GE Capital Retail Debt Is Not Mine Complaints

Review and analysis of over 239 complaints against GE Capital Retail

GE Capital Retail consumers have reported over 239 official complaints related to Debt is not mine. Out of the 239 consumer complaints against GE Capital Retail, 13% were disputed by the consumer (i.e. the consumer was not happy with how GE Capital Retail responded to their complaint) and 100% were processed in a timely manner. 13% of consumer complaints against GE Capital Retail resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 25% resulted in non-monetary compensation.

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New Debt Is Not Mine Consumer Complaints


GE Capital Retail Debt collection cont'd attempts collect debt not owed debt is not mine

September 15, 2015 - i have held health insurance for over seven years. I found this account on my credit reports but have never had any correspondence from them regarding this account. My personal details where compromised in 2012. Please verify the address on this account because there has been attempts to open accounts from an address that is unknown to me in my credit files. ...

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GE Capital Retail Debt collection cont'd attempts collect debt not owed debt is not mine

September 15, 2015 - I recently ordered my credit files and found this account on my credit reports. I have never had any account with this institution and do not know of any account ever opened with them. My personal details where compromised in 2012 when my wallet was lost and included ; credit cards ; social security card and driving license but was found and mailed to me.. Please verify this account and the information used to open this account My credit files report an address that is not known to me and there have been attempts to open accounts from an address. ...

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GE Capital Retail Debt collection cont'd attempts collect debt not owed debt is not mine

September 15, 2015 - Recently closed her Synchrony/JCPENNEY credit account ending in -. At the time of closing and cancelling of the account in question, She was told there was a zero balance. She continued to receive statements showing balances. She wrote a check for the balance $31.00, - check # - dated -/-/2015. She continued to get statements. On calling she was told that the reoccurring fee was for life insurance. She told the Synchrony /JCPENNEY agent that she never ordered life insurance. The fact that the account was closed with a zero balance fell on deaf ears. At this time it was communi...

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GE Capital Retail Debt collection cont'd attempts collect debt not owed debt is not mine

September 3, 2015 - On - - I received a letter from - located in - Nevada their phone number is - they have a reference account number of - - - - I contacted them and representative explain to me the debt is from 1995 I explained to her that I never had a credit card with Walmart she then hung up the phone ...

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GE Capital Retail Debt collection cont'd attempts collect debt not owed debt is not mine

July 13, 2015 - I do n't remember getting this card. They keep calling to collect an outstanding debt. They said I purchased something fro $32.00 that is now up to $170.00 because of non payment. They ca n't tell me what I purchased because it was passed on to a collection agency. Maybe somebody stole my info. Every time I think I 'm getting some where with debt collectors over the phone it hangs up. I have to pay the minimum amount do to see what was purchased. ...

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GE Capital Retail Debt collection cont'd attempts collect debt not owed debt is not mine

July 8, 2015 - Conn credit card continually about an account that is not mine. They 've been told numerous times they are not contacting the correct person. I changed my number because they were calling - times per day. Now they 're calling the new number. ...

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GE Capital Retail Debt collection cont'd attempts collect debt not owed debt is not mine

June 9, 2015 - Received a phone message from Synchrony Bank concerning a debt on a Sam 's Credit Card. I called Sam 's member services and was transferred to a representative from Synchrony Bank. I explained to this person that I have never had a Sam 's Credit Card and that the debt was not mine. I answered a few Security questions and she asked if I had a relative with the same name. I indicated I had a - year old son with the same name. She told me to tell him to call them. This was on or about - -, 2015. Thus far the phone calls have been incessant. I have received - phone calls from this Comp...

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GE Capital Retail Debt collection cont'd attempts collect debt not owed debt is not mine

May 19, 2015 - I sent a letter and have yet to receive a response. Unfortunately, I was the victim of identity theft. I have done everything required of me by law to dispute the fraudulent items on my credit report. I sent a letter to - - '' on -/-/2014 via USPS certified mail. The company refuses to honor my rights under the FDCPA & the FCRA as a victim of identity theft to remove the fraudulent inquiry that was submitted without my knowledge, consent and/or authorization. Please find attached the notice that was sent out along with the attached certified receipt. Information can be tracked online ...

