Review and analysis of over 4,364 complaints against TransUnion
TransUnion consumers have reported over 4,364 official complaints related to Information is not mine. Out of the 4,364 consumer complaints against TransUnion, 14% were disputed by the consumer (i.e. the consumer was not happy with how TransUnion responded to their complaint) and 100% were processed in a timely manner. 0% of consumer complaints against TransUnion resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 24% resulted in non-monetary compensation.
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TransUnion Credit reporting incorrect information on credit report information is not mine February 13, 2016 - I have disputed this entry with Transunion on multiple occasions. The creditor *- ) are refusing to provide me proof of validation in violation of : TITLE VIII - DEBT COLLECTION PRACTICES [ Fair Debt Collection Practices Act ] 803. Definitions [ 15 USC 1692a ] As used in this title - ( 4 ) The term " creditor '' means any person who offers or extends credit creating a debt or to whom a debt is owed, but such term does not include any person to the extent that he receives an assignment or transfer of a debt in default solely for the purpose of facilitating collection of such debt for anothe... |
TransUnion Credit reporting incorrect information on credit report information is not mine February 13, 2016 - I was a student at - - - from -/-/- to -/-/-. A school official applied for a - Student Loan ( Private ) in my name providing an e signed loan application for $21000.00. The loan was obtained for the school period of -/-/- to -/-/-, a period for which I was not enrolled ( documentation provide by the school registrar ). I had no knowledge of the loan until learning that I had been turned over to a collection agency about a year ago. When I requested debt validation, the debt collection agency ( - - - ) was only able to provide a copy of the loan appli... |
TransUnion Credit reporting incorrect information on credit report information is not mine February 12, 2016 - Please note that Transunion did adjust the incorrect issue, however they continue to add phone numbers on my personal information that are not and never have been mine. The following telephone numbers I have asked to be removed and they have not done this. They are in Texas - - - -, - - - -, - - - -, - - - -. In regards to - they correctly placed me on a 7 year fraud alert, then the following month, placed me on a reduced 90 day fraud alert, why they did this I do not know, but this is incorrect, I should remain on the 7 year fraud alert. I ha... |
TransUnion Credit reporting incorrect information on credit report information is not mine February 11, 2016 - I have been a victim of identity theft for over five years. I have filed multiple complaints and disputes with -, -, TransUnion and the Federal Trade Commission. On numerous occasions, -, - and TransUnion has blocked and/or froze my file, which hindered me from getting a copy of credit bureau reports and the deletion of erroneous information. My consumer credit rights, have been continually violated and disputes have been ignored. I have sent in countless copies of my drivers license and social security card, yet the erouneous information remains. I currently have the following l... |
TransUnion Credit reporting incorrect information on credit report information is not mine February 10, 2016 - Credit report lists my correct address and - false address where I have never lived. ... |
TransUnion Credit reporting incorrect information on credit report information is not mine February 10, 2016 - I have bank accounts and other improper usage on my credit report ... |
TransUnion Credit reporting incorrect information on credit report information is not mine February 10, 2016 - I have a $500.00 collection on my Transunion credit report which I tried to dispute online but they would not allow the dispute. I do n't know if it was a technical error or they just have it set up so you ca n't dispute which means less work for them. I have tried to get a free copy of my report but they say I cant because I read it online and now they want - per month to do what they are required to by law for no charge. Total ripoff and I 'm -. This is not my account and it is destroying my credit and it is only on Transunion ... |
TransUnion Credit reporting incorrect information on credit report information is not mine February 10, 2016 - Trans Union is not responding to my request to investigate, verify and remove - account from my credit file. ... |
TransUnion Credit reporting incorrect information on credit report information is not mine February 9, 2016 - Fraudulent attempt to open a credit card in my name - Called and stopped application. However, it took - - 6 months to have removed This time on - -, - the same event occurred again. I called and stopped the application but - - failed to call me first ( Had a credit alert in place at the time of application ) and as of today -/-/- failed to removed the hard hit from my credit report. I have spent over 8 hours over a 5 month period and have complied with their directions and faxes. I need help with - - to comply with the 90 day limit for removal. ... |
TransUnion Credit reporting incorrect information on credit report information is not mine February 9, 2016 - On -/-/2015 I disputed an inquiry on my credit report directly with - via certified mail. The letter was received, but there has been no response. Please remove this item from my credit report immediately! ... |
