Review and analysis of over 57 complaints against National Credit Systems,Inc.
National Credit Systems,Inc. consumers have reported over 57 official complaints related to Right to dispute notice not received. Out of the 57 consumer complaints against National Credit Systems,Inc., 30% were disputed by the consumer (i.e. the consumer was not happy with how National Credit Systems,Inc. responded to their complaint) and 91% were processed in a timely manner. 0% of consumer complaints against National Credit Systems,Inc. resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 0% resulted in non-monetary compensation.
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National Credit Systems,Inc. Debt collection disclosure verification of debt right to dispute notice not received February 18, 2017 - Continued to call and try to make contact with debt collector. They continue to take messages and claim the agent is on another call. I contacted them to try to make settlement so i can purchase my house and my time is running.... |
National Credit Systems,Inc. Debt collection disclosure verification of debt right to dispute notice not received February 8, 2017 - I received a letter more than 5 days after the initial communication ( a violation of - - - - - - - - - and the letter did not state that I may request that the debt be validated or verified.... |
National Credit Systems,Inc. Debt collection disclosure verification of debt right to dispute notice not received December 30, 2016 - On -,2016 I received correspondence from this company stating a debt was owed. The letter is dated -/-/2016. The letter states it is attempting to collect a debt on behalf of - - but does n't list the reason. Ex : unpaid rent, cleaning fees..etc there is no reason of debt listed. My rights have been violated in more ways than - and I will be escalating to the - and -! For -, FDCPA states you have 30 days from RECEIPT of the letter of such debt to dispute! The attached notice will show they sent the letter to an old address meaning it was forwarded. The letter itself ... |
National Credit Systems,Inc. Debt collection disclosure verification of debt right to dispute notice not received December 22, 2016 - I have made several attempts with National Credit Systems to resolve a matter placed in their office. Numerous times they have violated the FDCPA in regard to validation. This matter is in regard to an apartment complex I was evicted from. National Credit System 's - - -, stated the validation letter was mailed to the address I was evicted from. I updated the address months ago. I did not receive validation but a demand letter for an account that was not - - but an account that was out of statue. I call to advised. They apologized but never since the validation. This over 6 mont... |
National Credit Systems,Inc. Debt collection disclosure verification of debt right to dispute notice not received December 7, 2016 - On - - I received a letter from National Credit Systems out of Georgia stating that I owed debt and that I had 30 days to contact them to dispute it. I called them the day I received the letter and told them that I dont believe that the debt is valid, In addition I sent a letter stating that I require validation to include a copy of a signed contract with my signature and a disclosure of how much is the debt and how much were the fees. They have not gotten back to me with any information regarding the validation of my debt but they have already reported this unsubstantiated debt to my cr... |
National Credit Systems,Inc. Debt collection disclosure verification of debt right to dispute notice not received November 28, 2016 - Issues : disclosure verification of debt + improper communication tactics. I spoke with -, a contact center manager for this collection agency. I identified myself as the best contact person to communicate with on this matter. I clearly expressed my desire to pay this debt in full asap as long as the charges were valid. I gave them my mobile and work phone numbers. We hung up with the expectation that I would receive a verification of debt package by mail from them shortly. This would have given me an opportunity o review the validity of the charges. Till this day, I have not received this... |
National Credit Systems,Inc. Debt collection disclosure verification of debt right to dispute notice not received June 17, 2016 - I received notification on -/-/- that there was a posting by a collection agency to my credit reports I checked and found it was National Credit Systems Inc.of -, - that has posted derogatory information to my report and is in violation for they did not send me any notifications concerning this debt 30 day in advance as required by the rules and regulations and laws of the FTC, FCRA & Consumer Financial Protection Bureau, I have requested directly to National Credit Systems on -/-/-, -/-/-, -/-/- & -/-/- that they provide me proof that they se... |
National Credit Systems,Inc. Debt collection disclosure verification of debt right to dispute notice not received May 10, 2016 - Called National Credit System and spoke with a - - regarding a letter needed stating I owe an debt. I explained never received and verified my address. - - advised could not send another letter regarding the debt they only allowed to send one letter. ... |
National Credit Systems,Inc. Debt collection disclosure verification of debt right to dispute notice not received October 29, 2015 - I was contacted by phone on -/-/15 by - - with National Credit Systems. She told me that I had a bill from - - that had been turned over to her office for non-payment. I explained that I had moved out of the complex and was not aware of any bill. I requested a copy of the bill be sent to me. - - said she would put it in the mail to me that day and put a hold on the collection account. I received a generic phone message on -/-/15 from - - asking me to call her. I returned her call and left a message. I called again on -/-/15 and got - -, she had n... |
