TransUnion Credit Reporting Complaint

TransUnion Credit reporting department,

Incorrect information on credit report Information is not mine Illinois

This company is reporting false information on my credit report. I have requested verification and they continue to violate my rights. I have previously sent written correspondence to - - Bank requesting that all account information be verified and removed because this account ( 1 ) does not belong to me, and ( 2 ) is listing both negative and inaccurate information on my credit reports. - - Bank 's response - - -, - ) was that I did not indicate what specific information you were disputing or requesting to verify. This is FALSE ; please see the detailed email below which shows all of the inaccuracies this company is reporting false information. I have also filed complaint with all three major reporting bureaus and have not received a thorough investigation as required by the law. This is a notice of complaint with Transunion, under the provisions of FCRA 623 ( a ) ( 8 ) ( D ), of the accuracy of information and ownership of said account you have posted to my credit file. The date of last activity, payment history, and status* do not align across all credit bureaus. After further investigation on my part, I


published at - - - - ( - -, - ), this notice includes : Identification of the specific information being disputed : Transunion- reporting for Acct # not listed on either of the - credit bureaus website, but pertaining to credit card account ending in -. BASIS FOR DISPUTE 1. Date of last activity ( Inconsistent across all - bureaus ) - - - - Transunion - -/-/- - - - unknown/not listed -. Payment history ( Inconsistent across all - bureaus ) - - Late 30days -, late 60days -, late 90days - ; worst delinquency - Bad debt/Collection Transunion - Late 30days -, late 60days -, late 90days - ; worst delinquency - None reported - - Late 30days -, late 60days -, late 90days - ; worst delinquency - Collection ***Payment status is showing charge off from - - - on - - however, - payment status is showing " charge off '' on - - - - -, then " ok '' - -, - -, then " charge off '' again - - - - -, then " ok '' - - and - -, then listed as " charge off '' - -. *** 3. Status ( Inconsistent across all - bureaus ) - - " Charge off '' Transunion - " Charged off as bad debt '' - - " Unpaid balance reported as a loss by credit grantor '' I also have NO knowledge of this account. Below I have attached a copy of my original letter to - - Bank, a copy of their response letter and a copy of the section of false information that is still reporting on my credit report.