TransUnion Credit reporting incorrect information on credit report information is not mine February 8, 2016 - TransUnion is the only credit reporting agency reporting inaccurate information of the bureaus in this case. After disputing numerous accounts that are inaccurately being reported on my credit report, TransUnion failed to delete the inaccurate accounts and continue to refuse to provide me with acceptable proof of the documents used to unequivocally verify and determine the - credit card accounts ownership. As of now, TransUnion is in violation of federal law as the 30 days allotted have passed and the referenced account has not be sufficiently been verified. Under Section 611 ( 5 ) ( A ) of... |
TransUnion Credit reporting incorrect information on credit report information is not mine February 6, 2016 - Yesterday I received in the U.S. Mail a letter from " TransUnion '' credit bureau that still had under " Adverse Accounts '' a debt collection agency by the name of " Enhanced Recovery Company '' ; -. - - ; -, FL ; - ; -. Under the " Original Creditor '' space it states : " - -. for $ -. '' I have always had " - - - -. '' for the last 22 years. So I am the victim of Identity Theft with this false " - -. '' debt. I called up " TransUnion '' and they still refused to " Delete '' this Identity Theft entry. ... |
TransUnion Credit reporting incorrect information on credit report information is not mine February 6, 2016 - - unknown names appear on my credit report. ... |
TransUnion Credit reporting incorrect information on credit report information is not mine February 6, 2016 - There are several questionable problems with my reports as in medical, credit card information and the fact that I had to purchase my free credit report. ... |
TransUnion Credit reporting incorrect information on credit report information is not mine February 4, 2016 - - - - - - -, FL - Trans Union Shows this address and its not my Address. ... |
TransUnion Credit reporting incorrect information on credit report information is not mine February 4, 2016 - i have this collection on my report from Transunion and only Transunion its not mine. I sent them a letter asking for proof or some sort of account information. They sent back a letter saying verified. no proof given at all. Just - work Verified. How? Who? They dont want to say, Please delete it asap. ... |
TransUnion Credit reporting incorrect information on credit report information is not mine February 4, 2016 - - - - I never applied for any car loans with - and this should be removed - I believe someone must be utilizing my credit info ... |
TransUnion Credit reporting incorrect information on credit report information is not mine February 3, 2016 - I was the victim of identity theft a few years back and just learned some hard inquiries from the person who stole my identity are still noted on my credit, as well as - account being still open that is not mine ( - ). I have filed a report with the police. ... |
TransUnion Credit reporting incorrect information on credit report information is not mine February 1, 2016 - For the past several months, I have been disputing several inaccuracies that are listed in my credit report I have written - letters to the credit bureaus in which I requested these inaccuracies be removed. Unfortunately, the credit bureaus have refused to comply with my requests. The inaccuracies are as follows : Bureau : - Account Name : - Account Number : - look like this account I not mine, I asked - to send me a copy of this debt with my signature on it showing that this account really belong to me and they fail to reply ... |
TransUnion Credit reporting incorrect information on credit report information is not mine February 1, 2016 - Wrong Address also - report had wrong year of birth also had myself listed as - ... |
TransUnion Credit reporting incorrect information on credit report information is not mine January 30, 2016 - I am a victim of Identity theft - Police Number - I submitted in my police report that was taken by a police officer and provided it to all - credit bureaus as it relates to - - Account Number - account was removed however a collection agency placed themselves on my credit and the credit bureau nor the collection agency has failed to remove the fraudulent account from my credit. I was not contacted by the collection agency but I have contacted them and they continue to ignore me and report the account. - - - Account Number - ... |
TransUnion Credit reporting incorrect information on credit report information is not mine January 29, 2016 - This is my third letter to them in regards to accounts listed on my credit report with their organization that are the result of identity theft and they have failed to process my disputes pursuant to section 605B of the FCRA. They continue to send me letters stating that I am not providing the proper identification, and yet I have sent my driver 's license, tax forms, proof of address, police report, FTC affidavit and statement of identity theft with each letter. You sent a letter stating that you are declining to process my disputes as identity theft because you believe them to be either in e... |
TransUnion Credit reporting incorrect information on credit report information is not mine January 28, 2016 - - account billing is incorrect, account not mine, in another state, Ohio. ... |
TransUnion Credit reporting incorrect information on credit report information is not mine January 28, 2016 - I have multiple accounts on my credit report that are reporting incorrectly. They were opened fraudulently with my social security number, my name ( wrong middle name ) and an ID from Pennsylvania with the wrong address and a photo that is not mine. None of the companies agree that this debt is not mine and most of the fraudulent files are reporting to all - credit reporting agencies. ... |
TransUnion Credit reporting incorrect information on credit report information is not mine January 28, 2016 - Trans Union is not responding to any of my numerous requests to investigate, verify and remove some accounts from my credit file that do not belong to me. ... |