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GE Capital Retail Debt collection cont'd attempts collect debt not owed debt is not mine

May 11, 2015 - I received the complaint sent by Care credit, and It is not resolved. The dispute is not resolved since they are not removing the charges made by dentist - from - dentistry. Care credit said that they are trying to contact me but it is another lie since it is imposible to get on hold to somebody to talk to. Customer service always after made me explain the entire situation, transfer my call over and over. Today Monday, -/-/-, i called them and i was transferred to - different agents and after several minutes of explaining about the problem they transferred me to another and anoth...

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GE Capital Retail Debt collection cont'd attempts collect debt not owed debt is not mine

May 7, 2015 - My JCPenney account has been frozen, I am being charged a monthly & a late fee. I pay more than the minimum monthly amount to help cover the late fee '' and am charged an additional late fee every month. The minimum amount due monthly is $25.00, I pay $40.00 dollars and am on a very limited, tight budget so can only pay an additional $ - monthly for a life insurance policy. Every month I pay a little extra as I can afford it in an attempt to reduce the overall balance. In addition, JCpenney charges me a $35.00 late fee which is added monthly. As of - 2015, the total amount charged...

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GE Capital Retail Debt collection cont'd attempts collect debt not owed debt is not mine

May 1, 2015 - Collection company tried to collect 8 years old debt that I do know I made payments from -/-/- to -/-/- and since then I never recieved bill or late notice for several years. Also I ran credit report and the debt collection is not in credit report which I was under impression it was paid for. There was no communication from Debt collector or JC Penny since -/-/- until todayI think statue of limitation has passed because it is 8 year old debt and should have been written off as bad debt since I heard nothing for 8 years. Why now? ...

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GE Capital Retail Debt collection cont'd attempts collect debt not owed debt is not mine

April 24, 2015 - I received a bill for $2100.00 from - - -, - a bill at - : J.C.Penny Consumer. Original Creditor : - -Current Creditor : - - - have never had a credit card nor have I ever had credit at -.In fact I have never had a credit card of any kind in my life.I am - years old and I do not plan to get any credit cards ever. - - - - - were threatening when I called their toll free number -They sent me a notice of collection and special offer with an offer to send them $540.00 for a settlement. The notice also says The law limits how long you can b...

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GE Capital Retail Debt collection cont'd attempts collect debt not owed debt is not mine

April 13, 2015 - I keep receiving phone calls from - - - - stating that they are trying to collect a debt for - bank. The only account I hold through - is an - Store Credit Card. I called the number on my card and they have confirmed last month 's ( - -/-/2015 ) bill was paid by the due date and this month 's ( - -/-/2015 ) is set for the correct amount paid on the due date. Not only do they keep calling asking for money, I have received calls both on -, and I have gotten automated voice recordings on my cell phone. ...

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GE Capital Retail Debt collection cont'd attempts collect debt not owed debt is not mine

April 9, 2015 - NO SABE WHERES THIS COME FROM. ITS NOT MINE AND ME NO CAN HAVE IT ON MY REPORT. O HAB THEM CALLS ME ALLS THE TIME. SENT LETTER TO STOP BUT THEY NO DO SENT NOTHER ONE STILL CALL AND ON REPORT ...

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GE Capital Retail Debt collection cont'd attempts collect debt not owed debt is not mine

March 31, 2015 - Syncrony Bank keeps calling my home looking for a - -. This is obviously not me. This has been happening since 2009. I 've told them repeatedly that I am not that person and that these calls need to stop. Most of the time I get hung up on! Some times the calls stop for a few months, but they always start up again. Calls come to my home from ( - ) -. ...

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GE Capital Retail Debt collection cont'd attempts collect debt not owed debt is not mine

March 23, 2015 - They ask for my full social security number, which, of course, I do n't give out. They say I owe a bank named Sychrony. Never heard of them. They call constantly, as early as - est. The number is -. Lately my caller ID just shows out of area. ...

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GE Capital Retail Debt collection cont'd attempts collect debt not owed debt is not mine

March 20, 2015 - I sent a letter and have yet to receive a response. Unfortunately, I was the victim of identity theft. I have done everything required of me by law to dispute the fraudulent items on my credit report. I sent a letter to - - '' on - via - certified mail. The company refuses to honor my rights under the FDCPA & the FCRA as a victim of identity theft to remove the fraudulent inquiry that was submitted without my knowledge, consent and/or authorization. Please find attached the notice that was sent out along with the attached certified receipt. Information can be tracked online using ...

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