account was re-aged and sold to Portfolio Recovery. I contacted Portfolio Recovery and worked aggressively to pay this off within months by making doubled payments and large debit amounts as agreed by payment plan with myself and Portfolio Recovery. I made the final payment before the plan was up because the rep and Account Manager told me the file would be closed and removed from my credit files. I have never received correspondence from them as paid in full or it removed from my credit files. I have sent them numerous goodwill letters and they have never responded. I... |
Portfolio Recovery Associates, Inc. Debt collection disclosure verification of debt right to dispute notice not received May 14, 2015 - Portfolio recovery has contacted me several times a day on phone lines I 've told them there is no permission to contact me on for months. Each time I 've told them to submit everything in writing so i can verify who they are and possibly dispute the debt and each time in told they do n't need to. I 've told them to stop calling and I 'll receive another call right after on another line. There was a time they called every hour.. ... |
Portfolio Recovery Associates, Inc. Debt collection disclosure verification of debt right to dispute notice not received May 9, 2015 - Today I received a notice from myfico that a new collection has been added to my credit report from Portfolio Recovery Associates. I never received any documentation in the mail to validate this debt, or give me a right to dispute. I have no idea what this debt is for. This collection is damaging my chances of owning a home, and obtaining any other type of credit. ... |
Portfolio Recovery Associates, Inc. Debt collection disclosure verification of debt right to dispute notice not received April 25, 2015 - This company takes a variety of tactics to reclaim a debt. I first discovered an attempt to collect this debt after I was sued by this company. I did not show up to court, and they received a default judgement against me. The debtors then seized my assets which I proved were protected under the law and attempts to collect we 're closed by the court. After I had stopped them from taking my funds. For the last year, they have used a number of tactics to get this debt including contacting a 3rd party about my debt, reporting to the collection agencies when I disputed the account, and they reporte... |
Portfolio Recovery Associates, Inc. Debt collection disclosure verification of debt right to dispute notice not received April 20, 2015 - False representation and information given. Did not received verification or notice of right before paid to both account. ... |
Portfolio Recovery Associates, Inc. Debt collection disclosure verification of debt right to dispute notice not received April 14, 2015 - Both my husband and I have been receiving threatening voicemails from Portfolio Recovery. We have never received anything from them about any debt. Yet they are showing up on both our credit reports. With all the scammers I refuse to pay anyone claiming to be a debt collector. We suspect they are trying to collect on debts that were discharged in bankruptcy. With no proof of debt and threatening voicemails they are breaking debt collection laws. These calls are also past -. ... |
Portfolio Recovery Associates, Inc. Debt collection disclosure verification of debt right to dispute notice not received April 13, 2015 - In a recent ( - 2015 ) check of my credit report I discovered a derogatory listing from Portfolio Recovery Associates. This listing was been made with no notification to me and I did not receive my right to dispute. As I am unaware of any outstanding debts to Portfolio Recovery Associates, On or about - -, 2015 I made a written request for Debt Validation via - Certified Mail # -. I did not allege fraud or identity theft concerning this account. I was simply aware of any outstanding debt to this company. I have copies of this letter and proof of its delivery on -/-/2015 si... |
Portfolio Recovery Associates, Inc. Debt collection disclosure verification of debt right to dispute notice not received April 7, 2015 - I CHECKED MY CREDIT REPORT TODAY AND I HAVE A NEW ACCOUNT WITH THE COLLECTION AGENCY PORTFOLIO RECOVERY. I DO NOT HOW THEY ARE REPORTING THIS. I WAS NOT GIVEN THE RIGHT TO DISPUTE OR ANY KIND OF INFORMATION FROM THEM BEFORE THEY STARTED REPORTING THIS DEBT. ... |