TransUnion Credit reporting incorrect information on credit report information is not mine January 27, 2016 - I recently got my credit report which showed my credit scores. TransUnion and - have gone down - points. I have been trying desperately to reestablish credit since a medical bk and foreclosure as I know how important good credit is. I have over the past 3 yrs purchased a home & opened up credit cards, paying them off immediately. I recently refinanced my home & bought a new car. I shopped around & it is my understanding that I could shop around for 30 days & those inquiries which were for the same thing & done within 30 days of each would only count ONLY -. Apparently this is not happ... |
TransUnion Credit reporting incorrect information on credit report information is not mine January 27, 2016 - There is a entry on my credit report that was previously disputed. I reached out the to the company to request a verification of the debt as I expressed that it was not mine and that i was disputing the debt in its entirety. As per the FCRA 30 days elapsed and there was not written response mailed to me so the law stipulates that this must be deleted. I expressed this to Transunion however the entry remains on my credit report, which is in direct violation of the FCRA laws. ... |
TransUnion Credit reporting incorrect information on credit report information is not mine January 27, 2016 - I went to a car dealership and authorized a soft inquiry on my credit. I know it was supposed to be a soft inquiry because the salesman said that is all it would be. Two days later I find out there are - hard inquiries that I never authorized. ... |
TransUnion Credit reporting incorrect information on credit report information is not mine January 27, 2016 - - - This item does not belong to me, and it keeping me from getting a job. ... |
TransUnion Credit reporting incorrect information on credit report information is not mine January 26, 2016 - TRANSUNION AND - REPORTING INFORMATION NOT MINE. ... |
TransUnion Credit reporting incorrect information on credit report information is not mine January 25, 2016 - I received an alert via email saying that my credit score decreased due to a hard inquiry on -/-/2016. Upon review of my credit report, there is a hard inquiry from an auto dealership I have no knowledge of, and I never authorized this inquiry. TransUnion went on to say they can not remove this inquiry without a letter from the inquiring company allowing this inquiry to be removed. The auto dealership said they never pulled my credit report, they also informed me they do not use social security numbers to pull inquiries, in most cases. The customer name from the inquiry does not match my... |
TransUnion Credit reporting incorrect information on credit report information is not mine January 25, 2016 - There is around - credit cards open in my behalf that i have n't authorize. And is affecting my credit score. ... |
TransUnion Credit reporting incorrect information on credit report information is not mine January 24, 2016 - The creditor filed on my report that I cosigned for a loan. I never cosigned for anyone. They provided Transunion a copy of the contract which show I was denied for a loan and never cosigned for anyone. All other credit agencies have removed the creditor ( - ) and they have refuse to remove even when proof has been provided. I have submitted more that five disputes and they return an answer within 5 days stating its correct. I 've also filed a claim in court and added this item to my bankruptcy to have it cleared before the federal courts and informed Trans Union that it is my by chapter -... |
TransUnion Credit reporting incorrect information on credit report information is not mine January 23, 2016 - From - of - to - - I lived in the income restricted property, - - - in -, FL. One of the lease addenda stated that if my family size or income changed, I was to report it immediately, and if the income exceeded the allowance, I was to move out within 30 days or by the end of the lease, whichever was sooner. I married, my family income rose, exceeding the allowance, I paid my prorated rent and submitted the 30 day notice, but the manager refused and returned my check and told me I was going to be liable for the remainder of the lease. I continued to proceed with moving o... |
TransUnion Credit reporting incorrect information on credit report information is not mine January 21, 2016 - Some of the items have already been disputed and reversed, but not all and new accounts came in after my initial look. So far, - accounts were opened : - - Account closed and marked as fraud. Spoke with representative who stated it was opened in person at - - - in -, Colorado - - - Under investigation - - Waiting for documents to begin investigation - - Investigation complete, account closed as fraudulent and charges are being written off. - - Under investigation ... |
TransUnion Credit reporting incorrect information on credit report information is not mine January 21, 2016 - My credit went from - to - due to the Great Recession and problems in paying medical bills and being unemployed. In - I landed a job and have not missed any bill payments since then. Accordingly, my credit went from - to - in -. However, in - of - my credit suddenly dropped from - to - per - - 's data collected from Transunion and -. When I checked to see why I discovered a - NEW entries for unpaid balances that were FOURTEEN YEARS OLD, both dated - -, -. Both entries involved " - - - '' which I have never heard of in amounts of $130... |