National Credit Systems,Inc. Debt collection disclosure verification of debt right to dispute notice not received September 21, 2015 - after being denied a home loan i pulled a credit report, and found this collection. I was not informed of my right to dispute allowed to set up payments or informed before added to credit report. ... |
National Credit Systems,Inc. Debt collection disclosure verification of debt right to dispute notice not received September 14, 2015 - In the year 2013 my family and I lived in - - Apartments and paid the first month of rent, and the deposit. We always paid the rent for a year since the apartments were under contract. We never missed any payments and the water payment ; we paid it full. I even have proved that we paid it all. I have the confirmation number that we paid it. Recently, I received a letter from the National Credit Systems , Inc regarding the deposit that we did n't pay. The amount is $690.00. They have sent me to collection without any warning or any prove that I owe that amount. In the letter it says the... |
National Credit Systems,Inc. Debt collection disclosure verification of debt right to dispute notice not received September 1, 2015 - I been placed in a collection, i just know thru a credit monitor service ... |
National Credit Systems,Inc. Debt collection disclosure verification of debt right to dispute notice not received August 23, 2015 - I have been disputing an account that does not belong to me with National Credit Systems since 2009. The account was removed from my credit with the Credit bureaus. Now, National Credit systems has placed the account that was removed 6 years later back on my credit. I have contacted National credit certified mail just like I did 6 years ago, and still no response back from them. National Credit Systems has never sent me a billing statement, a response letter, or a notice stating my right to dispute. They do not send anything. Instead, they just keep accessing my credit report without my consen... |
National Credit Systems,Inc. Debt collection disclosure verification of debt right to dispute notice not received July 16, 2015 - My previous apartment complex - - - located in - - Florida did not notify me of any debts remaining after moving out of their complex. I now see a balance in collections of - dollars. At no point in time was I made aware or given the opportunity to dispute these items as several of the charges are invalid. I had to call the apartment complex AFTER this had been added to my credit report to see a summary of charges, which again, several I want to dispute but did not have the opportunity to do so. ... |
National Credit Systems,Inc. Debt collection disclosure verification of debt right to dispute notice not received June 25, 2015 - I lived from - till - in the apartment complex - -, -, T-. This apartment complex was bought at the end of - by - - -. Upon leaving the apartment during - - I was told that my deposit would be affected towards the cleaning fee and I provided my new address in case they needed anything. A few months ago I pull my credit report and found that National Credit Systems , Inc. is reporting a debt of $180.00. I would have payed that amount of money without problem if I would had been notified and the debt had been validated. In exchange, the - notice i got from a... |
National Credit Systems,Inc. Debt collection disclosure verification of debt right to dispute notice not received June 23, 2015 - I was working for a - when - declared Bankruptcy. I was under a lease with - and explained the situation to them. I was only a few months in my lease when it happened. The front office of the apartment complex understood my situation and told me they wouldn't try to collect any money from me due to extenuation circumstances. They never tried to contact me about payment or mail me anything. The only reason I found about about this debt is because I checked my credit online and found it. I did not receive anything in writting nor other communication attempts. I also did not receive not... |
National Credit Systems,Inc. Debt collection disclosure verification of debt right to dispute notice not received June 12, 2015 - Collection bureau failed to provide 30-day notice at commencement of their attempts to collect. I disputed the debt, which has been erroneously attributed to me, and the collection agency has attempted to collect the same amount from multiple parties, which, if successful, would be unlawful. ... |
National Credit Systems,Inc. Debt collection disclosure verification of debt right to dispute notice not received April 14, 2015 - Upon pulling my own credit report, I found out that I had an account in collections with National Credit Systems from a previous apartment complex. Upon contacting them, they were given no contact information at all to attempt to contact me. No phone numbers, no address, no reference phone numbers. Also no attempt was made by them to retrieve this information from the apartment, yet I am being told that this item can not be removed from my report because they made every attempt to contact me. What attempt was made? I contacted them as soon as I found out yet I am being penalized for their poor... |
National Credit Systems,Inc. Debt collection disclosure verification of debt right to dispute notice not received April 5, 2015 - NCS has failed to provide me with a dunning notice prior to inserting inaccurate negative information on all - credit bureaus without notice and the only I found out was by VIA credit monitoring service. So when I finally realized I filed a dispute and also contacted NCS and original creditor - to no avail, even though they were in violation FCRA and the Fair Debt Collection Practices they refused to acknowledge any wrongdoings. ... |