TransUnion Credit reporting incorrect information on credit report information is not mine January 21, 2016 - I have called and spoken to approximately - people at - to dispute an account from them that is listed on my credit report through them. It states that I closed the account and it went to collections, and that I still owe $270.00. I have never closed my account with them, the account number listed is not even an account number that they have. They have confirmed orally to me that I do not owe them any money, and have an active open account. They will not remove it because they tell me that they did not report it. It clearly shows that - reported it though. ... |
TransUnion Credit reporting incorrect information on credit report information is not mine January 20, 2016 - This company is reporting false information on my credit report. I have requested verification and they continue to violate my rights. I have previously sent written correspondence to - - Bank requesting that all account information be verified and removed because this account ( 1 ) does not belong to me, and ( 2 ) is listing both negative and inaccurate information on my credit reports. - - Bank 's response - - -, - ) was that I did not indicate what specific information you were disputing or requesting to verify. This is FALSE ; please see the detailed email below whi... |
TransUnion Credit reporting incorrect information on credit report information is not mine January 20, 2016 - There are names on my credit that I never used or would go under my name is - - -. Not - - - - - something like that - - - - This is hurting me because there are things under the names that are not mine ... |
TransUnion Credit reporting incorrect information on credit report information is not mine January 19, 2016 - Trans Union is refusing to investigate and remove some accounts from my credit file that do belong to me and correct some accounts that are reporting incorrectly. ... |
TransUnion Credit reporting incorrect information on credit report information is not mine January 18, 2016 - I have not been able to log into Transunion or - websites to submit dispute someone else 's delinquent account information on my credit report. It is the - - delinquent account listed on the attached report. It is not mine. I have NEVER had the - - - account listed. I have NEVER lived at the address attached to that account. ... |
TransUnion Credit reporting incorrect information on credit report information is not mine January 17, 2016 - After several low quotes for car financing, I decided to research my credit ( freeannualcreditreport.com or something like that ) and saw that my information has been merged with that of my father. He is - - -, I am - - -, same current address but obviously different date of birth and SS #. On the website I was able to see this and dispute it with - reporter ( - ) and not the other - ( Transunion and - ) due to failing the initial security questions which all used my father 's banking history. At present I have recieved some confirmation from Experian that negativ... |
TransUnion Credit reporting incorrect information on credit report information is not mine January 16, 2016 - - - - should not be showing up on my file as a serious delinquency. I was not even aware of this until my ex husband told me we owed this money and it was past due. This occurred after our divorce. He was held responsible for the amount as a result of our divorce decree. I do n't believe it is showing up on his file so why should it show up on mine. Please remove. It is unfair that I should be paying for his mistakes. Thanks, - - ... |
TransUnion Credit reporting incorrect information on credit report information is not mine January 15, 2016 - - - -, - Acct # : - Date Reported : -/-/2014 Balance : $0.00 Past Due : $0.00 Acct Status : 120+ DAYS PAST DUE this account was apparently transferred to another lender sometime ago, so how can current acct status be showing as late?? this is inaccurate ... |
TransUnion Credit reporting incorrect information on credit report information is not mine January 15, 2016 - Trans Union is not responding to my request to investigate and remove - account from my credit report that does not belong to me and correct - account that is reporting incorrectly. ... |
TransUnion Credit reporting incorrect information on credit report information is not mine January 15, 2016 - Trans Union is not responding to my requests to investigate and remove some accounts from my credit file that do not belong to me. ... |
TransUnion Credit reporting incorrect information on credit report information is not mine January 14, 2016 - Today I received in the - Mail my " TransUnion '' credit report dated " -/-/2016. '' Under the section entitled " Addresses Reported '' it has currently living at : " - - - ; -, CA ; -. '' I am the victim of Identity Theft. I had previously called " TransUnion '' to ask them to please " Delete '' this fake " - - - ; -, CA ; - '' off from my " TransUnion '' credit file and they wanted to " pay them '' first to do so! I have lived in -, California for the - consecutive years. I do n't even know " -, California '' is even located at. ... |
TransUnion Credit reporting incorrect information on credit report information is not mine January 14, 2016 - -, - - SEC # - DOB -/-/- - - - - -, FL - - -. - - - -, GA - - - - -. - - -, Texas - TransUnion Consumer Solutions, -. - - -, PA - -. I recently submitted a request for investigation of an Acct Number : - # - - # - - - # - - - - - - Docket # : - IQUIRE THAT I DID NOT AUTORIZE - -/-/- - -/-/- - -/-/- - - - - - -/-/- - -/-/- - - - - -/-/- - - - - -/-... |
TransUnion Credit reporting incorrect information on credit report information is not mine January 14, 2016 - They have me living in - - -, Il and I have n't lived there since I was - years of age. My last - years have been in - and -. I have been a registered voter in those states for those years. ... |
TransUnion Credit reporting incorrect information on credit report information is not mine January 14, 2016 - There is an account on my transunion report that does not belong to me. I have tried to contact the collection agency - whom is reporting this account and the phone numbers are disconnected and the fax numbers are no longer in service. I disputed this account with transunion and the response I got was this account was 'VERIFIED '. - did not verify this account because this company is no longer in business. I asked for the METHOD OF VERIFICATION that transunion used and got no response other than -. There is no way that this account was verified if it is gone out of business. This coll... |
TransUnion Credit reporting incorrect information on credit report information is not mine January 14, 2016 - In attempting to verify my identity the - credit agencies use information from my relatives then hold it against me that I do not know the answer. Transunion is the biggest culprit of this, where it is at the point that I am unable to get my own credit report due to their clerical incompetence. ... |
TransUnion Credit reporting incorrect information on credit report information is not mine January 13, 2016 - - -, - TransUnion Consumer Solutions - -, PA - equest for Investigation - - - - - - # - - Ca - SSN : - To Whom It May Concern : I am writing regarding a serious problem with my credit report. You are currently reporting the following items that I request that you remove from my credit report : 1. - # - -. - - - # - The information that you are supplying to my potential creditors is simply in error and inaccurate. Please kindly conduct your re-investigation of these inaccurate items pursuant to your obligations under 15 USC 16... |
TransUnion Credit reporting incorrect information on credit report information is not mine January 13, 2016 - Transunion failed to follow Fair Credit Action 605b and block the info that is the result of id theft. This is my 4th request and I am including the FTC Theft form completed, Police Report, Drivers License, SSN card and proof of residence! Please block the - - account it is a result of ID Fraud!!!!!!!! Please review all attached documents and the FTC is n't signed because its an automatic report to the police I did but the police report is included as required under FCRA Section 605b. ... |
TransUnion Credit reporting incorrect information on credit report information is not mine January 12, 2016 - Through CFPB, - - - - - closed this account. Explanation of closure : " Terminated collection efforts and notified the bureaus to delete our trade line. '' Case # - -/-/2015 ... |
TransUnion Credit reporting incorrect information on credit report information is not mine January 12, 2016 - I have filed multiple disputes with Transunion regarding fraud on my accounts. However, they continue to verify those accounts. The accounts include gap ( acct # - ) - ( acct # - ), - - ( acct # - ). Even with police reports, transunion refuses to remove these above mentioned accounts from my credit report. CFPB complaints have been filed against them independently. Transunion needs to follow laws regarding fraud voluntarily. I want these accounts blocked from my Transunion credit report. ... |
TransUnion Credit reporting incorrect information on credit report information is not mine January 12, 2016 - There is a collection from - - stating a creditor by - sent me to collections. I do not know anything about this - nor have i ever been to the state that is being listed. I believe my identity has been stolen and i want this collection removed and to not come back. ... |
TransUnion Credit reporting incorrect information on credit report information is not mine January 12, 2016 - These accounts need to be deleted because they are not mine and they have not been validated. I have disputed these accounts with Transunion numerous times. The response I get back is that the information has been 'verified '. I contacted each one of these collection agencies and I never received a response from the collection agency to 'Validate ' the account. With that being said I am sure that Transunion did not get a verification from the collection agencies pertaining to the collection agencies on my credit report that do not belong to me. - is not a way to verify an account. I request... |
TransUnion Credit reporting incorrect information on credit report information is not mine January 12, 2016 - I have several accounts listed with you that are fraudulent some of these companies such as - acct # - have said they are removing these items as fraud as my idenity has been stolen but your credit reporting company has refused to remove it as such i have filed a fraud affidavit of identity theft and police report notarized the report also includes the email in which it was sent electronically with the named accounts that need to be removed immediately ... |
TransUnion Credit reporting incorrect information on credit report information is not mine January 11, 2016 - am not aware about this inquiries I send a letter to the - credit bureau, I try to call the company and no answer ( some of them do not pick up the phone ) : Tansunion - - - -/-/- - -/-/- - - -/-/- - -/-/- ... |
TransUnion Credit reporting incorrect information on credit report information is not mine January 11, 2016 - After recently pulling my own credit report, I found that - - Bank is showing I opened a credit card of $250.00 with them in - - and charged off in - -. This is not true. It 's showing that I have a balance of $380.00. I want proof of this. If I did ever indeed have an account with them, I want documentation of the dates opened and charged off because I did not open or charge off any accounts during that time period. ... |